Primis Financial Corp.

Primis Financial Corp.

FRSTยทNASDAQ

$14.38

-3.4%
Financial ServicesBanks - Regional

Primis Financial Corp. operates as the bank holding company for Primis Bank that provides a range of financial services to individuals and small and medium sized businesses in the United States. Its deposit products include checking, NOW, savings, and money market accounts, as well as certificates of deposits. The company also offers commercial business and real estate, construction, secured asset based, small business administration, mortgage warehouse lending products, as well as financing for medical, dental, and veterinary businesses; residential mortgage, trust mortgage, home equity lines of credit, secured and unsecured personal, and consumer loans, as well as life insurance premium financing and demand loans. It also offers cash management services comprising investment/sweep, zero balance, and controlled disbursement accounts; and wire transfer, employer/payroll processing, night depository, depository transfer, merchant, ACH origination, and remote deposit capture services. In addition, the company provides debit cards, ATM services, notary services, and mobile and online banking. As of December 31, 2021, it operated forty full-service branches in Virginia and Maryland. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is based in McLean, Virginia.

At a Glance

Live Snapshot
Market Cap$356.22M
EPS2.4900
P/E Ratio5.78
Earnings Date07/23/2026
3Y+13.0%
5Y+31.0%
10Y+254.0%
3Y+14.0%
5Y+34.0%
10Y+257.0%
3Y+9.0%
5Y+8.0%
10Y+235.0%
frst

Primis Financial Corp. Funding & Solvency Profile

FRST ยท NASDAQ
Cash & Cash Equivalents143.61M
Net Receivables18.00M
Inventory0.00
Other Current Assets-55.46M
Total Current Assets144 M
Property, Plant & Equipment71.67M
Goodwill & Intangible Assets93.50M
Long-Term Investments3.60B
Other Non-Current Assets120.47M
Total Non-Current Assets4 B
Total Assets
4.05B

Financial Health Analysis

Current Ratio

0.07x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.57x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2057781000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

4% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Primis Financial Corp. Balance Sheet

