German American Bancorp, Inc.

German American Bancorp, Inc.

GABCยทNASDAQ

$42.68

-1.2%
Financial ServicesBanks - Regional

German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.

At a Glance

Live Snapshot
Market Cap$1.60B
EPS3.0600
P/E Ratio13.95
Earnings Date07/27/2026
0.74%
Dividend Yield
1%
3Y-1.0%
5Y+64.0%
10Y+32.0%
35.08%
Dividend Payout Ratio
16%
3Y-1.0%
5Y+24.0%
10Y+25.0%
3Y+60.0%
5Y+116.0%
10Y+353.0%
German American Bancorp, Inc.

German American Bancorp, Inc. Dividend History

GABC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

GABC Dividend Payment History

GABC ยท NASDAQ

Total Payments

50

Latest Dividend

$0.3100

Annual Amount

$1.4900

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 27, 2026
May 10, 2026May 20, 2026
$0.3100
$0.3100
Quarterly0.00%
Jan 26, 2026
Feb 10, 2026Feb 20, 2026
$0.3100
$0.3100
Quarterly+6.90%
Oct 27, 2025
Nov 10, 2025Nov 20, 2025
$0.2900
$0.2900
Quarterly0.00%
Jul 28, 2025
Aug 10, 2025Aug 20, 2025
$0.2900
$0.2900
Quarterly0.00%
Apr 28, 2025
May 10, 2025May 20, 2025
$0.2900
$0.2900
Quarterly0.00%
Jan 27, 2025
Feb 10, 2025Feb 20, 2025
$0.2900
$0.2900
Quarterly+7.41%
Oct 28, 2024
Nov 10, 2024Nov 20, 2024
$0.2700
$0.2700
Quarterly0.00%
Jul 29, 2024
Aug 10, 2024Aug 20, 2024
$0.2700
$0.2700
Quarterly0.00%
Apr 29, 2024
May 10, 2024May 20, 2024
$0.2700
$0.2700
Quarterly0.00%
Jan 25, 2024
Feb 10, 2024Feb 20, 2024
$0.2700
$0.2700
Quarterly+8.00%
Oct 30, 2023
Nov 10, 2023Nov 20, 2023
$0.2500
$0.2500
Quarterly0.00%
Jul 31, 2023
Aug 10, 2023Aug 20, 2023
$0.2500
$0.2500
Quarterly0.00%
Apr 24, 2023
May 10, 2023May 20, 2023
$0.2500
$0.2500
Quarterly0.00%
Jan 30, 2023
Feb 10, 2023Feb 20, 2023
$0.2500
$0.2500
Quarterly+8.70%
Oct 31, 2022
Nov 10, 2022Nov 20, 2022
$0.2300
$0.2300
Quarterly0.00%
Jul 25, 2022
Aug 10, 2022Aug 20, 2022
$0.2300
$0.2300
Quarterly0.00%
Apr 25, 2022
May 10, 2022May 20, 2022
$0.2300
$0.2300
Quarterly0.00%
Jan 31, 2022
Feb 10, 2022Feb 20, 2022
$0.2300
$0.2300
Quarterly+9.52%
Oct 25, 2021
Nov 10, 2021Nov 20, 2021
$0.2100
$0.2100
Quarterly0.00%
Jul 26, 2021
Aug 10, 2021Aug 20, 2021
$0.2100
$0.2100
Quarterly0.00%
Apr 26, 2021
May 10, 2021May 20, 2021
$0.2100
$0.2100
Quarterly0.00%
Jan 25, 2021
Feb 10, 2021Feb 20, 2021
$0.2100
$0.2100
Quarterly+10.53%
Oct 26, 2020
Nov 10, 2020Nov 20, 2020
$0.1900
$0.1900
Quarterly0.00%
Jul 27, 2020
Aug 10, 2020Aug 20, 2020
$0.1900
$0.1900
Quarterly0.00%
Apr 27, 2020
May 10, 2020May 20, 2020
$0.1900
$0.1900
Quarterly0.00%
Jan 27, 2020
Feb 10, 2020Feb 20, 2020
$0.1900
$0.1900
Quarterly+11.76%
Oct 28, 2019
Nov 10, 2019Nov 20, 2019
$0.1700
$0.1700
Quarterly0.00%
Jul 29, 2019
Aug 10, 2019Aug 20, 2019
$0.1700
$0.1700
Quarterly0.00%
Apr 29, 2019
May 10, 2019May 20, 2019
$0.1700
$0.1700
Quarterly0.00%
Jan 28, 2019
Feb 10, 2019Feb 20, 2019
$0.1700
$0.1700
Quarterly+13.33%
Oct 29, 2018
Nov 10, 2018Nov 20, 2018
$0.1500
$0.1500
Quarterly0.00%
Jul 30, 2018
Aug 10, 2018Aug 20, 2018
$0.1500
$0.1500
Quarterly0.00%
Apr 30, 2018
May 10, 2018May 20, 2018
$0.1500
$0.1500
Quarterly0.00%
Jan 29, 2018
Feb 10, 2018Feb 20, 2018
$0.1500
$0.1500
Quarterly+15.38%
Oct 30, 2017
Nov 10, 2017Nov 20, 2017
$0.1300
$0.1300
Quarterly0.00%
Jul 31, 2017
Aug 10, 2017Aug 20, 2017
$0.1300
$0.1300
Quarterly0.00%
Apr 26, 2017
May 10, 2017May 20, 2017
$0.1300
$0.1300
Quarterly+2.36%
Jan 30, 2017
Feb 10, 2017Feb 20, 2017
$0.1900
$0.1270
Quarterly+5.83%
Oct 31, 2016
Nov 10, 2016Nov 20, 2016
$0.1800
$0.1200
Quarterly0.00%
Jul 25, 2016
Aug 10, 2016Aug 20, 2016
$0.1800
$0.1200
Quarterly0.00%
Apr 28, 2016
May 10, 2016May 20, 2016
$0.1800
$0.1200
Quarterly0.00%
Jan 19, 2016
Jan 29, 2016Feb 20, 2016
$0.1800
$0.1200
Quarterly+6.19%
Oct 26, 2015
Nov 10, 2015Nov 20, 2015
$0.1700
$0.1130
Quarterly0.00%
Jul 27, 2015
Aug 10, 2015Aug 20, 2015
$0.1700
$0.1130
Quarterly0.00%
Apr 27, 2015
May 10, 2015May 20, 2015
$0.1700
$0.1130
Quarterly0.00%
Jan 26, 2015
Feb 10, 2015Feb 20, 2015
$0.1700
$0.1130
Quarterly+5.61%
Oct 27, 2014
Nov 10, 2014Nov 20, 2014
$0.1600
$0.1070
Quarterly0.00%
Jul 28, 2014
Aug 10, 2014Aug 20, 2014
$0.1600
$0.1070
Quarterly0.00%
Apr 28, 2014
May 10, 2014May 20, 2014
$0.1600
$0.1070
Quarterly0.00%
Jan 28, 2014
Feb 10, 2014Feb 20, 2014
$0.1600
$0.1070
Quarterly-
gabc

German American Bancorp, Inc. Payout Ratio Analysis

GABC ยท NASDAQ
Dividends Paid
-43.28M
2025
Net Income
112.64M
2025
Payout Ratio
38.42%
2025

Dividend Sustainability Analysis

Payout Ratio
38.42%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
28.1%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-35.9%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.