First Community Bankshares, Inc.

First Community Bankshares, Inc.

FCBCยทNASDAQ

$42.66

-0.70%
Financial ServicesBanks - Regional

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement arrangements; commercial, consumer, and real estate mortgage loans, as well as lines of credit; various credit and debit cards, and automated teller machine card services; and corporate and personal trust services. The company also provides wealth management services, including trust management, estate administration, and investment advisory services; and investment management services. It serves individuals and businesses across various industries, such as education, government, and health services; coal mining and gas extraction; retail trade; construction; manufacturing; tourism; and transportation. As of December 31, 2021, the company operated 49 branches, including 17 branches in West Virginia, 23 branches in Virginia, 7 branches in North Carolina, and 2 branches in Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

At a Glance

Live Snapshot
Market Cap$804.85M
EPS2.6600
P/E Ratio16.04
Earnings Date07/21/2026
3Y+6.0%
5Y+37.0%
10Y+46.0%
3Y-126.0%
5Y+686.0%
10Y+27.0%
3Y+135.0%
5Y-139.0%
10Y-47.0%
FCBC

First Community Bankshares, Inc. Cash Conversion Engine

FCBC ยท NASDAQ
Net Income48.79M
Depreciation & Amortization5.66M
Stock-Based Compensation1.50M
Change in Working Capital-9.43M
Others16.23M
Capital Expenditures-2.74M
Free Cash Flow60.00M

Cash Flow Quality Analysis

FCF Conversion Rate

123.0%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

4.4%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+9.2%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

