HFBL - NASDAQ
Home Federal Bancorp, Inc. of Louisiana
$19.42
-2.1%Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations. The company accepts various deposits, such as passbook savings, certificates of deposit, and demand deposit accounts. Its loan products include one-to-four family residential real estate loans; commercial real estate secured loans; multi-family residential loans; commercial business loans; land loans; construction loans; home equity and second mortgage loans; equity lines of credit; and consumer non-real estate loans, including loans secured by deposit accounts, automobile loans, overdrafts, and other unsecured loans. As of August 25, 2021, it operated seven full-service banking offices. The company was founded in 1924 and is based in Shreveport, Louisiana.
At a Glance
Live SnapshotHome Federal Bancorp, Inc. of Louisiana Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
Home Federal Bancorp, Inc. of Louisiana Income Statement
HFBL • NASDAQ
| Home Federal Bancorp, Inc. of Louisiana Income Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 | Jun 2008 | Jun 2007 | Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
32.3M | 33.3M | 28.5M | 22.5M | 25.3M | 23.9M | 21.9M | 21.1M | 20.5M | 18.4M | 17.4M | 15.4M | 16.5M | 15.9M | 12.9M | 10.7M | 8M | 7.2M | 6.8M | 5.8M | |
GROSS PROFIT | ||||||||||||||||||||
(11.7M) | (13M) | (5.9M) | (2.2M) | (5.1M) | (7M) | (5.1M) | (4.5M) | (3.7M) | (2.9M) | (2.8M) | (2.5M) | (3.1M) | (3.9M) | (3.5M) | (3.5M) | (4.1M) | (4M) | (3.4M) | (2.4M) | |
20.7M | 20.4M | 22.6M | 20.3M | 20.2M | 16.9M | 16.8M | 16.6M | 16.8M | 15.6M | 14.6M | 12.9M | 13.3M | 12M | 9.4M | 7.2M | 3.9M | 3.2M | 3.4M | 3.4M | |
OPERATING INCOME | ||||||||||||||||||||
(16M) | (16.3M) | (15.8M) | (14.3M) | (13.4M) | (12.1M) | (10.8M) | (10.8M) | (11.3M) | (10.5M) | (9.6M) | (8.8M) | (8.6M) | (8M) | (6.5M) | (5.8M) | (3.1M) | (3.4M) | (2.4M) | (2.4M) | |
(640K) | (10.3M) | (9.7M) | (9.5M) | (9M) | (8M) | (6.9M) | (6.8M) | (7.7M) | (7.3M) | (6.7M) | (6M) | (5.9M) | (5.5M) | (5M) | (3.9M) | (2.5M) | (1.8M) | (1.5M) | (1.5M) | |
4.7M | 4.1M | 6.8M | 6M | 6.8M | 4.8M | 6M | 5.8M | 5.4M | 5M | 5M | 4.1M | 4.8M | 4M | 2.9M | 1.3M | 768K | -125K | 964K | 961.1K | |
PRE-TAX INCOME | ||||||||||||||||||||
(11.8M) | (12.9M) | (5.1M) | (1.9M) | (3.3M) | (5.2M) | (4.5M) | (3.5M) | (2.8M) | (2.6M) | (2.5M) | (2.3M) | (2.6M) | (3.1M) | (3.2M) | (3.5M) | (3.8M) | (4M) | (3.4M) | (2.4M) | |
18.7M | 19M | 21.6M | 17.4M | 16.9M | 15.2M | 15.3M | 14.9M | 14.1M | 12.8M | 12.3M | 10.8M | 10.6M | 9.7M | 7.1M | 5.7M | 3.8M | 3M | 3.1M | 3.2M | |
(15.4M) | (6M) | (6.1M) | (4.8M) | (4.4M) | (4M) | (3.9M) | (4M) | (3.6M) | (3.3M) | (2.9M) | (2.8M) | (2.7M) | (2.5M) | (1.5M) | (2M) | (657K) | (1.5M) | (895K) | (877K) | |
4.7M | 4.1M | 6.8M | 6M | 6.8M | 4.8M | 6M | 5.8M | 5.4M | 5M | 5M | 4.1M | 4.8M | 4M | 2.9M | 1.3M | 768K | -125K | 964K | 961.1K | |
NET INCOME | ||||||||||||||||||||
(766K) | (476K) | (1.1M) | (1.1M) | (1.4M) | (957K) | (1.3M) | (2.3M) | (1.8M) | (1.6M) | (1.7M) | (1.3M) | (1.6M) | (1.1M) | (938K) | (673K) | (253K) | -43K | (327K) | (326.7K) | |
3.9M | 3.6M | 5.7M | 4.9M | 5.4M | 3.9M | 4.7M | 3.6M | 3.7M | 3.4M | 3.4M | 2.7M | 3.1M | 2.8M | 1.9M | 670K | 515K | -82K | 637K | 634K |
SEC Filings
HFBL - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 14, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 21, 2026 | January 21, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 19, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 10, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 15, 2025 | October 15, 2025 | 2025 |
Related Guides
Continue your HFBL research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.