First Internet Bancorp

First Internet Bancorp

INBKยทNASDAQ

$23.02

-3.6%
Financial ServicesBanks - Regional

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, savings, money market, and brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity and improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities. In addition, it offers corporate credit card and treasury management services. The company provides its services through its firstib.com Website. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana.

At a Glance

Live Snapshot
Market Cap$200.66M
EPS-4.0300
P/E Ratio-5.71
Earnings Date07/22/2026
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First Internet Bancorp Street Expectations Map

INBK ยท NASDAQ

Wall Street analysts project that INBK stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 26.50, with estimates ranging from a low of 24.00 to a high of 29.00.

Lowest Target
24.00
4.26%
Consensus Target
26.50
15.12%
Highest Target
29.00
25.98%

The consensus 1-year price target stands at 26.50, with estimates ranging from a low of 24.00 to a high of 29.00.

Analyst Consensus Analysis

Upside Potential

+15.1%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

18.9% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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First Internet Bancorp Forward Estimates of Revenue

INBK ยท NASDAQ
Latest Revenue
322.87M
FY 2025
Avg Estimate
184.93M
FY 2026
Estimate Range
183.33M - 186.52M
Analyst Spread

Forward Growth Analysis

Projected Growth-42.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Internet Bancorp Forward Estimates of Net Income

INBK ยท NASDAQ
Latest Net Income
-35.17M
FY 2025
Avg Estimate
18.95M
FY 2026
Estimate Range
18.73M - 19.11M
Analyst Spread

Forward Growth Analysis

Projected Growth+153.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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First Internet Bancorp Forward Estimates of EPS

INBK ยท NASDAQ
Latest EPS
-4.03
FY 2025
Avg Estimate
$2.17
FY 2026
Estimate Range
$2.15 - $2.19
Analyst Spread

Forward Growth Analysis

Projected Growth+153.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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First Internet Bancorp Forward Estimates of EBIT

INBK ยท NASDAQ
Latest EBIT
-50.87M
FY 2025
Avg Estimate
19.38M
FY 2026
Estimate Range
19.21M - 19.54M
Analyst Spread

Forward Growth Analysis

Projected Growth+138.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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First Internet Bancorp Forward Estimates of EBITDA

INBK ยท NASDAQ
Latest EBITDA
-50.87M
FY 2025
Avg Estimate
24.99M
FY 2026
Estimate Range
24.78M - 25.21M
Analyst Spread

Forward Growth Analysis

Projected Growth+149.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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First Internet Bancorp Forward Estimates of SG&A Expense

INBK ยท NASDAQ
Latest SG&A Expense
64.70M
FY 2025
Avg Estimate
35.07M
FY 2026
Estimate Range
34.77M - 35.37M
Analyst Spread

Forward Growth Analysis

Projected Growth-45.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Internet Bancorp Insider Positioning

INBK ยท NASDAQ

During the last 12 months, insiders have purchased $208K worth of INBK shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

1.0K

19.83K

Sold

0

0.00

Net Activity

+20K

+$20K

6-9 Months

Bought

10.1K

187.86K

Sold

0

0.00

Net Activity

+188K

+$188K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
BDB

Becker David B

Director, Officer: Chairman And Ceo

5.0K sharesโ€ข1 transactions

$93K

2
KJKJ

Keach John K Jr

Director

2.0K sharesโ€ข1 transactions

$39K

3
LNS

Lorch Nicole S.

Officer: President & Coo

2.0K sharesโ€ข1 transactions

$36K

4
DAC

Dee Ann C.

Director

1.1K sharesโ€ข1 transactions

$20K

5
FJA

Fenech Joseph A.

Director

1.0K sharesโ€ข1 transactions

$20K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $208K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Insider Participation

High Buying

5 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.