Fulton Financial Corporation

Fulton Financial Corporation

FULTยทNASDAQ

$21.24

-0.50%
Financial ServicesBanks - Regional

Fulton Financial Corporation operates as a financial holding company that provides consumer and commercial banking products and services. It accepts various checking accounts and savings deposit products, certificates of deposit, and individual retirement accounts. The company also offers secured consumer loans, including home equity loans and lines of credit, automobile loans, personal lines of credit, and checking account overdraft protection; construction and jumbo residential mortgage loans; and commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it provides letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns passive investments, as well as trust preferred securities; and sells various life insurance products. It provides its products and services through traditional financial center banking, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company operated branches in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia. Fulton Financial Corporation was incorporated in 1882 and is headquartered in Lancaster, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$4.06B
EPS2.1000
P/E Ratio10.11
Earnings Date07/21/2026
3Y-49.0%
5Y+93.0%
10Y+35.0%
3Y-95.0%
5Y-97.0%
10Y-92.0%
3Y+1312.0%
5Y-106.0%
10Y-127.0%
FULT

Fulton Financial Corporation Cash Conversion Engine

FULT ยท NASDAQ
Net Income391.61M
Depreciation & Amortization29.65M
Stock-Based Compensation13.33M
Change in Working Capital-130.61M
Others505.00K
Capital Expenditures-20.15M
Free Cash Flow284.34M

Cash Flow Quality Analysis

FCF Conversion Rate

72.6%

Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.

CapEx Intensity

6.6%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-24.0%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$130.61M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.

