HNVR - NASDAQ
Hanover Bancorp, Inc.
$22.91
+0.087%Hanover Bancorp, Inc. operates as the bank holding company for Hanover Community Bank that provides banking products and services for small and medium-sized businesses, municipalities, and individuals in the New York metro area. The company offers checking, savings, money market, NOW, and individual retirement accounts, as well as certificates of deposits and time deposits; cards; and residential and commercial real estate mortgages, commercial and industrial loans, lines of credit, and small business administration loans, as well as home equity, multi-family, business, bridge, and other personal purpose loans. It operates branch offices located in Manhattan, Brooklyn, Queens, and Nassau County, New York; and administrative office in Suffolk County, New York. The company was founded in 2008 and is headquartered in Mineola, New York.
At a Glance
Live SnapshotHanover Bancorp, Inc. Fair Value Envelope
Owner Earnings Valuation Tool
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DCF Valuation Summary
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $26.1M | $52.2M | $104.4M | $208.8M | $417.6M | $835.3M | $1.7B | $3.3B | $6.7B | $13.4B |
| Maintenance CapEx | -$347.6K | -$695.2K | -$1.4M | -$2.8M | -$5.6M | -$11.1M | -$22.2M | -$44.5M | -$89.0M | -$178.0M |
| Owner Earnings | $25.8M | $51.5M | $103.0M | $206.0M | $412.1M | $824.1M | $1.6B | $3.3B | $6.6B | $13.2B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $23.8M | $44.2M | $81.8M | $151.4M | $280.4M | $519.3M | $961.8M | $1.8B | $3.3B | $6.1B |
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