Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana

HFBLยทNASDAQ

$19.42

-2.1%
Financial ServicesBanks - Regional

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations. The company accepts various deposits, such as passbook savings, certificates of deposit, and demand deposit accounts. Its loan products include one-to-four family residential real estate loans; commercial real estate secured loans; multi-family residential loans; commercial business loans; land loans; construction loans; home equity and second mortgage loans; equity lines of credit; and consumer non-real estate loans, including loans secured by deposit accounts, automobile loans, overdrafts, and other unsecured loans. As of August 25, 2021, it operated seven full-service banking offices. The company was founded in 1924 and is based in Shreveport, Louisiana.

At a Glance

Live Snapshot
Market Cap$59.31M
EPS1.2700
P/E Ratio15.29
Earnings Date05/07/2026
Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana Fair Value Envelope

HFBL ยท NASDAQ

Our analysis suggests that HFBL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $19.42, this represents a potential HIDDEN relative to our calculated worth for Home Federal Bancorp, Inc. of Louisiana.

Intrinsic Value
Current Price: $19.42

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$49.7B
+ Cash & Equivalents$16.2M
Firm Value$49.7B
- Debt$4.0M
Equity Value$49.7B
/ Shares Outstanding3,058,170B
DCF Value$16.2K
UNDERVALUED BY 83553%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$10.9M
$21.9M
$43.8M
$87.6M
$175.1M
$350.2M
$700.4M
$1.4B
$2.8B
$5.6B
Maintenance CapEx
-$18.4K
-$36.8K
-$73.6K
-$147.2K
-$294.4K
-$588.8K
-$1.2M
-$2.4M
-$4.7M
-$9.4M
Owner Earnings
$10.9M
$21.9M
$43.7M
$87.4M
$174.8M
$349.6M
$699.2M
$1.4B
$2.8B
$5.6B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$10.1M
$18.7M
$34.7M
$64.2M
$119.0M
$220.3M
$408.0M
$755.6M
$1.4B
$2.6B
Terminal Value represents 88.7% of Enterprise Value