First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

FCNCAยทNASDAQ

$1.96K

-2.1%
Financial ServicesBanks - Regional

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

At a Glance

Live Snapshot
Market Cap$22.65B
EPS165.7600
P/E Ratio11.79
Earnings Date07/24/2026
0.11%
Dividend Yield
-26%
3Y-39.0%
5Y+2.0%
10Y-52.0%
4.69%
Dividend Payout Ratio
-32%
3Y+1617.0%
5Y-23.0%
10Y-55.0%
3Y+60.0%
5Y+367.0%
10Y-
First Citizens BancShares, Inc.

First Citizens BancShares, Inc. Dividend History

FCNCA ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FCNCA Dividend Payment History

FCNCA ยท NASDAQ

Total Payments

50

Latest Dividend

$2.1000

Annual Amount

$10.2000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 21, 2026
May 29, 2026Jun 15, 2026
$2.1000
$2.1000
Quarterly0.00%
Jan 20, 2026
Feb 27, 2026Mar 16, 2026
$2.1000
$2.1000
Quarterly0.00%
Oct 21, 2025
Nov 28, 2025Dec 15, 2025
$2.1000
$2.1000
Quarterly+7.69%
Jul 22, 2025
Aug 29, 2025Sep 15, 2025
$1.9500
$1.9500
Quarterly0.00%
Apr 24, 2025
May 30, 2025Jun 16, 2025
$1.9500
$1.9500
Quarterly0.00%
Jan 24, 2025
Feb 28, 2025Mar 17, 2025
$1.9500
$1.9500
Quarterly0.00%
Oct 22, 2024
Nov 29, 2024Dec 16, 2024
$1.9500
$1.9500
Quarterly+18.90%
Jul 25, 2024
Aug 30, 2024Sep 16, 2024
$1.6400
$1.6400
Quarterly0.00%
Apr 25, 2024
May 31, 2024Jun 17, 2024
$1.6400
$1.6400
Quarterly0.00%
Jan 24, 2024
Feb 29, 2024Mar 15, 2024
$1.6400
$1.6400
Quarterly0.00%
Oct 26, 2023
Nov 30, 2023Dec 15, 2023
$1.6400
$1.6400
Quarterly+118.67%
Jul 26, 2023
Aug 31, 2023Sep 15, 2023
$0.7500
$0.7500
Quarterly0.00%
Apr 25, 2023
May 31, 2023Jun 15, 2023
$0.7500
$0.7500
Quarterly0.00%
Jan 24, 2023
Feb 28, 2023Mar 15, 2023
$0.7500
$0.7500
Quarterly0.00%
Oct 25, 2022
Nov 30, 2022Dec 15, 2022
$0.7500
$0.7500
Quarterly+59.57%
Jul 28, 2022
Aug 31, 2022Sep 15, 2022
$0.4700
$0.4700
Quarterly0.00%
Apr 26, 2022
May 31, 2022Jun 15, 2022
$0.4700
$0.4700
Quarterly0.00%
Jan 25, 2022
Feb 28, 2022Mar 15, 2022
$0.4700
$0.4700
Quarterly0.00%
Oct 26, 2021
Nov 10, 2021Nov 30, 2021
$0.4700
$0.4700
Quarterly0.00%
Jul 19, 2021
Jul 30, 2021Aug 16, 2021
$0.4700
$0.4700
Quarterly0.00%
Apr 27, 2021
May 14, 2021May 28, 2021
$0.4700
$0.4700
Quarterly0.00%
Jan 26, 2021
Mar 15, 2021Apr 5, 2021
$0.4700
$0.4700
Quarterly0.00%
Oct 27, 2020
Dec 14, 2020Jan 4, 2021
$0.4700
$0.4700
Quarterly+17.50%
Jul 28, 2020
Sep 14, 2020Oct 5, 2020
$0.4000
$0.4000
Quarterly0.00%
Apr 28, 2020
Jun 15, 2020Jul 6, 2020
$0.4000
$0.4000
Quarterly0.00%
Jan 28, 2020
Mar 16, 2020Apr 6, 2020
$0.4000
$0.4000
Quarterly0.00%
Oct 29, 2019
Dec 16, 2019Jan 6, 2020
$0.4000
$0.4000
Quarterly0.00%
Jul 30, 2019
Sep 16, 2019Oct 7, 2019
$0.4000
$0.4000
Quarterly0.00%
Apr 30, 2019
Jun 17, 2019Jul 1, 2019
$0.4000
$0.4000
Quarterly0.00%
Jan 29, 2019
Mar 18, 2019Apr 1, 2019
$0.4000
$0.4000
Quarterly0.00%
Oct 23, 2018
Dec 17, 2018Jan 7, 2019
$0.4000
$0.4000
Quarterly+14.29%
Jul 24, 2018
Sep 17, 2018Oct 1, 2018
$0.3500
$0.3500
Quarterly0.00%
Apr 24, 2018
Jun 18, 2018Jul 2, 2018
$0.3500
$0.3500
Quarterly0.00%
Jan 30, 2018
Mar 19, 2018Apr 2, 2018
$0.3500
$0.3500
Quarterly0.00%
Oct 24, 2017
Dec 18, 2017Jan 2, 2018
$0.3500
$0.3500
Quarterly+16.67%
Jul 27, 2017
Sep 18, 2017Oct 2, 2017
$0.3000
$0.3000
Quarterly0.00%
Apr 27, 2017
Jun 27, 2017Jul 5, 2017
$0.3000
$0.3000
Quarterly0.00%
Jan 26, 2017
Mar 20, 2017Apr 4, 2017
$0.3000
$0.3000
Quarterly0.00%
Oct 27, 2016
Dec 19, 2016Jan 3, 2017
$0.3000
$0.3000
Quarterly0.00%
Jul 28, 2016
Sep 19, 2016Oct 3, 2016
$0.3000
$0.3000
Quarterly0.00%
Apr 28, 2016
Jun 20, 2016Jul 5, 2016
$0.3000
$0.3000
Quarterly0.00%
Jan 28, 2016
Mar 21, 2016Apr 4, 2016
$0.3000
$0.3000
Quarterly0.00%
Oct 29, 2015
Dec 21, 2015Jan 4, 2016
$0.3000
$0.3000
Quarterly0.00%
Jul 30, 2015
Sep 14, 2015Oct 5, 2015
$0.3000
$0.3000
Quarterly0.00%
Apr 29, 2015
Jun 15, 2015Jul 6, 2015
$0.3000
$0.3000
Quarterly0.00%
Jan 30, 2015
Mar 16, 2015Apr 6, 2015
$0.3000
$0.3000
Quarterly0.00%
Oct 30, 2014
Dec 15, 2014Jan 5, 2015
$0.3000
$0.3000
Quarterly0.00%
Aug 11, 2014
Sep 15, 2014Oct 6, 2014
$0.3000
$0.3000
Quarterly0.00%
Apr 30, 2014
Jun 16, 2014Jul 7, 2014
$0.3000
$0.3000
Quarterly0.00%
Jan 30, 2014
Mar 17, 2014Apr 7, 2014
$0.3000
$0.3000
Quarterly-
fcnca

First Citizens BancShares, Inc. Payout Ratio Analysis

FCNCA ยท NASDAQ
Dividends Paid
-161.00M
2025
Net Income
2.21B
2025
Payout Ratio
7.30%
2025

Dividend Sustainability Analysis

Payout Ratio
7.30%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
7.8%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-1.9%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.