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Fold Holdings Inc

FLD·NASDAQ

$1.00

+5.4%
Financial ServicesAsset Management - Cryptocurrency

Fold Holdings, Inc. operates as a holding company. The Company, through its subsidiaries, provides a financial services platform that allows customers to earn, accumulate, and utilize bitcoin in their everyday life.

At a Glance

Live Snapshot
Market Cap$50.60M
EPS-1.6500
P/E Ratio-1.58
Earnings Date08/11/2026
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Fold Holdings Inc Street Expectations Map

FLD · NASDAQ

Wall Street analysts project that FLD stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 2.60, with estimates ranging from a low of 1.70 to a high of 3.50.

Lowest Target
1.70
70.63%
Consensus Target
2.60
160.97%
Highest Target
3.50
251.30%

The consensus 1-year price target stands at 2.60, with estimates ranging from a low of 1.70 to a high of 3.50.

Analyst Consensus Analysis

Upside Potential

+161.0%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

69.2% spread

High uncertainty. Very wide target spread indicates significant disagreement among analysts—major valuation uncertainty or transformation underway.

Analyst Conviction

Low

High uncertainty: Wide dispersion indicates analysts struggle to agree on valuation—proceed with caution and independent analysis.

Market Sentiment Insight

High risk, high reward: Substantial upside potential exists, but wide analyst disagreement signals execution risk or unclear catalysts. Thorough due diligence essential before committing capital.

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Fold Holdings Inc Forward Estimates of Revenue

FLD · NASDAQ
Latest Revenue
31.79M
FY 2025
Avg Estimate
38.48M
FY 2026
Estimate Range
32.11M - 49.29M
Analyst Spread

Forward Growth Analysis

Projected Growth+21.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread45%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Fold Holdings Inc Forward Estimates of Net Income

FLD · NASDAQ
Latest Net Income
-69.59M
FY 2025
Avg Estimate
-34.97M
FY 2026
Estimate Range
-46.63M - -23.31M
Analyst Spread

Forward Growth Analysis

Projected Growth+49.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread67%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Fold Holdings Inc Forward Estimates of EPS

FLD · NASDAQ
Latest EPS
-1.65
FY 2025
Avg Estimate
$-0.89
FY 2026
Estimate Range
$-1.10 - $-0.55
Analyst Spread

Forward Growth Analysis

Projected Growth+46.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread62%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Fold Holdings Inc Forward Estimates of EBIT

FLD · NASDAQ
Latest EBIT
-63.88M
FY 2025
Avg Estimate
12.64M
FY 2026
Estimate Range
10.55M - 16.19M
Analyst Spread

Forward Growth Analysis

Projected Growth+119.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread45%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Fold Holdings Inc Forward Estimates of EBITDA

FLD · NASDAQ
Latest EBITDA
-63.32M
FY 2025
Avg Estimate
12.71M
FY 2026
Estimate Range
10.60M - 16.28M
Analyst Spread

Forward Growth Analysis

Projected Growth+120.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread45%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Fold Holdings Inc Forward Estimates of SG&A Expense

FLD · NASDAQ
Latest SG&A Expense
11.99M
FY 2025
Avg Estimate
26.64M
FY 2026
Estimate Range
22.23M - 34.12M
Analyst Spread

Forward Growth Analysis

Projected Growth+122.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread45%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Fold Holdings Inc Insider Positioning

FLD · NASDAQ

During the last 12 months, insiders have purchased $138K and sold $259K worth of FLD shares, resulting in $121K of net selling activity.

3 Months

Bought

18.5K

20.85K

Sold

95.2K

115.50K

Net Activity

-95K

-$95K

3-6 Months

Bought

0

0.00

Sold

97.1K

143.54K

Net Activity

-144K

-$144K

6-9 Months

Bought

8.1K

25.31K

Sold

0

0.00

Net Activity

+25K

+$25K

9-12 Months

Bought

23.5K

91.97K

Sold

0

0.00

Net Activity

+92K

+$92K

Top Buyers

1
YBHJ

Young Bracebridge H Jr

Director

50.1K shares6 transactions

$138K

Top Sellers

1
RW

Repass Wolfe

Officer: Chief Financial Officer

98.4K shares13 transactions

$144K

2
RWBP

Reeves William Brian Poppic

10 Percent Owner, Officer: Chief Executive Officer

79.7K shares10 transactions

$94K

3
MM

Mcmanus Matt

Officer: Chief Operating Officer

9.9K shares1 transactions

$15K

4
DTJ

Dickman Thomas J

Officer: Chief Technology Officer

4.3K shares7 transactions

$6K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Slightly bearish with $121K net selling. Selling modestly exceeds buying, which could be routine diversification rather than concern.

Buy/Sell Ratio

0.53:1

Moderately negative ratio. Selling is roughly double the buying, which may be routine or signal caution.

Recent Trend (3 Months)

$95K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

4 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.