-$9.43M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

First Community Bankshares, Inc. Cash Flow Statement

FCBC โ€ข NASDAQ

First Community Bankshares, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
48.8M
51.6M
48M
46.7M
51.2M
35.9M
38.8M
36.3M
21.5M
25.1M
24.5M
25.5M
23.3M
28.6M
20M
21.8M
-38.7M
3.1M
29.6M
28.9M
5.7M
6.5M
5.7M
5.6M
5.9M
5.9M
4.4M
4M
4.6M
4.7M
5.3M
5.2M
5.4M
4.8M
5M
5.1M
5.1M
4.6M
4.3M
4.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-896K
2.4M
13M
-18.9M
-12.6M
216K
465K
1.5M
1M
1.2M
1.4M
1.8M
2.2M
1.9M
1.5M
1.2M
915K
673K
368K
721K
132K
98K
58K
153K
260K
0.0
0.0
16.2M
-1.1M
2.7M
1.7M
-11.9M
8.5M
4.5M
3.7M
3.2M
5.4M
9.2M
4M
23M
9.1M
10.5M
17.7M
85M
37.9M
304K
1.6M
(0.0)
(13.4M)
(11.8M)
(7.6M)
(14.4M)
(9.1M)
(8.1M)
(7.6M)
(15.9M)
(6.6M)
(6.9M)
(12.6M)
(3M)
(10.4M)
(8.5M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-9.4M
-299K
4.2M
3.7M
1.3M
-6.7M
7M
4M
5.9M
7M
18.8M
6.6M
-7.9M
14.9M
16.1M
354K
-18.3M
420K
-2M
-451K
62.7M
57.7M
61.8M
59M
48.2M
45.8M
56.7M
49.5M
36.4M
43.1M
58.5M
41.7M
44.5M
56.6M
54M
58.1M
15.1M
33.6M
32.4M
35M
INVESTING ACTIVITIES
(0.0)
-2.8M
-2.8M
-1.2M
-3M
-3.2M
-8.4M
-2.6M
-2.4M
-1.9M
-1.2M
-1.1M
-2.3M
-8M
-3.1M
-3.7M
-4.4M
-6M
-14.6M
-5.3M
(0.0)
(0.0)
(176.7M)
-59M
(0.0)
(0.0)
(25.9M)
(10K)
(0.0)
(29.7M)
-88K
(178.6M)
-697K
(152.3M)
(835K)
-882K
(21.7M)
-4.7M
-5.4M
-22M
(0.0)
-110M
-74.1M
-269.3M
-22.4M
-10.3M
-8.3M
-67.4M
-49.4M
-1.2M
-96.5M
-63.7M
-201.1M
-245.3M
-234.8M
-248.1M
-219M
-171.4M
-211.3M
-139.6M
136.7M
221.3M
122.6M
25.7M
27.6M
95.7M
71.8M
77.7M
72.7M
230M
41.1M
211.5M
193.2M
264.1M
243.3M
265.7M
245.5M
219.4M
48.6M
41.9M
3.1M
155.4M
66.3M
-233M
33.2M
-64.4M
90.4M
41.6M
46.9M
-146.5M
-14M
-44.4M
9.7M
89.4M
-20.5M
-5.5M
19.2M
62.5M
56.6M
15.6M
(139.9M)
(263.9M)
(288.7M)
-536.8M
(35.4M)
(17.8M)
(171.4M)
(49.4M)
(67.8M)
(110.2M)
-70.8M
(281M)
-1.2M
(252.5M)
-14.2M
(5.8M)
(63.5M)
(99.8M)
-126.1M
-109.4M
FINANCING ACTIVITIES
-1.6M
-8.7M
-23M
-21.3M
-28.9M
-21.9M
-16.4M
-34.4M
-1.3M
-23.8M
-21.5M
-2.2M
-28.4M
-1M
-904K
29K
61.5M
-4.2M
-8.4M
-3.3M
308K
-213K
-755K
338K
572K
-40K
0.0
-50M
-30.7M
-48K
-28.9M
-63.1M
-11.6M
-25.8M
-25.3M
-8.2M
-25.1M
-76M
110.3M
71M
-60.6M
-22M
-21.1M
-18.5M
-18.1M
-17.9M
-15.1M
-21.1M
-11.6M
-10.4M
-10.2M
-10.1M
-10.5M
-9.3M
-7.7M
-7.1M
-5.7M
-12.5M
-12.1M
-11.7M
-1.9M
-8.7M
-23M
-21.3M
-28.9M
-21.9M
-16.4M
-34.4M
-1.3M
-23.8M
-23.9M
-2.2M
-28.4M
-1M
-904K
(0.0)
-41.7M
-4.2M
(0.0)
(0.0)
-5.9M
-29.7M
-360M
10.7M
183.7M
215.7M
-56.5M
-74.5M
21M
-94.6M
-110.6M
-66.2M
-81.1M
-175.5M
-89.6M
-37.7M
-12.8M
-88.4M
-1.2M
18.5M
-67.8M
-60.6M
-404.9M
-28.8M
137.3M
175.9M
-87.9M
-180M
-22.5M
-128.8M
-173.6M
-141.6M
-131.6M
-211.6M
-104.7M
-53M
-23.7M
-139.7M
88.7M
74.6M
CASH FLOW SUMMARY
134.8M
261M
-54.4M
-506.6M
220.9M
239.6M
140.1M
-81.1M
81.6M
24.5M
-185.9M
181.1M
-88.3M
97.6M
-64.9M
10.8M
54.9M
-6.3M
-5M
220K
377.5M
116.4M
170.8M
677.4M
456.6M
217M
76.9M
158M
76.3M
51.8M
237.7M
56.6M
144.8M
47.3M
112.2M
101.3M
46.4M
52.7M
57.8M
57.5M
512.2M
377.5M
116.4M
170.8M
677.4M
456.6M
217M
76.9M
158M
76.3M
51.8M
237.7M
56.6M
144.8M
47.3M
112.2M
101.3M
46.4M
52.7M
57.8M
60M
54.9M
59.1M
57.9M
45.2M
42.6M
48.2M
46.9M
34M
41.2M
57.3M
40.6M
42.2M
48.6M
50.9M
54.3M
10.8M
27.6M
17.8M
29.7M

SEC Filings

FCBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 11, 2026
April 28, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 26, 2026
January 23, 2026
2026
8-K

8-K 2025

N/A

December 31, 2025
December 30, 2025
2025
8-K

8-K 2025

N/A

December 18, 2025
December 18, 2025
2025
Showing 1 to 10 of 559 filings