First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

FCNCA·NASDAQ

$1.96K

-2.1%
Financial ServicesBanks - Regional

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

At a Glance

Live Snapshot
Market Cap$22.65B
EPS165.7600
P/E Ratio11.79
Earnings Date07/24/2026
3.29%
Return on Invested Capital
-19%
3Y-41.0%
5Y-56.0%
10Y-29.0%
9.92%
Return on Equity
-21%
3Y-13.0%
5Y-15.0%
10Y+33.0%
0.96%
Return on Assets
-23%
3Y-4.0%
5Y-2.0%
10Y+41.0%
First Citizens BancShares, Inc.

First Citizens BancShares, Inc. Management Team

FCNCA · NASDAQ
MF

Mr. Frank Brown Holding Jr.

Chairman & Chief Executive Officer

Compensation

$10,814,459

Born 1961(Age 65)
male
MC

Mr. Craig Lockwood Nix CPA

Chief Financial Officer

Compensation

$5,525,664

Born 1972(Age 54)
male
MG

Mr. Gregory L. Smith

Chief Information & Operations Officer

Born 1965(Age 61)
male
MM

Mr. Matthew G. T. Martin

Chief Legal Officer & Corporate Secretary

Born 1980(Age 46)
male
ML

Ms. Lorie King Rupp

Chief Risk Officer

Compensation

$3,803,550

Born 1965(Age 61)
female
MJ

Mr. Jeffery L. Ward

Chief Strategy Officer

Compensation

$1,482,525

Born 1961(Age 65)
male
MB

Ms. Barbara Thompson

Director of Corporate Communications & Brand Marketing

female
MP

Mr. Peter McDonald Bristow

President & Director

Compensation

$6,457,320

Born 1966(Age 60)
male
MD

Ms. Deanna W. Hart

Senior Vice President of Investor Relations

Born 1978(Age 48)
female
MH

Ms. Hope Holding Bryant

Vice Chairwoman

Compensation

$6,430,525

Born 1963(Age 63)
female
fcnca

First Citizens BancShares, Inc. Insider Positioning

FCNCA · NASDAQ

During the last 12 months, insiders have purchased $2.10M and sold $10.26M worth of FCNCA shares, resulting in $8.15M of net selling activity.

3 Months

Bought

21

32.55K

Sold

5.3K

10.26M

Net Activity

-10.2M

-$10.22M

3-6 Months

Bought

11

21.39K

Sold

0

0.00

Net Activity

+21K

+$21K

6-9 Months

Bought

310

316.30K

Sold

0

0.00

Net Activity

+316K

+$316K

9-12 Months

Bought

1.1K

1.73M

Sold

0

0.00

Net Activity

+1.7M

+$1.73M

Top Buyers

1
HOB

Holding Olivia Britton

10 Percent Owner

475 shares2 transactions

$781K

2
BHH

Bryant Hope Holding

Director, Officer: Vice Chairwoman

409 shares1 transactions

$667K

3
HFBJ

Holding Frank B Jr

Director, 10 Percent Owner, Officer: Chairman And Ceo

181 shares5 transactions

$304K

4
AER

Alemany Ellen R

Director

300 shares1 transactions

$300K

5
SRMI

Snow Ralph Mattox Iii

Director

21 shares2 transactions

$40K

Top Sellers

1
HFBJ

Holding Frank B Jr

Director, 10 Percent Owner, Officer: Chairman And Ceo

5.3K shares1 transactions

$10.26M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $8.15M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.21:1

Weak buy/sell ratio. Selling significantly exceeds buying—monitor for potential fundamental concerns.

Recent Trend (3 Months)

$10.22M

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.

SEC Filings

FCNCA - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 23, 2026
May 04, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 18, 2025
April 29, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 15, 2024
May 01, 2024
2024
DEF 14A

DEF 14A

N/A

March 13, 2023
March 13, 2023
 
DEF 14A

DEF 14A 2022

N/A

March 09, 2022
April 26, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 10, 2021
April 27, 2021
2021
DEF 14A

DEF 14A 2020

N/A

February 26, 2020
April 28, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 11, 2019
April 30, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 12, 2018
April 24, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 13, 2017
April 25, 2017
2017
Showing 1 to 10 of 31 filings