FD

Fifth District Savings Bank

FDSBยทNASDAQ

$15.07

-0.72%
Financial ServicesBanks - Regional

Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in New Orleans-Metairie Metropolitan Statistical Area. The company offers a range of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, and share loans; and purchases commercial business loans. In addition, it offers electronic banking services, including mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. The company was founded in 1926 and is based in New Orleans, Louisiana.

At a Glance

Live Snapshot
Market Cap$79.34M
EPS0.7900
P/E Ratio19.08
Earnings Date05/12/2026
3Y+13.0%
5Y+13.0%
10Y+13.0%
3Y+2.0%
5Y+2.0%
10Y+2.0%
3Y+71.0%
5Y+71.0%
10Y+71.0%
f

Fifth District Savings Bank Funding & Solvency Profile

FDSB ยท NASDAQ
Cash & Cash Equivalents4.99M
Net Receivables2.00M
Inventory0.00
Other Current Assets0.00
Total Current Assets7 M
Property, Plant & Equipment11.64M
Goodwill & Intangible Assets0.00
Long-Term Investments414.97M
Other Non-Current Assets99.08M
Total Non-Current Assets526 M
Total Assets
534.39M

Financial Health Analysis

Current Ratio

0.02x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

3.12x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-386170000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Fifth District Savings Bank Balance Sheet

FDSB โ€ข NASDAQ

Fifth District Savings Bank Balance SheetDec 2025Dec 2024Dec 2023Dec 2022
ASSETS
CURRENT ASSETS
5M
37.9M
19.3M
20.3M
0.0
0.0
67.9M
76.7M
5M
37.9M
87.2M
97M
2M
2M
1.8M
1.8M
2M
1.6M
1.6M
1.6M
0.0
348K
168K
180K
7M
39.9M
89M
98.7M
NON-CURRENT ASSETS
11.6M
11.9M
12.5M
11.1M
415M
460.3M
365M
350M
1.7M
2.4M
2.1M
2.4M
99.1M
12.7M
12.3M
11.1M
527.4M
487.4M
391.8M
374.7M
534.4M
527.3M
480.8M
473.4M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
4M
0.0
393.2M
391.5M
390M
388.9M
393.2M
391.5M
394M
388.9M
NON-CURRENT LIABILITIES
11.5M
10.1M
9M
8.4M
11.5M
10.1M
9M
8.4M
404.6M
401.5M
403M
397.4M
SHAREHOLDERS' EQUITY
54K
56K
0.0
0.0
0.0
53.2M
0.0
0.0
86.9M
83.7M
84.8M
84M
-4.4M
-6.9M
-7M
-7.9M
47.2M
-4.2M
0.0
0.0
129.8M
125.8M
77.8M
76.1M
129.8M
125.8M
77.8M
76.1M
SUMMARY
534.4M
527.3M
480.8M
473.4M
415M
460.3M
432.9M
426.7M
0.0
0.0
4M
0.0
-5M
-37.9M
-15.3M
-20.3M
5,559,473
5,559,473
5,559,473
5,559,473

SEC Filings

FDSB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 20, 2026
May 18, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 12, 2026
March 31, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 13, 2026
May 18, 2026
2026
10-K

10-K 2025 FY

FY

March 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 09, 2026
February 09, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 10, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

September 16, 2025
September 15, 2025
2025
8-K

8-K 2025

N/A

August 25, 2025
August 25, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 12, 2025
June 30, 2025
2025
DEF 14A

DEF 14A 2025

N/A

August 08, 2025
September 15, 2025
2025
Showing 1 to 10 of 24 filings