HQY - NASDAQ
HealthEquity, Inc.
$87.56
+2.6%HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.
At a Glance
Live SnapshotHealthEquity, Inc. Management Team
Mr. Scott R. Cutler J.D.
Chief Executive Officer, President & Director
Compensation
$777,077
Mr. James M. Lucania
Chief Financial Officer & Executive Vice President
Compensation
$1,153,107
Mr. Mukund Ramachandran
Chief Marketing Officer
Mr. Michael Fiore
Executive Vice President & Chief Commercial Officer
Compensation
$922,201
Ms. Tia Padia
Executive Vice President & Chief Marketing Officer
Mr. Elimelech Rosner
Executive Vice President & Chief Technology Officer
Compensation
$1,150,012
Mr. Brad Bennion
Executive Vice President of Corporate Development & Strategy
Mr. Steve Lindsay
Executive Vice President of Sales & Relationship Management
Mr. Delano Ladd J.D.
Executive Vice President, General Counsel & Secretary
Compensation
$823,982
Dr. Stephen D. Neeleman
Founder & Vice Chairman
Compensation
$906,232
Dr. Stephen D. Neeleman M.D.
Founder & Vice Chairman
Compensation
$906,232
Mr. Richard Putnam
Vice President of Investor Relations
HealthEquity, Inc. Insider Positioning
During the last 12 months, insiders have sold $11.64M worth of HQY shares, with no buying activity reported.
3 Months
0
0.00
13.1K
1.19M
-1.2M
-$1.19M
3-6 Months
0
0.00
16.8K
1.61M
-1.6M
-$1.61M
6-9 Months
0
0.00
4.8K
454.82K
-455K
-$455K
9-12 Months
0
0.00
75.2K
8.38M
-8.4M
-$8.38M
Top Buyers
No buying activity
Top Sellers
Rosner Elimelech
Officer: Evp, Chief Technology Officer
$9.02M
Ladd Delano
Officer: Evp, General Counsel
$1.11M
Wellborn Gayle Furgurson
Director
$645K
Fiore Michael Henry
Officer: Evp, Chief Commercial Officer
$527K
Dilsaver Evelyn S
Director
$323K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $11.64M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.
SEC Filings
HQY - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | May 13, 2026 | January 31, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | May 13, 2025 | January 31, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | May 17, 2024 | January 31, 2024 | 2024 | |
DEF 14A DEF 14A N/A | May 12, 2023 | May 12, 2023 | ||
DEF 14A DEF 14A 2022 N/A | May 13, 2022 | June 23, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | May 13, 2021 | June 24, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | May 13, 2020 | June 25, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | May 13, 2019 | June 27, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | May 11, 2018 | June 21, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | May 09, 2017 | June 22, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.