FULT - NASDAQ

Fulton Financial Corporation

FULT·NASDAQ

$21.24

-0.50%

Financial ServicesBanks - Regional

Fulton Financial Corporation operates as a financial holding company that provides consumer and commercial banking products and services. It accepts various checking accounts and savings deposit products, certificates of deposit, and individual retirement accounts. The company also offers secured consumer loans, including home equity loans and lines of credit, automobile loans, personal lines of credit, and checking account overdraft protection; construction and jumbo residential mortgage loans; and commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it provides letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns passive investments, as well as trust preferred securities; and sells various life insurance products. It provides its products and services through traditional financial center banking, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. The company operated branches in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia. Fulton Financial Corporation was incorporated in 1882 and is headquartered in Lancaster, Pennsylvania.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$4.06B

EPS2.1000

P/E Ratio10.11

Earnings Date07/21/2026

32.12B

Assets

3Y+19.0%

5Y+24.0%

10Y+70.0%

28.63B

Total Liabilities

-1%

3Y+18.0%

5Y+23.0%

10Y+70.0%

3.49B

Total Equity

3Y+35.0%

5Y+33.0%

10Y+65.0%

Fulton Financial Corporation Funding & Solvency Profile

FULT · NASDAQ

Current Assets

Cash & Cash Equivalents271.46M

Net Receivables113.70M

Inventory0.00

Other Current Assets16.32M

Total Current Assets1 B

Non-Current Assets

Property, Plant & Equipment175.24M

Goodwill & Intangible Assets613.00M

Long-Term Investments4.83B

Other Non-Current Assets23.78B

Total Non-Current Assets29 B

Total Assets

32.12B

Financial Health Analysis

Current Ratio

0.05x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.20x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-25972727000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

4% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Fulton Financial Corporation Balance Sheet

