First Financial Bancorp.

First Financial Bancorp.

FFBCยทNASDAQ

$29.77

-0.034%
Financial ServicesBanks - Regional

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

At a Glance

Live Snapshot
Market Cap$3.12B
EPS2.6900
P/E Ratio11.07
Earnings Date07/23/2026
3Y+24.0%
5Y+32.0%
10Y+150.0%
3Y+23.0%
5Y+34.0%
10Y+142.0%
3Y+36.0%
5Y+21.0%
10Y+220.0%
ffbc

First Financial Bancorp. Funding & Solvency Profile

FFBC ยท NASDAQ
Cash & Cash Equivalents178.55M
Net Receivables597.34M
Inventory0.00
Other Current Assets0.00
Total Current Assets5 B
Property, Plant & Equipment204.76M
Goodwill & Intangible Assets1.22B
Long-Term Investments13.42B
Other Non-Current Assets1.53B
Total Non-Current Assets15 B
Total Assets
21.13B

Financial Health Analysis

Current Ratio

0.28x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.63x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-12349019000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

22% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Financial Bancorp. Balance Sheet

FFBC โ€ข NASDAQ

First Financial Bancorp. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
178.6M
904.5M
1B
595.7M
434.8M
251.4M
257.6M
274M
184.6M
204M
148.6M
132.8M
143.5M
158.8M
525.1M
282.9M
606.2M
100.9M
106.2M
119.4M
4B
2.5B
3B
3.4B
4.2B
3.4B
2.9B
2.8B
1.3B
1B
1.2B
840.5M
913.6M
1B
1.4B
0.0
0.0
0.0
0.0
0.0
4.2B
3.4B
4B
4B
4.6B
3.7B
3.1B
3.1B
1.5B
1.2B
1.3B
973.2M
1.1B
1.2B
2B
282.9M
606.2M
100.9M
106.2M
119.4M
597.3M
585M
462.5M
232.6M
109.6M
73M
88.4M
93.4M
89.3M
93.1M
94M
77.6M
283.4M
244.4M
262.3M
300.4M
241.3M
140.8M
130.1M
139M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
283.4M
244.4M
262.3M
300.4M
241.3M
140.8M
130.1M
139M
597.3M
585M
462.5M
232.6M
109.6M
73M
88.4M
93.4M
89.3M
93.1M
94M
77.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.7B
3.9B
4.5B
4.2B
4.8B
3.7B
3.2B
3.1B
1.6B
1.3B
1.4B
1.1B
1.3B
1.4B
2.2B
583.3M
847.4M
241.8M
236.3M
258.4M
NON-CURRENT ASSETS
204.8M
407.1M
348M
280.8M
253.9M
207.2M
214.5M
215.7M
125M
131.6M
136.6M
141.4M
137.1M
146.7M
138.1M
118.5M
107.4M
84.1M
79M
79.6M
1.1B
1B
1B
1B
1B
937.8M
937.8M
880.3M
204.1M
204.1M
204.1M
137.7M
95.1M
95.1M
95.1M
51.8M
51.9M
28.3M
0.0
0.0
118.8M
79.3M
83.9M
93.9M
104.4M
64.6M
76.2M
40.8M
3.8M
6.5M
7.8M
8.1M
5.9M
7.6M
10.8M
5.6M
7.5M
1M
130.1M
139M
1.2B
1.1B
1.1B
1.1B
1.1B
1B
1B
921.1M
209.4M
210.6M
211.9M
145.9M
101M
102.7M
105.9M
57.4M
59.4M
29.3M
29M
34.1M
13.4B
11.9B
10.5B
10.2B
9.3B
10B
9.3B
9.2B
6.6B
6.4B
6B
5.6B
4.8B
4.7B
4B
5.3B
5.4B
3.3B
2.9B
2.8B
1.5B
1.2B
1.1B
1.2B
940.3M
1.1B
747.8M
479.7M
352.2M
324.9M
323.4M
301.4M
45.1M
119.6M
173M
222.6M
287.6M
61K
107M
102M
16.4B
14.6B
13B
12.8B
11.6B
12.2B
11.3B
10.8B
7.3B
7.1B
6.7B
6.2B
5.1B
5.1B
4.4B
5.7B
5.8B
3.5B
3.1B
3B
21.1B
18.6B
17.5B
17B
16.3B
16B
14.5B
14B
8.9B
8.4B
8.1B
7.2B
6.4B
6.5B
6.7B
6.3B
6.7B
3.7B
3.4B
3.3B
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
626.9M
492.2M
516.3M
323.1M
156.6M
137M
119.5M
100.4M
68.4M
88M
131M
140.5M
0.0
0.0
44M
33.7M
26.8M
0.0
0.0
0.0
626.9M
492.2M
516.3M
323.1M
156.6M
137M
119.5M
100.4M
68.4M
