INBK - NASDAQ
First Internet Bancorp
$23.02
-3.6%First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, savings, money market, and brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity and improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities. In addition, it offers corporate credit card and treasury management services. The company provides its services through its firstib.com Website. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana.
At a Glance
Live SnapshotFirst Internet Bancorp Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
First Internet Bancorp Cash Flow Statement
INBK • NASDAQ
| First Internet Bancorp Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
-35.2M | 25.3M | 8.4M | 35.5M | 48.1M | 29.5M | 25.2M | 21.9M | 15.2M | 12.1M | 8.9M | 4.3M | 4.6M | 5.6M | 3.2M | 5M | -2.1M | 1.6M | 2.8M | 2.1M | |
0.0 | 8.5M | 5.7M | 8.7M | 8.8M | 7.8M | 6.9M | 5.7M | 5.3M | 3.8M | 1.9M | 1.9M | 2.3M | 2.9M | 251K | 361.2K | 605.7K | 711.9K | 195.6K | 220.2K | |
0.0 | -1.4M | -4.4M | 4.6M | 2.4M | -4.1M | -4.4M | 978K | -3.3M | 3.5M | 443K | -1.5M | 2.3M | -191K | -938K | 1.3M | -3M | 931K | -116.4K | -79K | |
0.0 | 1.8M | 1.3M | 2M | 2.4M | 2.1M | 1.7M | 1.6M | 1M | 736K | 762K | 507K | 514K | 202K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
41.6M | -25.2M | 10M | 25.1M | -13.1M | -22.4M | -33.5M | 12.1M | 9M | 13.1M | -397K | -6.1M | 34.8M | -15M | -35.8M | 1.9M | 11.9M | 4.5M | 1.7M | 2.4M | |
(99K) | (684K) | (939K) | (2M) | (7M) | (5.9M) | (4.6M) | (485K) | (6.6M) | (5.9M) | (3.8M) | (2.3M) | (770K) | (2.3M) | (614K) | (0.0) | (1.7M) | (505K) | (0.0) | (0.0) | |
5.7M | 4M | -9.3M | 6.7M | 6.2M | 142K | -39.5M | -12.8M | -2.6M | -6.8M | -771K | 2.8M | -2.8M | 833K | 1.9M | 2.8M | -5.8M | -3.1M | -57.4K | -6.9M | |
12.1M | 13M | 11.7M | 82.7M | 54.8M | 13.1M | -43.6M | 29.4M | 24.6M | 26.5M | 10.9M | 2M | 41.5M | -5.7M | -31.4M | 11.3M | 1.6M | 4.6M | 4.6M | -2.2M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -2.6M | -5.4M | -17.5M | -29.9M | -25.6M | -4.1M | -2.2M | -1.5M | -3.2M | -2.5M | -915K | -7.2M | -309K | -233K | -780.3K | -72.2K | -480.7K | -1.2M | -247K | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -869.5M | -297.9M | -219.8M | -230.4M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -13.6M | (0.0) | |
-7.7M | -261.5M | -188.8M | -57.7M | -282.2M | -146.1M | -211.2M | -91.5M | -94M | -366.4M | -100.3M | -112M | -134.5M | -59M | -77.9M | -41.8M | -18.2M | -104.4M | -44M | -52M | |
0.0 | 111M | 72.2M | 88.1M | 174.8M | 196.7M | 122.7M | 62.5M | 77.5M | 92M | 21.8M | 159.1M | 101.8M | 49.8M | 69.7M | 36M | 55M | 50.5M | 44.1M | 33.6M | |
0.0 | -343M | -352.6M | -613.9M | 181.2M | -69.9M | -220.7M | -607.5M | -890.2M | -309.2M | -223.1M | -232.8M | -145.5M | -30.7M | -31.8M | 3.2M | 3.4M | 24.4M | 29.4M | -15.3M | |
-7.7M | -496.2M | -474.5M | -601M | (43.9M) | -44.8M | -313.3M | -638.7M | -908.2M | -586.7M | -304.2M | -186.7M | -185.4M | -40.1M | -40.2M | -3.4M | (40M) | -30M | (14.8M) | -33.9M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-521K | -283K | -9.3M | -27.8M | -4.4M | 0.0 | -9.8M | 54.1M | 51.6M | 46.2M | 0.0 | 0.0 | 29.1M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -3.4M | |
-45.5M | -320M | 0.0 | 100M | 23.7M | 9.8M | 25.4M | 112M | 220.2M | 22.8M | 93.8M | 75M | -6M | 0.0 | 10M | -16.6M | -10M | 8.3M | 0.0 | -4M | |
-2.1M | -2.1M | -2.2M | -2.3M | -2.4M | -2.3M | -2.4M | -2.2M | -1.7M | -1.2M | -1.1M | -1.1M | -450K | -479K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-521K | -283K | -9.3M | -27.8M | -4.4M | (0.0) | -9.8M | -216K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
45.2M | 866.1M | 623.7M | 262M | -92.4M | 116.8M | 482.3M | 586.2M | 621.9M | 506.8M | 197.5M | 85.4M | 142.4M | 44M | 64M | 11.1M | -27.6M | -22.3M | 8.4M | 58.7M | |
-2.9M | 543.7M | 612.2M | 331.9M | -75.6M | 124.2M | 495.5M | 750.1M | 892.1M | 574.6M | 290.1M | 159.3M | 165.1M | 43.5M | 74M | -5.6M | -37.6M | -14M | 8.4M | 51.3M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
1.5M | 60.5M | 149.3M | -186.4M | 23.2M | 92.4M | 138.6M | 140.7M | 8.5M | 14.3M | -3.1M | -25.4M | 21.2M | -2.3M | 2.4M | 2.4M | 4.2M | -39.4M | 27.8M | 15.1M | |
13M | 405.9M | 256.6M | 443M | 419.8M | 327.4M | 188.7M | 48M | 39.5M | 25.2M | 28.3M | 53.7M | 32.5M | 34.8M | 32.4M | 30M | 25.8M | 65.2M | 37.4M | 22.3M | |
14.5M | 466.4M | 405.9M | 256.6M | 443M | 419.8M | 327.4M | 188.7M | 48M | 39.5M | 25.2M | 28.3M | 53.7M | 32.5M | 34.8M | 32.4M | 30M | 25.8M | 65.2M | 37.4M | |
38.3M | 10.4M | 6.3M | 65.2M | 24.9M | -12.5M | -47.7M | 27.1M | 23.1M | 23.3M | 8.4M | 1.1M | 34.4M | -6M | -31.7M | 10.6M | 1.6M | 4.1M | 3.4M | -2.5M |
SEC Filings
INBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 20, 2026 | May 18, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 27, 2026 | March 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 17, 2026 | March 17, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 11, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 16, 2025 | December 16, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 10, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 22, 2025 | October 22, 2025 | 2025 |
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