FRST โ€ข NASDAQ

Primis Financial Corp. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
143.6M
64.5M
77.6M
77.9M
530.2M
196.2M
31.9M
27.8M
23.8M
47.4M
30.3M
38.3M
20.9M
39.2M
5M
9.7M
8.1M
14.8M
1.3M
8.1M
171.4M
178.7M
228.4M
236.3M
271.3M
153.2M
164.8M
143.4M
160.7M
3.9M
4.2M
2.3M
2M
2.4M
9.9M
0.0
0.0
0.0
0.0
0.0
181.1M
243.2M
306M
314.2M
801.5M
349.4M
196.7M
171.2M
184.4M
51.3M
34.5M
40.6M
22.8M
41.6M
14.9M
9.7M
8.1M
14.8M
1.3M
8.1M
18M
0.0
0.0
0.0
11.9M
20M
8.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
11.9M
20M
8.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
18M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-55.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
143.6M
243.2M
306M
314.2M
813.4M
369.4M
205M
171.2M
184.4M
51.3M
34.5M
40.6M
22.8M
41.6M
14.9M
9.7M
8.1M
14.8M
1.3M
8.1M
NON-CURRENT ASSETS
71.7M
29.7M
31.3M
30.6M
36.3M
37.8M
39.2M
32.4M
35.8M
8.2M
8.9M
9.5M
6.3M
6.6M
6.4M
4.7M
3.2M
3.6M
3.5M
3.5M
93.5M
93.5M
93.5M
104.6M
102M
102M
102M
102M
100.7M
10.5M
10.5M
10.5M
9.2M
9.2M
9.2M
8.7M
8.7M
8.7M
8.7M
10.4M
36K
8.7M
12.7M
13.7M
4.5M
5.8M
7.2M
8.6M
10.1M
874K
1.1M
1.4M
813K
1.3M
2M
2.9M
3.9M
3.1M
3.9M
5.3M
93.5M
102.2M
106.1M
118.3M
106.4M
107.8M
109.1M
110.6M
110.8M
11.4M
11.6M
11.9M
10M
10.4M
11.2M
11.6M
12.6M
11.9M
12.6M
15.7M
3.6B
3.2B
3.3B
3B
2.3B
2.5B
2.3B
2.3B
2.2B
1B
924.8M
795.6M
621.4M
607.1M
520.5M
464.9M
475.6M
313.7M
332.9M
260.8M
14.7M
26.5M
22.4M
19.9M
10.1M
14.6M
11.8M
14.1M
16.9M
6.8M
6.7M
10.1M
8.3M
8.2M
6.3M
3.8M
4.6M
4.8M
0.0
0.0
120.5M
131.1M
136.7M
127.3M
104.7M
98.2M
100.5M
106.9M
106.6M
50.4M
49.6M
49.1M
47.3M
49.9M
52.1M
96.1M
106.6M
83.2M
27M
2.5M
3.9B
3.4B
3.6B
3.3B
2.6B
2.7B
2.5B
2.5B
2.4B
1.1B
1B
876M
693.3M
682.2M
596.4M
581.1M
602.6M
417.2M
376M
282.4M
4B
3.7B
3.9B
3.6B
3.4B
3.1B
2.7B
2.7B
2.6B
1.1B
1B
916.3M
716.2M
722.1M
611.4M
590.8M
610.7M
431.9M
377.3M
290.6M
LIABILITIES
CURRENT LIABILITIES
43.3M
3.9M
3M
6.4M
10M
16.1M
134.5M
182.1M
351.1M
95M
69.4M
29M
39.8M
33.4M
17.7M
23.9M
22M
41.8M
15.5M
5M
2.2B
3.2B
3.3B
2.7B
2.8B
2.4B
2.1B
2.1B
1.9B
913M
825.3M
742.4M
540.4M
551M
461.1M
431M
455.8M
309.5M
265.5M
215.8M
2.2B
3.2B
3.3B
2.7B
2.8B
2.4B
2.3B
2.3B
2.2B
1B
894.7M
771.5M
580.2M
584.4M
478.8M
454.9M
477.8M
351.2M
281M
220.8M
NON-CURRENT LIABILITIES
157.5M
113.1M
146M
420.3M
195M
215.3M
56.7M
56.7M
56.7M
0.0
15M
25M
25M
30.3M
30M
35M
30M
30M
25M
0.0
1.2B
25.5M
28.1M
22.7M
20.8M
25.9M
20.5M
16.7M
18.6M
8.1M
6.8M
6.2M
4.4M
6M
3.5M
1.8M
5.7M
-18.1M
2M
1.5M
1.4B
150.2M
185.8M
448.8M
222.3M
249.4M
85.7M
73.3M
75.2M
8.1M
21.8M
31.2M
29.4M
36.2M
33.5M
36.8M
35.7M
11.9M
27M
1.5M
61.3M
11.6M
11.7M
5.8M
6.5M
8.2M
8.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.6B
3.3B
3.5B
3.2B
3B
2.7B
2.3B
2.4B
2.3B
1B
916.5M
802.3M
609.6M
618.9M
512.3M
491.7M
513.6M
363.1M
308M
222.3M
SHAREHOLDERS' EQUITY
-807K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
247K
247K
247K
246K
245K
243K
241K
240K
239K
123K
122K
122K
116K
116K
116K
116K
116K
68K
68K
62K
316.5M
314.7M
313.5M
312.7M
311.1M
308.9M
306.8M
305.7M
304.9M
104.9M
104.4M
104.1M
97.1M
96.8M
96.6M
96.5M
96.4M
69.5M
69.4M
69.4M
109.6M
58M
84.1M
101.9M
97.6M
78M
69.5M
45M
18.8M
22.1M
15.7M
12.8M
12.6M
9.2M
5.5M
5.9M
4.1M
1.7M
489K
-1.2M
-2.7M
-21.2M
-21.8M
-25.9M
1.1M
3.5M
783K
-2.6M
-1.2M
-789K
-610K
-3M
-3.2M
-3M
-3.2M
-3.3M
-3.5M
-2.5M
-718K
-24K
422.9M
351.8M
376.2M
389M
411.9M
390.6M
377.2M
348.3M
322.8M
126.3M
119.6M
114M
106.6M
103.2M
99.1M
99.1M
97.1M
68.8M
69.3M
68.2M
422.9M
365M
397.6M
389M
411.9M
390.6M
377.2M
348.3M
322.8M
126.3M
119.6M
114M
106.6M
103.2M
99.1M
99.1M
97.1M
68.8M
69.3M
68.2M
0.0
13.2M
21.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
SUMMARY
4B
3.7B
3.9B
3.6B
3.4B
3.1B
2.7B
2.7B
2.6B
1.1B
1B
916.3M
716.2M
722.1M
611.4M
590.8M
610.7M
431.9M
377.3M
290.6M
3.7B
3.3B
3.5B
3.2B
2.6B
2.6B
2.4B
2.4B
2.3B
1B
929M
797.8M
623.4M
609.5M
530.5M
464.9M
475.6M
313.7M
332.9M
260.8M
262.2M
128.6M
160.7M
432.5M
211.5M
239.6M
199.7M
238.7M
407.7M
95M
84.4M
54M
64.8M
63.7M
47.7M
58.9M
52M
71.8M
40.5M
5M
118.6M
64.1M
83.2M
354.7M
-318.7M
43.4M
167.7M
210.9M
384M
47.6M
54M
15.7M
43.9M
24.5M
42.7M
49.2M
44M
57M
39.2M
-3.1M
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200
24,643,200

SEC Filings

FRST - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 27, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 10, 2026
May 21, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2025

N/A

December 18, 2025
December 18, 2025
2025
8-K

8-K 2025

N/A

December 08, 2025
December 05, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 10, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
Showing 1 to 10 of 318 filings