Huntington Bancshares Incorporated

Huntington Bancshares Incorporated

HBANยทNASDAQ

$15.93

-1.8%
Financial ServicesBanks - Regional

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company operates through four segments: Consumer and Business Banking; Commercial Banking; Vehicle Finance; and Regional Banking and The Huntington Private Client Group (RBHPCG). The Consumer and Business Banking segment offers financial products and services, such as checking accounts, savings accounts, money market accounts, certificates of deposit, credit cards, and consumer and small business loans, as well as investment products. This segment also provides mortgages, insurance, interest rate risk protection, foreign exchange, automated teller machine, and treasury management services, as well as online, mobile, and telephone banking services. It serves consumer and small business customers. The Commercial Banking segment offers regional commercial banking solutions for middle market businesses, government and public sector entities, and commercial real estate developers/REITs; and specialty banking solutions for healthcare, technology and telecommunications, franchise finance, sponsor finance, and global services industries. It also provides asset finance services; capital raising solutions, sales and trading, and corporate risk management products; institutional banking services; and treasury management services. The Vehicle Finance segment provides financing to consumers for the purchase of automobiles, light-duty trucks, recreational vehicles, and marine craft at franchised and other select dealerships, as well as to franchised dealerships for the acquisition of new and used inventory. The RBHPCG segment offers private banking, wealth and investment management, and retirement plan services. As of March 18, 2022, the company had approximately 1,000 branches in 11 states. Huntington Bancshares Incorporated was founded in 1866 and is headquartered in Columbus, Ohio.

At a Glance

Live Snapshot
Market Cap$32.29B
EPS1.4100
P/E Ratio11.30
Earnings Date07/23/2026
3Y-37.0%
5Y+92.0%
10Y+109.0%
3Y-28.0%
5Y-3.0%
10Y+143.0%
3Y-26.0%
5Y-49.0%
10Y+134.0%
HBAN

Huntington Bancshares Incorporated Cash Conversion Engine

HBAN ยท NASDAQ
Net Income2.23B
Depreciation & Amortization762.00M
Stock-Based Compensation113.00M
Change in Working Capital-666.00M
Others510.00M
Capital Expenditures-267.00M
Free Cash Flow2.28B

Cash Flow Quality Analysis

FCF Conversion Rate

102.2%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

10.5%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+36.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$666.00M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Huntington Bancshares Incorporated Cash Flow Statement

