FirstCash Holdings, Inc

FirstCash Holdings, Inc

FCFSยทNASDAQ

$220.22

+3.0%
Financial ServicesFinancial - Credit Services

FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company is also involved in melting scrap jewelry, as well as sells gold, silver, and diamonds in commodity markets. As of December 31, 2021, it operated 1,081 stores in the United States and the District of Columbia; 1,656 stores in Mexico; 60 stores in Guatemala; 13 stores in El Salvador; and 15 stores in Colombia. The company was incorporated in 1988 and is headquartered in Fort Worth, Texas.

At a Glance

Live Snapshot
Market Cap$9.65B
EPS7.3500
P/E Ratio29.96
Earnings Date07/23/2026
3Y+34.0%
5Y+124.0%
10Y+236.0%
3Y+30.0%
5Y+210.0%
10Y+449.0%
3Y+25.0%
5Y+164.0%
10Y+505.0%
FirstCash Holdings, Inc

FirstCash Holdings, Inc Profit Bridge

FCFS ยท NASDAQ
Revenue3.66B
Cost of Goods Sold (1.77B)
Gross Profit1.89B
Operating Expenses (1.33B)
Operating Income562.23M
Interest Expense (121.29M)
Other Income/Expense-114.67M
Pretax Income447.56M
Income Tax (117.19M)
Net Income330.38M
Net Income
330.38M

Profitability Analysis

Gross Margin

51.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

15.4%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

9.0%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

26.2%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

FirstCash Holdings, Inc Income Statement

FCFS โ€ข NASDAQ

FirstCash Holdings, Inc Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
3.7B
3.4B
3.2B
2.7B
1.7B
1.6B
1.9B
1.8B
1.8B
1.1B
704.6M
712.9M
660.8M
592.1M
514M
421.5M
363.1M
320.6M
280.3M
237.7M
GROSS PROFIT
(1.8B)
(1.8B)
(1.6B)
(1.5B)
(779.8M)
(720.1M)
(846.1M)
(814.1M)
(832.3M)
(483.6M)
(313.4M)
(312M)
(291.3M)
(256.6M)
(224.7M)
(175.3M)
(151.6M)
(127.9M)
(107.8M)
(88.5M)
1.9B
1.6B
1.5B
1.3B
919.2M
911.1M
1B
966.8M
947.5M
604.8M
391.2M
400.9M
369.6M
335.5M
289.3M
246.2M
211.4M
192.7M
172.5M
149.2M
OPERATING INCOME
(1.3B)
(1.2B)
(1.1B)
(980.7M)
(722M)
(715.2M)
(759.8M)
(726.3M)
(729.9M)
(455.5M)
(277.4M)
(270.1M)
(246.2M)
(212M)
(182.3M)
(165.9M)
(145M)
(133.4M)
(124.5M)
(108M)
(1.2B)
(173.2M)
(176.3M)
(147.9M)
(111.3M)
(110.9M)
(122.3M)
(120M)
(122.5M)
(96.5M)
(51.9M)
(53.6M)
(49.5M)
(50.2M)
(45.3M)
(40.4M)
(134.9M)
(123.2M)
(114.3M)
(100.2M)
562.2M
450.4M
389.6M
283.9M
197.2M
195.9M
258.6M
240.4M
217.6M
149.3M
113.8M
130.8M
123.4M
123.5M
106.9M
80.2M
66.4M
59.4M
48M
41.2M
PRE-TAX INCOME
(121.3M)
(105.2M)
(93.2M)
(70.7M)
(32.4M)
(29.3M)
(34M)
(29.2M)
(24M)
(20.3M)
(16.9M)
(13.5M)
(3.5M)
(1.5M)
(135K)
(391K)
(765K)
(793K)
(0.0)
(0.0)
-118.4M
-103.3M
-91.8M
-69.4M
-31.7M
-27.8M
-33M
-26.7M
-22.4M
-19.6M
-15.3M
-12.8M
-3.2M
-1.3M
142K
-294K
-698K
-738K
0.0
0.0
(162.7M)
(1B)
(941.3M)
(832.7M)
(610.7M)
(604.3M)
(637.4M)
(606.3M)
(607.4M)
(358.9M)
(225.5M)
(216.5M)
(196.7M)
(161.8M)
(137.1M)
(125.5M)
(10.1M)
(10.1M)
(10.2M)
(7.8M)
-114.7M
-107.6M
-96.8M
39.7M
-30.7M
-52.2M
-34M
-35.1M
-45.3M
-55.9M
-26.1M
-13.8M
-3.2M
-1.3M
142K
-294K
-698K
-738K
-55K
217K
447.6M
342.8M
292.8M
323.6M
166.5M
143.7M
224.6M
205.3M
172.3M
93.4M
87.7M
117M
120.2M
122.2M
107.1M
79.9M
65.7M
58.6M
47.9M
41.4M
NET INCOME
(117.2M)
(84M)
(73.5M)
(70.1M)
(41.6M)
(37.1M)
(60M)
(52.1M)
(28.4M)
(33.3M)
(27M)
(31.5M)
(35.7M)
(41.4M)
(37M)
(28.6M)
(24.6M)
(21.8M)
(17.4M)
(14.9M)
330.4M
258.8M
219.3M
253.5M
124.9M
106.6M
164.6M
153.2M
143.9M
60.1M
60.7M
85.2M
83.8M
80.4M
77.8M
57.7M
49.8M
-21.5M
35.3M
31.7M

SEC Filings

FCFS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 11, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 28, 2026
June 09, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 24, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 24, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

March 03, 2026
March 03, 2026
2026
10-K

10-K 2025 FY

FY

February 09, 2026
December 31, 2025
2025
Showing 1 to 10 of 438 filings