88M
131M
140.5M
0.0
0.0
44M
33.7M
26.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
140.5M
197.2M
194.2M
44M
0.0
0.0
675M
755.5M
937.8M
1.3B
319.2M
166.6M
1.3B
1B
814.6M
807.9M
938.4M
686.4M
801.2M
689.6M
164.4M
59.8M
37.4M
297.5M
98.3M
96.7M
16.4B
14.3B
13.4B
12.7B
12.9B
12.2B
10.2B
10.1B
6.9B
6.5B
6.2B
5.7B
4.8B
5B
5.6B
5.1B
5.4B
2.8B
2.9B
2.8B
17.1B
15.1B
14.3B
14.6B
13.7B
12.9B
11.8B
11.3B
7.8B
7.5B
7.2B
6.4B
5.7B
5.8B
6.1B
5.4B
5.6B
3.2B
3B
2.9B
NON-CURRENT LIABILITIES
514.1M
346M
342.5M
345M
385M
339.4M
413.2M
570.7M
119.7M
119.6M
119.5M
23.2M
8.3M
10.2M
11.5M
149.5M
425.3M
168.8M
66.5M
94.7M
749.3M
700.1M
622.2M
0.0
0.0
435M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-140.5M
0.0
0.0
13M
0.0
0.0
1.3B
1B
966.3M
346.7M
386.8M
776.2M
414.4M
570.7M
119.7M
119.6M
119.5M
23.2M
8.3M
10.2M
-128.9M
149.5M
425.3M
181.8M
66.5M
94.7M
0.0
1.5M
1.6M
1.7M
1.8M
1.9M
1.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
18.4B
16.1B
15.3B
15B
14.1B
13.7B
12.3B
11.9B
8B
7.6B
7.3B
6.4B
5.7B
5.8B
6B
5.6B
6B
3.4B
3.1B
3B
SHAREHOLDERS' EQUITY
-125.7M
-190.5M
-197.9M
-202.8M
-218.5M
-126M
-117.6M
-110.6M
-113.9M
-113.9M
-119.4M
-122.1M
-187.8M
-180.2M
-177.5M
-180.9M
-185.4M
-188.3M
-190.3M
-165.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
79.2M
78M
0.0
0.0
1.6B
1.6B
1.6B
1.6B
1.6B
1.6B
1.6B
1.6B
573.1M
570.4M
571.2M
574.6M
577.1M
579.3M
579.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
579.9M
580.1M
490.5M
394.2M
392M
392.7M
1.4B
1.3B
1.1B
968.2M
837.5M
720.4M
711.2M
600M
491.8M
437.2M
388.2M
352.9M
324.2M
330M
331.4M
310.3M
276.1M
76.3M
82.1M
71.3M
-189.9M
-289.8M
-309.8M
-358.7M
-433K
48.7M
13.3M
-44.4M
-20.4M
-28.4M
-30.6M
-21.4M
-31.3M
-18.7M
-601.4M
-12M
-10.5M
-11.9M
-7.1M
-13.4M
2.8B
2.4B
2.3B
2B
2.3B
2.3B
2.2B
2.1B
930.7M
865.2M
809.4M
784.1M
682.2M
710.4M
712.2M
697.4M
650M
348.3M
276.6M
285.5M
2.8B
2.4B
2.3B
2B
2.3B
2.3B
2.2B
2.1B
930.7M
865.2M
809.4M
784.1M
682.2M
710.4M
712.2M
697.4M
650M
348.3M
276.6M
285.5M
SUMMARY
21.1B
18.6B
17.5B
17B
16.3B
16B
14.5B
14B
8.9B
8.4B
8.1B
7.2B
6.4B
6.5B
6.7B
6.3B
6.7B
3.7B
3.4B
3.3B
17.4B
14.4B
13.6B
13.6B
13.5B
13.4B
12.2B
12B
7.9B
7.5B
7.2B
6.4B
5.7B
5.7B
5.5B
5.3B
5.4B
3.3B
2.9B
2.8B
1.2B
1.1B
1.3B
1.6B
706M
507.8M
1.7B
1.6B
934.2M
927.5M
1.1B
709.6M
809.5M
699.8M
176M
209.3M
462.8M
466.3M
164.8M
191.4M
1B
198.5M
275.9M
1B
271.2M
256.5M
1.5B
1.3B
749.6M
723.5M
909.4M
576.9M
666.1M
540.9M
-349.1M
-73.6M
-143.4M
365.4M
58.6M
72M
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277
94,716,277

SEC Filings

FFBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 29, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 22, 2026
May 22, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 16, 2026
May 26, 2026
2026
10-K

10-K 2025 FY

FY

February 19, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 02, 2026
February 02, 2026
2026
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
8-K

8-K 2025

N/A

January 02, 2026
December 31, 2025
2025
8-K

8-K 2025

N/A

December 15, 2025
December 09, 2025
2025
Showing 1 to 10 of 587 filings