First Financial Bancorp.

First Financial Bancorp.

FFBCยทNASDAQ

$29.77

-0.034%
Financial ServicesBanks - Regional

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, or office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and lease and equipment financing services. As of December 31, 2021, the company operated 139 full service banking centers, 29 of which are leased facilities. It operates 62 banking centers in Ohio, three banking centers in Illinois, 62 banking centers in Indiana, and 12 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

At a Glance

Live Snapshot
Market Cap$3.12B
EPS2.6900
P/E Ratio11.07
Earnings Date07/23/2026
0.90%
Dividend Yield
-13%
3Y-17.0%
5Y-6.0%
10Y+9.0%
34.83%
Dividend Payout Ratio
-11%
3Y+11.0%
5Y-26.0%
10Y-19.0%
3Y+13.0%
5Y+9.0%
10Y+150.0%
First Financial Bancorp.

First Financial Bancorp. Dividend History

FFBC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FFBC Dividend Payment History

FFBC ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2500

Annual Amount

$1.2400

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 28, 2026
Jun 1, 2026Jun 15, 2026
$0.2500
$0.2500
Quarterly0.00%
Jan 28, 2026
Mar 2, 2026Mar 16, 2026
$0.2500
$0.2500
Quarterly0.00%
Oct 28, 2025
Dec 1, 2025Dec 15, 2025
$0.2500
$0.2500
Quarterly0.00%
Jul 22, 2025
Sep 2, 2025Sep 15, 2025
$0.2500
$0.2500
Quarterly+4.17%
Apr 29, 2025
Jun 2, 2025Jun 16, 2025
$0.2400
$0.2400
Quarterly0.00%
Jan 28, 2025
Mar 3, 2025Mar 17, 2025
$0.2400
$0.2400
Quarterly0.00%
Oct 22, 2024
Dec 2, 2024Dec 16, 2024
$0.2400
$0.2400
Quarterly0.00%
Jul 25, 2024
Sep 2, 2024Sep 16, 2024
$0.2400
$0.2400
Quarterly+4.35%
Apr 25, 2024
Jun 3, 2024Jun 17, 2024
$0.2300
$0.2300
Quarterly0.00%
Jan 23, 2024
Mar 1, 2024Mar 15, 2024
$0.2300
$0.2300
Quarterly0.00%
Oct 24, 2023
Dec 1, 2023Dec 15, 2023
$0.2300
$0.2300
Quarterly0.00%
Jul 25, 2023
Sep 1, 2023Sep 15, 2023
$0.2300
$0.2300
Quarterly0.00%
Apr 25, 2023
Jun 1, 2023Jun 15, 2023
$0.2300
$0.2300
Quarterly0.00%
Jan 26, 2023
Mar 1, 2023Mar 15, 2023
$0.2300
$0.2300
Quarterly0.00%
Oct 25, 2022
Dec 1, 2022Dec 15, 2022
$0.2300
$0.2300
Quarterly0.00%
Jul 26, 2022
Sep 1, 2022Sep 15, 2022
$0.2300
$0.2300
Quarterly0.00%
Apr 26, 2022
Jun 1, 2022Jun 15, 2022
$0.2300
$0.2300
Quarterly0.00%
Jan 27, 2022
Mar 1, 2022Mar 15, 2022
$0.2300
$0.2300
Quarterly0.00%
Oct 26, 2021
Dec 1, 2021Dec 15, 2021
$0.2300
$0.2300
Quarterly0.00%
Jul 27, 2021
Sep 1, 2021Sep 15, 2021
$0.2300
