FirstCash Holdings, Inc

FirstCash Holdings, Inc

FCFSยทNASDAQ

$220.22

+3.0%
Financial ServicesFinancial - Credit Services

FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company is also involved in melting scrap jewelry, as well as sells gold, silver, and diamonds in commodity markets. As of December 31, 2021, it operated 1,081 stores in the United States and the District of Columbia; 1,656 stores in Mexico; 60 stores in Guatemala; 13 stores in El Salvador; and 15 stores in Colombia. The company was incorporated in 1988 and is headquartered in Fort Worth, Texas.

At a Glance

Live Snapshot
Market Cap$9.65B
EPS7.3500
P/E Ratio29.96
Earnings Date07/23/2026
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FirstCash Holdings, Inc Street Expectations Map

FCFS ยท NASDAQ

Wall Street analysts project that FCFS stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 252.00, with estimates ranging from a low of 252.00 to a high of 252.00.

Lowest Target
252.00
14.43%
Consensus Target
252.00
14.43%
Highest Target
252.00
14.43%

The consensus 1-year price target stands at 252.00, with estimates ranging from a low of 252.00 to a high of 252.00.

Analyst Consensus Analysis

Upside Potential

+14.4%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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FirstCash Holdings, Inc Forward Estimates of Revenue

FCFS ยท NASDAQ
Latest Revenue
3.66B
FY 2025
Avg Estimate
4.27B
FY 2026
Estimate Range
4.19B - 4.40B
Analyst Spread

Forward Growth Analysis

Projected Growth+16.6%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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FirstCash Holdings, Inc Forward Estimates of Net Income

FCFS ยท NASDAQ
Latest Net Income
330.38M
FY 2025
Avg Estimate
483.22M
FY 2026
Estimate Range
467.73M - 498.72M
Analyst Spread

Forward Growth Analysis

Projected Growth+46.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FirstCash Holdings, Inc Forward Estimates of EPS

FCFS ยท NASDAQ
Latest EPS
7.35
FY 2025
Avg Estimate
$10.78
FY 2026
Estimate Range
$10.50 - $11.20
Analyst Spread

Forward Growth Analysis

Projected Growth+46.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FirstCash Holdings, Inc Forward Estimates of EBIT

FCFS ยท NASDAQ
Latest EBIT
568.86M
FY 2025
Avg Estimate
795.35M
FY 2026
Estimate Range
779.48M - 818.97M
Analyst Spread

Forward Growth Analysis

Projected Growth+39.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FirstCash Holdings, Inc Forward Estimates of EBITDA

FCFS ยท NASDAQ
Latest EBITDA
999.78M
FY 2025
Avg Estimate
1.57B
FY 2026
Estimate Range
1.54B - 1.62B
Analyst Spread

Forward Growth Analysis

Projected Growth+57.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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FirstCash Holdings, Inc Forward Estimates of SG&A Expense

FCFS ยท NASDAQ
Latest SG&A Expense
1.17B
FY 2025
Avg Estimate
465.80M
FY 2026
Estimate Range
456.51M - 479.63M
Analyst Spread

Forward Growth Analysis

Projected Growth-60.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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FirstCash Holdings, Inc Insider Positioning

FCFS ยท NASDAQ

During the last 12 months, insiders have sold $27.56M worth of FCFS shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

18.7K

4.25M

Net Activity

-4.2M

-$4.25M

3-6 Months

Bought

0

0.00

Sold

13.0K

2.28M

Net Activity

-2.3M

-$2.28M

6-9 Months

Bought

0

0.00

Sold

35.6K

5.62M

Net Activity

-5.6M

-$5.62M

9-12 Months

Bought

0

0.00

Sold

111.4K

15.41M

Net Activity

-15.4M

-$15.41M

Top Buyers

No buying activity

Top Sellers

1
WRL

Wessel Rick L

Director, Officer: Vice-Chairman & Ceo

120.0K sharesโ€ข3 transactions

$17.00M

2
STB

Stuart Thomas Brent

Officer: President And Coo

20.0K sharesโ€ข2 transactions

$3.88M

3
HHF

Hambleton Howard F

Officer: Aff President

14.9K sharesโ€ข4 transactions

$2.59M

4
ORD

Orr R Douglas

Officer: Evp & Chief Financial Officer

11.6K sharesโ€ข7 transactions

$1.99M

5
GJH

Graves James H

Director

6.0K sharesโ€ข1 transactions

$807K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $27.56M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$4.25M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.