GABC - NASDAQ
German American Bancorp, Inc.
$42.68
-1.2%German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
At a Glance
Live SnapshotGerman American Bancorp, Inc. Fair Value Envelope
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Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $270.5M | $459.1M | $779.4M | $1.3B | $2.2B | $3.8B | $6.5B | $11.0B | $18.7B | $31.7B |
| Maintenance CapEx | -$1.8M | -$3.1M | -$5.2M | -$8.8M | -$15.0M | -$25.4M | -$43.2M | -$73.3M | -$124.5M | -$211.3M |
| Owner Earnings | $268.6M | $456.1M | $774.2M | $1.3B | $2.2B | $3.8B | $6.4B | $10.9B | $18.5B | $31.5B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $248.7M | $391.0M | $614.6M | $966.0M | $1.5B | $2.4B | $3.8B | $5.9B | $9.3B | $14.6B |
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