Huntington Bancshares Incorporated

Huntington Bancshares Incorporated

HBANยทNASDAQ

$15.93

-1.8%
Financial ServicesBanks - Regional

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company operates through four segments: Consumer and Business Banking; Commercial Banking; Vehicle Finance; and Regional Banking and The Huntington Private Client Group (RBHPCG). The Consumer and Business Banking segment offers financial products and services, such as checking accounts, savings accounts, money market accounts, certificates of deposit, credit cards, and consumer and small business loans, as well as investment products. This segment also provides mortgages, insurance, interest rate risk protection, foreign exchange, automated teller machine, and treasury management services, as well as online, mobile, and telephone banking services. It serves consumer and small business customers. The Commercial Banking segment offers regional commercial banking solutions for middle market businesses, government and public sector entities, and commercial real estate developers/REITs; and specialty banking solutions for healthcare, technology and telecommunications, franchise finance, sponsor finance, and global services industries. It also provides asset finance services; capital raising solutions, sales and trading, and corporate risk management products; institutional banking services; and treasury management services. The Vehicle Finance segment provides financing to consumers for the purchase of automobiles, light-duty trucks, recreational vehicles, and marine craft at franchised and other select dealerships, as well as to franchised dealerships for the acquisition of new and used inventory. The RBHPCG segment offers private banking, wealth and investment management, and retirement plan services. As of March 18, 2022, the company had approximately 1,000 branches in 11 states. Huntington Bancshares Incorporated was founded in 1866 and is headquartered in Columbus, Ohio.

At a Glance

Live Snapshot
Market Cap$32.29B
EPS1.4100
P/E Ratio11.30
Earnings Date07/23/2026
hban

Huntington Bancshares Incorporated Street Expectations Map

HBAN ยท NASDAQ

Wall Street analysts project that HBAN stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 20.38, with estimates ranging from a low of 18.00 to a high of 21.00.

Lowest Target
18.00
12.99%
Consensus Target
20.38
27.93%
Highest Target
21.00
31.83%

The consensus 1-year price target stands at 20.38, with estimates ranging from a low of 18.00 to a high of 21.00.

Analyst Consensus Analysis

Upside Potential

+27.9%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

14.7% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Huntington Bancshares Incorporated Forward Estimates of Revenue

HBAN ยท NASDAQ
Latest Revenue
12.48B
FY 2025
Avg Estimate
10.71B
FY 2026
Estimate Range
10.42B - 10.94B
Analyst Spread

Forward Growth Analysis

Projected Growth-14.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Huntington Bancshares Incorporated Forward Estimates of Net Income

HBAN ยท NASDAQ
Latest Net Income
2.21B
FY 2025
Avg Estimate
2.35B
FY 2026
Estimate Range
2.12B - 2.57B
Analyst Spread

Forward Growth Analysis

Projected Growth+6.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread20%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Huntington Bancshares Incorporated Forward Estimates of EPS

HBAN ยท NASDAQ
Latest EPS
1.41
FY 2025
Avg Estimate
$1.60
FY 2026
Estimate Range
$1.43 - $1.74
Analyst Spread

Forward Growth Analysis

Projected Growth+13.6%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage11 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread19%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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Huntington Bancshares Incorporated Forward Estimates of EBIT

HBAN ยท NASDAQ
Latest EBIT
2.69B
FY 2025
Avg Estimate
2.61B
FY 2026
Estimate Range
2.54B - 2.66B
Analyst Spread

Forward Growth Analysis

Projected Growth-3.0%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Huntington Bancshares Incorporated Forward Estimates of EBITDA

HBAN ยท NASDAQ
Latest EBITDA
2.69B
FY 2025
Avg Estimate
3.30B
FY 2026
Estimate Range
3.20B - 3.36B
Analyst Spread

Forward Growth Analysis

Projected Growth+22.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Huntington Bancshares Incorporated Forward Estimates of SG&A Expense

HBAN ยท NASDAQ
Latest SG&A Expense
3.50B
FY 2025
Avg Estimate
3.39B
FY 2026
Estimate Range
3.30B - 3.46B
Analyst Spread

Forward Growth Analysis

Projected Growth-2.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Huntington Bancshares Incorporated Insider Positioning

HBAN ยท NASDAQ

During the last 12 months, insiders have purchased $1.21M and sold $3.81M worth of HBAN shares, resulting in $2.60M of net selling activity.

3 Months

Bought

41.9K

677.23K

Sold

75.7K

1.16M

Net Activity

-482K

-$482K

3-6 Months

Bought

23.6K

437.35K

Sold

32.9K

604.26K

Net Activity

-167K

-$167K

6-9 Months

Bought

6.5K

99.54K

Sold

71.0K

1.09M

Net Activity

-994K

-$994K

9-12 Months

Bought

0

0.00

Sold

54.8K

956.12K

Net Activity

-956K

-$956K

Top Buyers

1
SSD

Steinour Stephen D

Director, Officer: President, Ceo & Chairman

32.3K sharesโ€ข1 transactions

$500K

2
RJDI

Rollins James D Iii

Director

19.1K sharesโ€ข7 transactions

$362K

3
TG

Torgow Gary

Director

14.2K sharesโ€ข1 transactions

$253K

4
IJC

Inglis John C

Director

6.5K sharesโ€ข1 transactions

$100K

Top Sellers

1
HMC

Hingst Marcy C

Officer: Sevp And General Counsel

74.0K sharesโ€ข4 transactions

$1.29M

2
KSD

Kleinman Scott D

Officer: Senior Exec. V.P.

65.5K sharesโ€ข1 transactions

$1.00M

3
HH

Houston Helga

Officer: Senior Exec. V. P.

64.6K sharesโ€ข1 transactions

$993K

4
DA

Dhingra Amit

Officer: Chief Enterprise Pmts Officer

10.0K sharesโ€ข1 transactions

$185K

5
NP

Nateri Prashant

Officer: Chief Corp Operations Officer

10.2K sharesโ€ข1 transactions

$158K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.60M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.32:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$482K

Negative recent trend with net selling. Insiders have reduced positions in recent months, which could signal caution.

Insider Participation

Moderate Selling

5 insider sellers vs. 4 buyers. More insiders selling than buying suggests cautious or negative sentiment.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.