$0.2300
Quarterly0.00%
Apr 27, 2021
Jun 1, 2021Jun 15, 2021
$0.2300
$0.2300
Quarterly0.00%
Jan 28, 2021
Mar 1, 2021Mar 15, 2021
$0.2300
$0.2300
Quarterly0.00%
Oct 27, 2020
Dec 1, 2020Dec 15, 2020
$0.2300
$0.2300
Quarterly0.00%
Jul 28, 2020
Sep 1, 2020Sep 15, 2020
$0.2300
$0.2300
Quarterly0.00%
Apr 28, 2020
Jun 1, 2020Jun 15, 2020
$0.2300
$0.2300
Quarterly0.00%
Jan 28, 2020
Mar 2, 2020Mar 16, 2020
$0.2300
$0.2300
Quarterly0.00%
Oct 22, 2019
Dec 2, 2019Dec 16, 2019
$0.2300
$0.2300
Quarterly0.00%
Jul 15, 2019
Sep 2, 2019Sep 16, 2019
$0.2300
$0.2300
Quarterly+4.55%
Apr 24, 2019
Jun 3, 2019Jun 17, 2019
$0.2200
$0.2200
Quarterly0.00%
Jan 23, 2019
Mar 1, 2019Mar 15, 2019
$0.2200
$0.2200
Quarterly+10.00%
Oct 23, 2018
Dec 3, 2018Dec 17, 2018
$0.2000
$0.2000
Quarterly0.00%
Jul 24, 2018
Sep 3, 2018Sep 17, 2018
$0.2000
$0.2000
Quarterly+5.26%
Apr 24, 2018
Jun 1, 2018Jun 15, 2018
$0.1900
$0.1900
Quarterly0.00%
Jan 23, 2018
Mar 1, 2018Mar 15, 2018
$0.1900
$0.1900
Quarterly+11.76%
Oct 24, 2017
Dec 1, 2017Jan 2, 2018
$0.1700
$0.1700
Quarterly0.00%
Jul 25, 2017
Sep 1, 2017Oct 2, 2017
$0.1700
$0.1700
Quarterly0.00%
Apr 26, 2017
Jun 2, 2017Jul 3, 2017
$0.1700
$0.1700
Quarterly+0.59%
Jan 19, 2017
Mar 2, 2017Apr 3, 2017
$0.1700
$0.1690
Quarterly+6.29%
Oct 25, 2016
Dec 2, 2016Jan 3, 2017
$0.1600
$0.1590
Quarterly0.00%
Jul 27, 2016
Sep 2, 2016Oct 3, 2016
$0.1600
$0.1590
Quarterly0.00%
Apr 27, 2016
Jun 1, 2016Jul 1, 2016
$0.1600
$0.1590
Quarterly0.00%
Jan 26, 2016
Mar 2, 2016Apr 1, 2016
$0.1600
$0.1590
Quarterly0.00%
Oct 27, 2015
Dec 4, 2015Jan 4, 2016
$0.1600
$0.1590
Quarterly0.00%
Jul 30, 2015
Aug 28, 2015Oct 1, 2015
$0.1600
$0.1590
Quarterly0.00%
Apr 28, 2015
May 29, 2015Jul 1, 2015
$0.1600
$0.1590
Quarterly0.00%
Jan 29, 2015
Feb 27, 2015Apr 1, 2015
$0.1600
$0.1590
Quarterly0.00%
Oct 30, 2014
Nov 28, 2014Jan 2, 2015
$0.1600
$0.1590
Quarterly+6.71%
Jul 22, 2014
Aug 29, 2014Oct 1, 2014
$0.1500
$0.1490
Quarterly0.00%
Apr 29, 2014
May 30, 2014Jul 1, 2014
$0.1500
$0.1490
Quarterly0.00%
Jan 30, 2014
Feb 28, 2014Apr 1, 2014
$0.1500
$0.1490
Quarterly-
ffbc

First Financial Bancorp. Payout Ratio Analysis

FFBC ยท NASDAQ
Dividends Paid
-94.65M
2025
Net Income
255.60M
2025
Payout Ratio
37.03%
2025

Dividend Sustainability Analysis

Payout Ratio
37.03%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
29.8%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-5.7%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.