Primis Financial Corp.

Primis Financial Corp.

FRSTยทNASDAQ

$14.38

-3.4%
Financial ServicesBanks - Regional

Primis Financial Corp. operates as the bank holding company for Primis Bank that provides a range of financial services to individuals and small and medium sized businesses in the United States. Its deposit products include checking, NOW, savings, and money market accounts, as well as certificates of deposits. The company also offers commercial business and real estate, construction, secured asset based, small business administration, mortgage warehouse lending products, as well as financing for medical, dental, and veterinary businesses; residential mortgage, trust mortgage, home equity lines of credit, secured and unsecured personal, and consumer loans, as well as life insurance premium financing and demand loans. It also offers cash management services comprising investment/sweep, zero balance, and controlled disbursement accounts; and wire transfer, employer/payroll processing, night depository, depository transfer, merchant, ACH origination, and remote deposit capture services. In addition, the company provides debit cards, ATM services, notary services, and mobile and online banking. As of December 31, 2021, it operated forty full-service branches in Virginia and Maryland. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is based in McLean, Virginia.

At a Glance

Live Snapshot
Market Cap$356.22M
EPS2.4900
P/E Ratio5.78
Earnings Date07/23/2026
frst

Primis Financial Corp. Street Expectations Map

FRST ยท NASDAQ

Wall Street analysts project that FRST stock may see slight declines over the coming 12 months. The consensus 1-year price target stands at 14.00, with estimates ranging from a low of 14.00 to a high of 14.00.

Lowest Target
14.00
-2.64%
Consensus Target
14.00
-2.64%
Highest Target
14.00
-2.64%

The consensus 1-year price target stands at 14.00, with estimates ranging from a low of 14.00 to a high of 14.00.

Analyst Consensus Analysis

Upside Potential

-2.6%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

1.00x

Balanced risk-reward. Upside and downside potential relatively symmetric. Suitable for moderate risk tolerance with conviction in thesis.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Efficient pricing: Stock trading at fair value with strong consensus suggests market has priced in expectations. Look for fundamental inflection points or new catalysts to drive meaningful moves.

frst

Primis Financial Corp. Forward Estimates of Revenue

FRST ยท NASDAQ
Latest Revenue
312.60M
FY 2025
Avg Estimate
180.55M
FY 2026
Estimate Range
179.35M - 181.75M
Analyst Spread

Forward Growth Analysis

Projected Growth-42.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frst

Primis Financial Corp. Forward Estimates of Net Income

FRST ยท NASDAQ
Latest Net Income
61.44M
FY 2025
Avg Estimate
41.97M
FY 2026
Estimate Range
41.61M - 42.33M
Analyst Spread

Forward Growth Analysis

Projected Growth-31.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frst

Primis Financial Corp. Forward Estimates of EPS

FRST ยท NASDAQ
Latest EPS
2.49
FY 2025
Avg Estimate
$1.70
FY 2026
Estimate Range
$1.69 - $1.71
Analyst Spread

Forward Growth Analysis

Projected Growth-31.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frst

Primis Financial Corp. Forward Estimates of EBIT

FRST ยท NASDAQ
Latest EBIT
72.55M
FY 2025
Avg Estimate
15.31M
FY 2026
Estimate Range
15.21M - 15.41M
Analyst Spread

Forward Growth Analysis

Projected Growth-78.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frst

Primis Financial Corp. Forward Estimates of EBITDA

FRST ยท NASDAQ
Latest EBITDA
72.55M
FY 2025
Avg Estimate
24.45M
FY 2026
Estimate Range
24.29M - 24.61M
Analyst Spread

Forward Growth Analysis

Projected Growth-66.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frst

Primis Financial Corp. Forward Estimates of SG&A Expense

FRST ยท NASDAQ
Latest SG&A Expense
93.41M
FY 2025
Avg Estimate
55.27M
FY 2026
Estimate Range
54.90M - 55.64M
Analyst Spread

Forward Growth Analysis

Projected Growth-40.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

frst

Primis Financial Corp. Insider Positioning

FRST ยท NASDAQ

During the last 12 months, insiders have purchased $351K worth of FRST shares, with no selling activity reported.

3 Months

Bought

10.1K

137.81K

Sold

0

0.00

Net Activity

+138K

+$138K

3-6 Months

Bought

7.3K

100.19K

Sold

0

0.00

Net Activity

+100K

+$100K

6-9 Months

Bought

6.2K

67.95K

Sold

0

0.00

Net Activity

+68K

+$68K

9-12 Months

Bought

4.1K

44.98K

Sold

0

0.00

Net Activity

+45K

+$45K

Top Buyers

1
CRY

Clagett Robert Yates

Director

6.9K sharesโ€ข4 transactions

$85K

2
GFLI

Garrett F L Iii

Director

5.5K sharesโ€ข7 transactions

$65K

3
CWR

Cook William Rand

Director

3.2K sharesโ€ข2 transactions

$45K

4
BJF

Biagas John Fitzgerald

Director

3.5K sharesโ€ข2 transactions

$44K

5
SMA

Switzer Matthew Alan

Officer: Evp, Cfo

2.5K sharesโ€ข1 transactions

$35K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $351K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Recent Trend (3 Months)

$138K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

5 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.