First Community Bankshares, Inc.

First Community Bankshares, Inc.

FCBCยทNASDAQ

$41.50

-3.4%
Financial ServicesBanks - Regional

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement arrangements; commercial, consumer, and real estate mortgage loans, as well as lines of credit; various credit and debit cards, and automated teller machine card services; and corporate and personal trust services. The company also provides wealth management services, including trust management, estate administration, and investment advisory services; and investment management services. It serves individuals and businesses across various industries, such as education, government, and health services; coal mining and gas extraction; retail trade; construction; manufacturing; tourism; and transportation. As of December 31, 2021, the company operated 49 branches, including 17 branches in West Virginia, 23 branches in Virginia, 7 branches in North Carolina, and 2 branches in Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

At a Glance

Live Snapshot
Market Cap$782.97M
EPS2.6600
P/E Ratio15.60
Earnings Date07/21/2026
fcbc

First Community Bankshares, Inc. Street Expectations Map

FCBC ยท NASDAQ

Wall Street analysts project that FCBC stock may see slight declines over the coming 12 months. The consensus 1-year price target stands at 38.00, with estimates ranging from a low of 38.00 to a high of 38.00.

Lowest Target
38.00
-8.43%
Consensus Target
38.00
-8.43%
Highest Target
38.00
-8.43%

The consensus 1-year price target stands at 38.00, with estimates ranging from a low of 38.00 to a high of 38.00.

Analyst Consensus Analysis

Upside Potential

-8.4%

Downside risk. Current price above analyst targets indicates potential overvaluation. Exercise caution and review catalysts.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

1.00x

Balanced risk-reward. Upside and downside potential relatively symmetric. Suitable for moderate risk tolerance with conviction in thesis.

Analyst Conviction

Low

Bearish or uncertain outlook. Limited upside or poor consensus suggests challenges ahead or fundamental concerns.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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First Community Bankshares, Inc. Forward Estimates of Revenue

FCBC ยท NASDAQ
Latest Revenue
185.42M
FY 2025
Avg Estimate
181.60M
FY 2026
Estimate Range
181.60M - 181.60M
Analyst Spread

Forward Growth Analysis

Projected Growth-2.1%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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First Community Bankshares, Inc. Forward Estimates of Net Income

FCBC ยท NASDAQ
Latest Net Income
48.79M
FY 2025
Avg Estimate
52.53M
FY 2026
Estimate Range
52.53M - 52.53M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.6%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Community Bankshares, Inc. Forward Estimates of EPS

FCBC ยท NASDAQ
Latest EPS
2.66
FY 2025
Avg Estimate
$2.85
FY 2026
Estimate Range
$2.85 - $2.85
Analyst Spread

Forward Growth Analysis

Projected Growth+7.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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First Community Bankshares, Inc. Forward Estimates of EBIT

FCBC ยท NASDAQ
Latest EBIT
63.12M
FY 2025
Avg Estimate
72.76M
FY 2026
Estimate Range
72.76M - 72.76M
Analyst Spread

Forward Growth Analysis

Projected Growth+15.3%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Community Bankshares, Inc. Forward Estimates of EBITDA

FCBC ยท NASDAQ
Latest EBITDA
63.12M
FY 2025
Avg Estimate
79.94M
FY 2026
Estimate Range
79.94M - 79.94M
Analyst Spread

Forward Growth Analysis

Projected Growth+26.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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First Community Bankshares, Inc. Forward Estimates of SG&A Expense

FCBC ยท NASDAQ
Latest SG&A Expense
68.26M
FY 2025
Avg Estimate
61.75M
FY 2026
Estimate Range
61.75M - 61.75M
Analyst Spread

Forward Growth Analysis

Projected Growth-9.5%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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First Community Bankshares, Inc. Insider Positioning

FCBC ยท NASDAQ

During the last 12 months, insiders have purchased $17K worth of FCBC shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

501

17.50K

Sold

0

0.00

Net Activity

+17K

+$17K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
BDA

Bonnett Derek A

Officer: Chief Risk Officer

501 sharesโ€ข1 transactions

$17K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $17K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Insider Participation

High Buying

1 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Unanimous insider buying: Zero selling combined with active buying is rare and typically very bullish. Insiders appear to see significant upside with limited downside risk.