FULT • NASDAQ

Fulton Financial Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	271.5M	1.1B	532.3M	668M	1.6B	1.8B	517.8M	243.8M	263.7M	239.2M	240.3M	366.8M	289.4M	327.8M	347.1M	119.5M	203.7M	277.1M	312.3M	351.2M
Short-Term Investments	911.2M	2.3B	2.4B	2.6B	3.2B	3.1B	2.5B	2.1B	2.5B	2.6B	2.5B	2.3B	2.6B	2.7B	2.7B	2.9B	3.3B	2.7B	3.1B	2.9B
Cash & Short-Term Investments	1.2B	3.4B	2.9B	3.3B	4.8B	4.9B	3B	2.3B	2.8B	2.8B	2.7B	2.7B	2.9B	3B	3B	3B	3.5B	3B	3.5B	3.2B
Net Receivables	113.7M	465.2M	478.9M	410.5M	334M	350.7M	383.5M	370.7M	344.5M	293M	213.7M	169.4M	143.3M	121.3M	114.4M	114.9M	128.4M	143.4M	162.8M	172.5M
Accounts Receivables	113.7M	117M	108M	91.6M	57.5M	72.9M	60.9M	58.9M	52.9M	46.3M	42.8M	41.8M	44M	45.8M	51.1M	53.8M	58.5M	58.6M	73.4M	71.8M
Other Receivables	0.0	348.2M	370.9M	318.9M	276.5M	277.7M	322.6M	311.9M	291.6M	246.7M	170.9M	127.6M	99.3M	75.5M	63.3M	61M	69.9M	84.8M	89.4M	100.7M
Other Current Assets	16.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	1.3B	3.8B	3.4B	3.7B	5.2B	5.3B	3.4B	2.7B	3.2B	3.1B	2.9B	2.9B	3B	3.2B	3.1B	3.1B	3.6B	3.1B	3.6B	3.4B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	175.2M	195.5M	222.9M	225.1M	302.8M	231.5M	240M	234.5M	222.8M	217.8M	225.5M	226M	226M	227.7M	212.3M	208M	204.2M	202.7M	193.3M	191.4M
Goodwill	553.3M	553.3M	553.3M	550.5M	534.3M	533.4M	535.3M	530.6M	530.6M	530.6M	530.6M	530.6M	530.6M	530.7M	536M	535.5M	534.9M	534.4M	624.1M	626M
Intangible Assets	59.7M	82.1M	7.3M	10.3M	3.8M	3.3M	39.3M	38.6M	963K	38.5M	41.9M	43.4M	44.9M	41M	41.3M	41.6M	40.2M	30.9M	37.1M	44.3M
Goodwill & Intangible Assets	613M	635.5M	560.7M	560.8M	538.1M	536.7M	574.6M	531.6M	531.6M	569.1M	572.5M	574M	575.5M	571.6M	577.3M	577.1M	575.1M	565.3M	661.2M	670.4M
Long-Term Investments	4.8B	25.8B	22B	21B	18.8B	18.7B	16.8B	16.3B	15.3B	14.3B	13.5B	12.8B	12.5B	11.9B	11.7B	11.7B	11.7B	11.9B	11.1B	10.4B
Tax Assets	0.0	0.0	0.0	0.0	176.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	23.8B	1.6B	1.4B	1.4B	803M	1.2B	952.9M	894.1M	788.1M	753.3M	662.4M	647.7M	630.4M	648.2M	743.2M	712.4M	526M	392.1M	328.4M	249.4M
Total Non-Current Assets	29.4B	28.2B	24.2B	23.2B	20.6B	20.6B	18.5B	18B	16.9B	15.9B	15B	14.3B	13.9B	13.4B	13.2B	13.2B	13B	13B	12.3B	11.5B
Other Assets	1.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	32.1B	32.1B	27.6B	26.9B	25.8B	25.9B	21.9B	20.7B	20B	18.9B	17.9B	17.1B	16.9B	16.5B	16.4B	16.3B	16.6B	16.2B	15.9B	14.9B
LIABILITIES
CURRENT LIABILITIES
Total Payables	17.1M	31.6M	35.1M	10.2M	7M	10.4M	8.8M	10.5M	9.3M	9.6M	10.7M	18M	15.2M	19.3M	25.7M	33.3M	46.6M	53.7M	69.2M	61.4M
Accounts Payable	17.1M	31.6M	35.1M	10.2M	7M	10.4M	8.8M	10.5M	9.3M	9.6M	10.7M	18M	15.2M	19.3M	25.7M	33.3M	46.6M	53.7M	69.2M	61.4M
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	8.8M	0.0	9.3M	9.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Short Term Debt	678.8M	563.8M	851.3M	1.1B	833.5M	630.1M	939.9M	754.8M	617.5M	541.3M	497.7M	329.7M	1.3B	868.4M	597M	674.1M	868.9M	1.8B	2.4B	1.7B
Other Current Liabilities	26.6B	26.1B	21.5B	20.6B	21.6B	20.8B	17.4B	16.4B	15.8B	15B	14.1B	13.4B	12.5B	12.5B	12.5B	12.4B	12.1B	10.6B	10.1B	10.2B
Total Current Liabilities	27.3B	26.7B	22.4B	21.7B	22.4B	21.5B	18.3B	17.1B	16.4B	15.6B	14.6B	13.7B	13.8B	13.4B	13.1B	13.1B	13B	12.4B	12.6B	12B
