First National Corporation

First National Corporation

FXNC·NASDAQ

$27.52

-2.4%
Financial ServicesBanks - Regional

First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions. Its loan products comprise construction loans, including residential, land acquisition, and development loans; 1-4 family residential real estate loans; and commercial real estate loans that are secured by commercial real estate, including multi-family residential buildings, office and retail buildings, hotels, industrial buildings, and religious facilities. The company's loan products also include commercial and industrial loans that are secured by business assets, such as accounts receivable, equipment, and inventory; home equity loans; and secured and unsecured consumer loans, such as lines of credit, automobile loans, deposit account loans, and installment and demand loans. In addition, it provides wealth management services, including estate planning, investment management of assets, trustee under an agreement, trustee under a will, and estate settlement. Further, the company offers title insurance and investment services; and holds other real estate owned and office sites, as well as provides internet and mobile banking, remote deposit capture, and other traditional banking services. It serves customers through 20 bank branch offices, a loan production office, and a customer service center, as well as through a network of ATMs. The company was founded in 1907 and is headquartered in Strasburg, Virginia.

At a Glance

Live Snapshot
Market Cap$248.81M
EPS1.9700
P/E Ratio13.97
Earnings Date07/29/2026
7.42%
Return on Invested Capital
120%
3Y-46.0%
5Y-13.0%
10Y-17.0%
9.51%
Return on Equity
127%
3Y-39.0%
5Y-9.0%
10Y-16.0%
0.87%
Return on Assets
151%
3Y-29.0%
5Y-7.0%
10Y+6.0%
First National Corporation

First National Corporation Management Team

FXNC · NASDAQ
MB

Mr. Brad E. Schwartz CPA

Executive Vice President & Chief Financial Officer

Born 1963(Age 63)
male
MG

Mr. Gerald F. Smith Jr.

Independent Vice Chair of the Board & Secretary

Compensation

$30,182

Born 1962(Age 64)
male
MW

Mr. W. Todd Ross

Market President

male
MJ

Mr. Joe A. Shearin

President of Greater Richmond Market

Born 1956(Age 70)
male
MS

Mr. Scott C. Harvard

President, Chief Executive Officer & Director

Compensation

$732,631

Born 1955(Age 71)
male
MD

Mr. Dennis A. Dysart

Senior EVice President & Chief Operating Officer

Compensation

$416,858

Born 1972(Age 54)
male
MP

Mr. Paul K. Martin

Senior Vice President and Market President of Staunton, Waynesboro, Augusta, Harrisonburg & Rockingham County

male
fxnc

First National Corporation Insider Positioning

FXNC · NASDAQ

During the last 12 months, insiders have purchased $68K worth of FXNC shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

1.0K

26.91K

Sold

0

0.00

Net Activity

+27K

+$27K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

2.0K

40.67K

Sold

0

0.00

Net Activity

+41K

+$41K

Top Buyers

1
SBE

Schwartz Brad E

Officer: Evp - Cfo

3.0K shares3 transactions

$68K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $68K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

∞:1

Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.

Insider Participation

High Buying

1 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Unanimous insider buying: Zero selling combined with active buying is rare and typically very bullish. Insiders appear to see significant upside with limited downside risk.

SEC Filings

FXNC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 02, 2026
May 13, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 03, 2025
May 14, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 29, 2024
May 08, 2024
2024
DEF 14A

DEF 14A 2023

N/A

March 31, 2023
May 10, 2023
2023
DEF 14A

DEF 14A 2022

N/A

April 01, 2022
May 11, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 01, 2021
May 12, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 03, 2020
May 13, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 27, 2019
May 08, 2019
2019
DEF 14A

DEF 14A 2017

N/A

March 23, 2018
December 31, 2017
2017
DEF 14A

DEF 14A 2017

N/A

March 30, 2017
May 09, 2017
2017
Showing 1 to 10 of 30 filings