FD

Fifth District Savings Bank

FDSB·NASDAQ

$15.07

-0.72%
Financial ServicesBanks - Regional

Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in New Orleans-Metairie Metropolitan Statistical Area. The company offers a range of deposit accounts, including checking accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, and share loans; and purchases commercial business loans. In addition, it offers electronic banking services, including mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. The company was founded in 1926 and is based in New Orleans, Louisiana.

At a Glance

Live Snapshot
Market Cap$79.34M
EPS0.7900
P/E Ratio19.08
Earnings Date05/12/2026
0.00%
Dividend Yield
-100%
3Y-
5Y-
10Y-
1.55%
Dividend Payout Ratio
-35%
3Y-
5Y-
10Y-
3Y-
5Y-
10Y-
FD

Fifth District Savings Bank Dividend History

FDSB · NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FDSB Dividend Payment History

FDSB · NASDAQ
DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
No dividend payment history available
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Fifth District Savings Bank Payout Ratio Analysis

FDSB · NASDAQ
Dividends Paid
0.00
2025
Net Income
4.09M
2025
Payout Ratio
0.00%
2025

Dividend Sustainability Analysis

Payout Ratio
0.00%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
0.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Sustainability
Fair

Dividend sustainability questionable. Monitor closely for signs of stress. Consider whether yield justifies the risk.