HBAN โ€ข NASDAQ

Huntington Bancshares Incorporated Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
2.2B
2B
2B
2.2B
1.3B
817M
1.4B
1.4B
1.2B
711.8M
693M
632.4M
641.3M
631.3M
542.6M
312.3M
-3.1B
-113.8M
75.2M
461.2M
762M
622M
798M
484M
391M
367M
386M
493M
413M
379.8M
341M
332.8M
281.5M
274.6M
282.1M
286.2M
228M
244.9M
127.3M
111.6M
-403M
-26M
-302M
319M
-76M
-93M
23M
63M
168M
164.7M
68.8M
35.2M
0.0
0.0
84.6M
161.4M
-471.6M
-251.8M
-157.2M
-357.5M
113M
106M
97M
105M
129M
77M
83M
78M
92M
65.6M
51M
43.7M
37M
27.9M
19.7M
0.0
0.0
0.0
0.0
0.0
510M
413M
432M
300M
-16M
1B
316M
224M
223M
190.9M
99M
66.4M
89.6M
-12.8M
474.2M
-80.4M
5.8B
1.3B
550.6M
58.8M
(0.0)
(123M)
(90M)
(0.0)
(269M)
(81M)
(111M)
(0.0)
(84M)
(5M)
(154M)
(139.9M)
(109.4M)
(6.4M)
(80.1M)
(121.4M)
(112.4M)
(69.6M)
(104.6M)
(410.3M)
-666M
-1.3B
-339M
570M
337M
-891M
-645M
-525M
-128M
-299M
-220M
-221.7M
-36.2M
81.1M
191.6M
161.4M
-471.6M
70.5M
-938.7M
-49.7M
2.5B
1.8B
2.7B
4B
2.1B
1.3B
1.6B
1.7B
2B
1.2B
1B
888.8M
1B
1B
1.6B
840.8M
2B
1.2B
-342.8M
224.5M
INVESTING ACTIVITIES
(0.0)
-143M
-140M
-214M
-247M
-119M
-107M
-110M
-194M
-120M
-93M
-58.9M
-102.2M
-129.6M
-143.8M
-68.2M
-49.2M
-59.9M
-109.5M
-47.2M
(864M)
(0.0)
(0.0)
-223M
-152M
(0.0)
-548M
-15M
(0.0)
-613M
-458M
(691.6M)
(0.0)
(40.3M)
(0.0)
(0.0)
(0.0)
(0.0)
-80.1M
(60.8M)
-5.3B
-16.2B
-5.9B
-11.4B
-24.8B
-11.2B
-7.6B
-2.8B
-6.8B
-11.1B
-4.9B
-4.6B
-3.5B
-3.3B
-4.5B
-8.8B
-8.4B
-1.3B
-1.3B
-3B
7.1B
13.4B
5.7B
7.7B
17.4B
9.1B
7B
4.3B
5.5B
9.7B
2.7B
3.1B
2.1B
2.8B
5.7B
7.6B
4.6B
942M
1.9B
3.4B
-11.1B
-9.2B
-2.7B
-7.5B
3.9B
-6.5B
-715M
-5B
-3.4B
-1.3B
-2.2B
-4.2B
-2.7B
-515.8M
-2.4B
-1.5B
2.3B
-2.2B
-1.8B
-20.2M
-8.4B
-12.1B
-3B
-11.6B
-4B
-8.6B
-1.9B
-3.7B
-4.9B
-3.4B
-4.9B
-5B
-4.2B
-1.1B
-1.3B
-2.8B
-1.6B
-2.7B
-1.4B
(411.3M)
FINANCING ACTIVITIES
741M
-410M
235M
0.0
-864M
-92M
-441M
-939M
-260M
0.0
-252M
-331.8M
-125M
-148.9M
0.0
886.2M
1.1B
0.0
0.0
-378.8M
3.2B
3.3B
1.3B
5.1B
-3.9B
-4B
1.6B
-3.6B
2.3B
2.8B
376M
1.9B
2B
-1.7B
-1.3B
557.7M
-3.2B
-1.5B
2.7B
-524.4M
-1B
-1B
-1B
-1B
-888M
-698M
-671M
-584M
-425M
-299M
-225M
-198.8M
-182.5M
-169.3M
-92.4M
-136.5M
-162.3M
-302.9M
-289.8M
-231.1M
(0.0)
-410M
-82M
(0.0)
-1.4B
-92M
-441M
-939M
-260M
(2.8B)
-252M
-334.4M
-125M
-148.9M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-378.8M
3.6B
11.2B
3.3B
4.6B
6.5B
16.6B
-1.7B
7.7B
1.4B
-271M
3.6B
2.9B
1.3B
2.3B
1.4B
1.4B
2.6B
194.1M
-148.6M
978.6M
6.5B
13B
3.8B
8.8B
827M
12.7B
-1.2B
3.1B
3B
2.8B
3.5B
4.3B
3B
227.7M
-22M
1.3B
305.8M
297.8M
2.2B
-155.8M
CASH FLOW SUMMARY
648M
2.7B
3.4B
1.2B
-1.1B
5.4B
-1.5B
1.2B
135M
537.6M
-374M
219.4M
-261.7M
146.8M
268.1M
-673.5M
676.7M
-1.2B
488.5M
480M
12.8B
10.1B
6.7B
5.5B
6.6B
1.2B
2.7B
1.5B
1.4B
847.2M
1.2B
1B
1.3B
1.1B
847.9M
1.5B
844.7M
2B
1.5B
1B
13.5B
12.8B
10.1B
6.7B
5.5B
6.6B
1.2B
2.7B
1.5B
1.4B
847.2M
1.2B
1B
1.3B
1.1B
847.9M
1.5B
844.7M
2B
1.5B
2.3B
1.7B
2.5B
3.8B
1.8B
1.2B
1.5B
1.6B
1.8B
1.1B
940M
829M
911M
872.5M
1.5B
772.6M
1.9B
1.2B
-452.2M
177.3M

SEC Filings

HBAN - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 27, 2026
May 27, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 30, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

April 15, 2026
February 01, 2026
2026
8-K

8-K 2026

N/A

March 30, 2026
March 30, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

March 10, 2026
March 10, 2026
2026
10-K

10-K 2025 FY

FY

February 13, 2026
December 31, 2025
2025
Showing 1 to 10 of 770 filings