NON-CURRENT LIABILITIES
Long Term Debt	618.6M	1.2B	1.6B	1.8B	621.3M	1.3B	881.8M	992.3M	1B	929.4M	949.5M	1.1B	883.6M	894.3M	1B	1.1B	1.5B	1.8B	1.6B	1.3B
Deferred Tax Liabilities (Non-Current)	135.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	27.2B	931.4M	751.5M	821M	48.3M	514M	319.4M	300.8M	344.3M	329.9M	282.6M	273.4M	222.8M	185.3M	189.4M	179.4M	144.9M	169.3M	147.4M	123.8M
Total Non-Current Liabilities	28.1B	2.1B	2.4B	2.6B	669.7M	1.8B	1.2B	1.3B	1.4B	1.3B	1.2B	1.4B	1.1B	1.1B	1.2B	1.3B	1.7B	2B	1.8B	1.4B
Capital Lease Obligations	125.5M	0.0	0.0	0.0	0.0	0.0	90.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	28.6B	28.9B	24.8B	24.4B	23.1B	23.3B	19.5B	18.4B	17.8B	16.8B	15.9B	15.1B	14.9B	14.4B	14.4B	14.4B	14.7B	14.3B	14.3B	13.4B
SHAREHOLDERS' EQUITY
Treasury Stock	-949.4M	-887.4M	-857M	-781.8M	-869.6M	-828M	-792.9M	-683.5M	-589.4M	-589.8M	-575.5M	-510.5M	-340.9M	-256.3M	-243.6M	-249.2M	-253.5M	-264.4M	-279.2M	-261M
Preferred Stock	192.9M	192.9M	192.9M	192.9M	192.9M	192.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	370.3M	368.9M	0.0	0.0
Common Stock	617.8M	614.9M	564.4M	561.5M	559.8M	557.9M	556.1M	554.4M	552.2M	549.7M	547.1M	545.6M	544.6M	542.1M	540.4M	538.5M	482.5M	481M	479.6M	477M
Additional Paid-In Capital	1.8B	1.8B	1.6B	1.5B	1.5B	1.5B	1.5B	1.5B	1.5B	1.5B	1.5B	1.4B	1.4B	1.4B	1.4B	1.4B	1.3B	1.3B	1.3B	1.2B
Retained Earnings	2B	1.8B	1.6B	1.5B	1.3B	1.1B	1.1B	946M	821.6M	732.1M	641.6M	558.8M	463.8M	363.9M	264.1M	158.5M	72M	31.1M	142M	92.6M
Accumulated Other Comprehensive Income/Loss	-198.7M	-287.8M	-312.3M	-385.5M	27.4M	65.1M	-137K	-59.1M	-33M	-38.4M	-22M	-17.7M	-37.3M	5.7M	8M	12.5M	7.5M	-17.9M	-21.8M	-39.1M
Total Stockholders' Equity	3.5B	3.2B	2.8B	2.6B	2.7B	2.6B	2.3B	2.2B	2.2B	2.1B	2B	2B	2.1B	2.1B	2B	1.9B	1.9B	1.9B	1.6B	1.5B
Total Equity	3.5B	3.2B	2.8B	2.6B	2.7B	2.6B	2.3B	2.2B	2.2B	2.1B	2B	2B	2.1B	2.1B	2B	1.9B	1.9B	1.9B	1.6B	1.5B
SUMMARY
Total Liabilities & Equity	32.1B	32.1B	27.6B	26.9B	25.8B	25.9B	21.9B	20.7B	20B	18.9B	17.9B	17.1B	16.9B	16.5B	16.4B	16.3B	16.6B	16.2B	15.9B	14.9B
Total Investments	5.7B	28.1B	24.4B	23.7B	22B	21.8B	19.3B	18.4B	17.9B	16.9B	16B	15.1B	15.1B	14.6B	14.4B	14.5B	15B	14.6B	14.3B	13.3B
Total Debt	1.3B	1.8B	2.5B	2.9B	1.5B	1.9B	1.8B	1.7B	1.7B	1.5B	1.4B	1.5B	2.1B	1.8B	1.6B	1.8B	2.4B	3.6B	4B	3B
Net Debt	1B	722.2M	2B	2.2B	-183.7M	78.5M	1.3B	1.5B	1.4B	1.2B	1.2B	1.1B	1.9B	1.4B	1.3B	1.7B	2.2B	3.3B	3.7B	2.6B
Shares Outstanding	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122	182,049,122

SEC Filings

FULT - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 28, 2026	May 28, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 05, 2026	May 01, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 27, 2026	April 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 22, 2026	April 22, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 01, 2026	May 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 01, 2026	April 01, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 21, 2026	January 21, 2026	2026	View Filing

Showing 1 to 10 of 731 filings

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