FinWise Bancorp

FinWise Bancorp

FINWยทNASDAQ

$14.12

-1.5%
Financial ServicesBanks - Regional

FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates one full-service banking location in Sandy, Utah; and a loan production office in Rockville Centre, New York. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.

At a Glance

Live Snapshot
Market Cap$193.53M
EPS1.2500
P/E Ratio11.30
Earnings Date07/23/2026
finw

FinWise Bancorp Street Expectations Map

FINW ยท NASDAQ

Wall Street analysts project that FINW stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 19.50, with estimates ranging from a low of 18.00 to a high of 21.00.

Lowest Target
18.00
27.48%
Consensus Target
19.50
38.10%
Highest Target
21.00
48.73%

The consensus 1-year price target stands at 19.50, with estimates ranging from a low of 18.00 to a high of 21.00.

Analyst Consensus Analysis

Upside Potential

+38.1%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

15.4% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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FinWise Bancorp Forward Estimates of Revenue

FINW ยท NASDAQ
Latest Revenue
150.96M
FY 2025
Avg Estimate
173.40M
FY 2026
Estimate Range
164.03M - 183.88M
Analyst Spread

Forward Growth Analysis

Projected Growth+14.9%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread11%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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FinWise Bancorp Forward Estimates of Net Income

FINW ยท NASDAQ
Latest Net Income
16.09M
FY 2025
Avg Estimate
24.30M
FY 2026
Estimate Range
21.85M - 25.35M
Analyst Spread

Forward Growth Analysis

Projected Growth+51.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread14%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FinWise Bancorp Forward Estimates of EPS

FINW ยท NASDAQ
Latest EPS
1.25
FY 2025
Avg Estimate
$1.78
FY 2026
Estimate Range
$1.65 - $1.92
Analyst Spread

Forward Growth Analysis

Projected Growth+42.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread15%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FinWise Bancorp Forward Estimates of EBIT

FINW ยท NASDAQ
Latest EBIT
21.76M
FY 2025
Avg Estimate
59.49M
FY 2026
Estimate Range
56.28M - 63.09M
Analyst Spread

Forward Growth Analysis

Projected Growth+173.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread11%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FinWise Bancorp Forward Estimates of EBITDA

FINW ยท NASDAQ
Latest EBITDA
21.76M
FY 2025
Avg Estimate
64.95M
FY 2026
Estimate Range
61.45M - 68.88M
Analyst Spread

Forward Growth Analysis

Projected Growth+198.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread11%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FinWise Bancorp Forward Estimates of SG&A Expense

FINW ยท NASDAQ
Latest SG&A Expense
44.16M
FY 2025
Avg Estimate
54.87M
FY 2026
Estimate Range
51.91M - 58.19M
Analyst Spread

Forward Growth Analysis

Projected Growth+24.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread11%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FinWise Bancorp Insider Positioning

FINW ยท NASDAQ

During the last 12 months, insiders have purchased $315K and sold $47K worth of FINW shares, resulting in $268K of net buying activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

2.3K

43.53K

Sold

1.5K

29.22K

Net Activity

+14K

+$14K

9-12 Months

Bought

14.5K

271.16K

Sold

1.2K

17.91K

Net Activity

+253K

+$253K

Top Buyers

1
NJ

Noone James

Officer: President

10.0K sharesโ€ข1 transactions

$195K

2
GJN

Giordano James N

Director

2.5K sharesโ€ข1 transactions

$48K

3
RHI

Reynolds Howard I

Director

2.3K sharesโ€ข1 transactions

$44K

4
WRE

Wahlman Robert E.

Officer: Evp, Chief Financial Officer

2.0K sharesโ€ข1 transactions

$28K

Top Sellers

1
KR

Keil Robert

Other: See Remarks

1.5K sharesโ€ข1 transactions

$29K

2
NJ

Noone James

Officer: President

1.2K sharesโ€ข1 transactions

$18K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $268K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

6.68:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Insider Participation

Moderate Buying

4 insider buyers vs. 2 sellers. More insiders buying than selling indicates positive sentiment.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.