FINW - NASDAQ
FinWise Bancorp
$14.12
-1.5%FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates one full-service banking location in Sandy, Utah; and a loan production office in Rockville Centre, New York. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.
At a Glance
Live SnapshotFinWise Bancorp Funding & Solvency Profile
Financial Health Analysis
Current Ratio
Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.
Debt-to-Equity Ratio
High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.
Working Capital
Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.
Asset Composition
Capital-intensive business with significant long-term investments in property, equipment, or intangibles.
Financial Health Insight
Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.
FinWise Bancorp Balance Sheet
FINW • NASDAQ
| FinWise Bancorp Balance Sheet | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|---|
ASSETS | |||||||
CURRENT ASSETS | |||||||
163.4M | 106.1M | 117M | 100.6M | 85.8M | 47.4M | 34.8M | |
163.4M | 106.1M | 117M | 100.6M | 85.8M | 47.4M | 34.8M | |
3.7M | 82.6M | 44.1M | 11.1M | 1.5M | 1.6M | 943K | |
3.7M | 3.6M | 3.6M | 1.8M | 1.5M | 1.6M | 943K | |
0.0 | 79M | 40.5M | 9.3M | 0.0 | 0.0 | 0.0 | |
167.1M | 188.6M | 161.1M | 111.6M | 87.3M | 49M | 35.7M | |
NON-CURRENT ASSETS | |||||||
18.1M | 19.9M | 18.9M | 14.5M | 3.3M | 1.3M | 926K | |
618.3M | 476.9M | 387.6M | 257.6M | 276.3M | 258.6M | 134.7M | |
2.3M | 0.0 | 0.0 | 1.2M | 1.8M | 452K | 140K | |
171.3M | 60.5M | 18.7M | 15.8M | 11.6M | 8.2M | 5.5M | |
810M | 557.3M | 425.2M | 289.1M | 292.9M | 268.5M | 141.3M | |
977.1M | 746M | 586.2M | 400.8M | 380.2M | 317.5M | 177.1M | |
LIABILITIES | |||||||
CURRENT LIABILITIES | |||||||
3.5M | 1.5M | 2.5M | 54K | 281K | 904K | 233K | |
2.6M | 1.5M | 619K | 54K | 48K | 195K | 64K | |
837K | 0.0 | 1.9M | 0.0 | 233K | 709K | 169K | |
0.0 | 4.4M | 1.9M | 1.1M | 233K | 709K | 169K | |
754.6M | 545M | 404.8M | 243M | 251.9M | 164.5M | 142M | |
758M | 546.4M | 407.3M | 243.1M | 252.2M | 165.4M | 142.3M | |
NON-CURRENT LIABILITIES | |||||||
0.0 | 64K | 190K | 314K | 1.1M | 101M | 0.0 | |
0.0 | 899K | 748K | 0.0 | 0.0 | 0.0 | 0.0 | |
21.5M | 19.5M | 16.6M | 9.9M | 11.5M | 5.3M | 1.7M | |
25.9M | 25.8M | 23.8M | 17.3M | 12.6M | 106.3M | 1.7M | |
4.4M | 5.3M | 6.3M | 7M | 0.0 | 0.0 | 0.0 | |
783.9M | 572.3M | 431.2M | 260.3M | 264.8M | 271.6M | 144M | |
SHAREHOLDERS' EQUITY | |||||||
14K | 13K | 12K | 13K | 13K | 9K | 9K | |
61M | 56.9M | 51.2M | 54.6M | 54.8M | 16.9M | 15.3M | |
132.2M | 116.6M | 103.8M | 85.8M | 60.6M | 29M | 17.8M | |
26K | 187K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
193.2M | 173.7M | 155.1M | 140.5M | 115.4M | 45.9M | 33.1M | |
193.2M | 173.7M | 155.1M | 140.5M | 115.4M | 45.9M | 33.1M | |
SUMMARY | |||||||
977.1M | 746M | 586.2M | 400.8M | 380.2M | 317.5M | 177.1M | |
618.3M | 476.9M | 387.6M | 257.6M | 276.3M | 258.6M | 134.7M | |
4.4M | 5.4M | 6.5M | 7.3M | 1.1M | 101M | 0.0 | |
-159M | -100.7M | -110.5M | -93.2M | -84.7M | 53.6M | -34.8M | |
13,519,230 | 13,519,230 | 13,519,230 | 13,519,230 | 13,519,230 | 13,519,230 | 13,519,230 |
SEC Filings
FINW - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 12, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 08, 2026 | April 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 26, 2026 | March 26, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 23, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
S-3 S-3 N/A | November 18, 2025 | November 18, 2025 | ||
10-Q 10-Q 2025 Q3 Q3 | November 10, 2025 | September 30, 2025 | 2025 |
Related Guides
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Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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