Fulton Financial Corporation Cash Flow Statement

FULT โ€ข NASDAQ

Fulton Financial Corporation Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
391.6M
288.7M
284.3M
287M
275.5M
178M
226.3M
208.4M
171.8M
161.6M
149.5M
157.9M
161.8M
159.8M
145.6M
128.3M
73.9M
-5.6M
152.7M
185.5M
29.7M
57M
33M
31.9M
29.4M
29.3M
29.6M
28.2M
28.1M
27.4M
27.9M
25.8M
28.3M
25.6M
25.3M
25.7M
26.3M
26.9M
28M
27.2M
0.0
0.0
0.0
0.0
12.4M
-21.6M
-165K
-16.6M
40.5M
11.1M
13.4M
18.5M
11.8M
17M
4.4M
5.5M
-20.4M
-52.5M
-13.6M
-5.8M
13.3M
10.5M
12.5M
14M
8.4M
7.5M
7.4M
8M
5.2M
6.6M
5.9M
5.9M
5.3M
4.8M
4.2M
2M
1.8M
2.1M
2.6M
1.7M
505K
-13.1M
58.9M
70.1M
38.7M
65.6M
60.4M
100M
59.5M
32.9M
7.2M
19.7M
88.7M
76M
182.4M
165.9M
201.1M
246.9M
121.2M
3.2M
(0.0)
(29.1M)
(25.3M)
(32.7M)
(27.9M)
(16.2M)
(9.2M)
(13.5M)
(6.5M)
(16.2M)
(13.4M)
(16.8M)
(32.6M)
(31M)
(20.9M)
(42.8M)
(22.6M)
(80.3M)
(65.1M)
(77.3M)
-130.6M
73.4M
-25.7M
191.8M
-26M
-101.6M
-195.9M
-31.2M
-17.4M
-13.5M
-26.3M
-17.1M
5.5M
11.2M
9.3M
-42.7M
-100.1M
-23M
13.8M
-10.2M
304.5M
416.6M
363M
594.8M
338.4M
157.4M
127.7M
296.8M
287.8M
226.1M
177.5M
210.7M
301.6M
294.5M
371.2M
284.8M
182.6M
194.7M
304.7M
201.7M
INVESTING ACTIVITIES
-20.1M
-42.5M
-33M
-21.2M
-17.7M
-20.2M
-33.7M
-39.9M
-33.1M
-19.7M
-27.1M
-24.6M
-24.2M
-38M
-25.3M
-24.3M
-22.1M
-29.1M
-21.6M
-32.6M
(0.0)
(1B)
(0.0)
-21.8M
-2M
-1.9M
-5.2M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-109.7M
-786.3M
-2B
-105.8M
-905.8M
-1.8B
-1.1B
-1.2B
-615.7M
-613.9M
-823.4M
-683.8M
-339.7M
-779.6M
-1.1B
-1.1B
-971.6M
-2B
-990.3M
-1.1B
-869.6M
838.7M
2.7B
422.3M
889.6M
980.5M
739.8M
1B
381.2M
602.4M
676M
636.6M
449.8M
905M
1.1B
1.1B
1.2B
1.5B
1.5B
866M
771.8M
-114.5M
-72.5M
-1.1B
-1.5B
600M
-2.1B
-726.2M
-466.4M
-1.1B
-869.2M
-743.7M
-361M
-700M
-290.7M
-190.1M
-102.9M
-42.4M
-961M
-809.6M
-886.4M
-82.2M
(1.6B)
-809.2M
-1.5B
-210.1M
-2.5B
-893.3M
-740.7M
-1.1B
-1B
-818M
-275.4M
-598.7M
-320.1M
-232.2M
(145.9M)
-582.9M
-501.5M
-1.1B
-1.1B
FINANCING ACTIVITIES
-58.3M
240.2M
-73.9M
7.9M
-36.5M
-39.7M
-105.1M
-88.6M
8.5M
-2.4M
-39.4M
-187.1M
-81M
-13.4M
6.8M
231.5M
7.4M
13.2M
-10.9M
-11.1M
-485M
-2.1B
-384.4M
1.5B
-923.3M
289.6M
17.4M
87.1M
184.3M
22.9M
-24.4M
-673.4M
379.6M
125.5M
-156.7M
-616.2M
-1.1B
-475.5M
1B
561.5M
-141.2M
-131.7M
-115.7M
-116M
-112M
-91M
-92.3M
-89.7M
-80.4M
-69.4M
-65.4M
-64M
-46.5M
-72M
-33.9M
-35M
-58.9M
-104M
-103.1M
-98M
-66M
-30.3M
-77.1M
(0.0)
-43.9M
-39.7M
-111.5M
-95.3M
(0.0)
-18.5M
-50M
-195.3M
-90.9M
-20.4M
(0.0)
(0.0)
(0.0)
(0.0)
-18.2M
-20.2M
460M
479.7M
888.1M
-1.5B
734.3M
3.5B
1B
578.6M
784.7M
881.5M
764.4M
876.4M
7.3M
-50.8M
138.4M
290.7M
1.5B
446.5M
-126.9M
459.5M
-224.6M
-1.5B
314M
-15.9M
-337.5M
3.7B
837.7M
487.5M
897.1M
832.6M
635.9M
-48.1M
259.4M
-10.7M
-45.4M
-516.3M
353.7M
256.7M
800.2M
911.8M
CASH FLOW SUMMARY
-2.3M
514.2M
-132.2M
-956.7M
-209.2M
1.3B
72.1M
43.6M
49.6M
21.1M
-4.6M
-112.8M
-37.8M
-36.3M
93.6M
-85.6M
-46.7M
-50.1M
26.3M
-13M
1.1B
549.7M
681.9M
1.6B
1.8B
517.8M
445.7M
402.1M
352.5M
331.4M
105.7M
218.5M
256.3M
292.6M
199M
284.5M
331.2M
381.3M
355M
368M
1.1B
1.1B
549.7M
681.9M
1.6B
1.8B
517.8M
445.7M
402.1M
352.5M
101.1M
105.7M
218.5M
256.3M
292.6M
199M
284.5M
331.2M
381.3M
355M
284.3M
374.1M
330M
573.5M
320.7M
137.1M
94M
256.9M
254.7M
206.4M
149.8M
186.1M
277.4M
256.5M
346.7M
260.5M
160.4M
165.7M
283.1M
169M

SEC Filings

FULT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 28, 2026
May 28, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 01, 2026
May 28, 2026
2026
8-K

8-K 2026

N/A

April 01, 2026
April 01, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 23, 2026
February 19, 2026
2026
8-K

8-K 2026

N/A

January 21, 2026
January 21, 2026
2026
Showing 1 to 10 of 731 filings