First Community Bankshares, Inc.

First Community Bankshares, Inc.

FCBCยทNASDAQ

$42.66

-0.70%
Financial ServicesBanks - Regional

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individual retirement arrangements; commercial, consumer, and real estate mortgage loans, as well as lines of credit; various credit and debit cards, and automated teller machine card services; and corporate and personal trust services. The company also provides wealth management services, including trust management, estate administration, and investment advisory services; and investment management services. It serves individuals and businesses across various industries, such as education, government, and health services; coal mining and gas extraction; retail trade; construction; manufacturing; tourism; and transportation. As of December 31, 2021, the company operated 49 branches, including 17 branches in West Virginia, 23 branches in Virginia, 7 branches in North Carolina, and 2 branches in Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.

At a Glance

Live Snapshot
Market Cap$804.85M
EPS2.6600
P/E Ratio16.04
Earnings Date07/21/2026
3Y+30.0%
5Y+34.0%
10Y+64.0%
3Y+5.0%
5Y+36.0%
10Y+94.0%
3Y+6.0%
5Y+37.0%
10Y+46.0%
First Community Bankshares, Inc.

First Community Bankshares, Inc. Profit Bridge

FCBC ยท NASDAQ
Revenue185.42M
Cost of Goods Sold (17.99M)
Gross Profit167.43M
Operating Expenses (104.30M)
Operating Income63.12M
Interest Expense (17.92M)
Other Income/Expense0.00
Pretax Income63.12M
Income Tax (14.33M)
Net Income48.79M
Net Income
48.79M

Profitability Analysis

Gross Margin

90.3%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

34.0%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

26.3%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

22.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

First Community Bankshares, Inc. Income Statement

FCBC โ€ข NASDAQ

First Community Bankshares, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
185.4M
175.9M
165.7M
142.2M
133.3M
138.2M
117.2M
120.9M
116.5M
112.9M
120.5M
126.5M
136.1M
142.6M
126.3M
144.1M
128.6M
143.1M
152.4M
141.3M
GROSS PROFIT
(18M)
(23.3M)
(17.5M)
(8.2M)
-5.6M
(18.1M)
(9.1M)
(9.8M)
(10.9M)
(11.1M)
(13.5M)
(15.4M)
(26M)
(25.3M)
(31.2M)
(44.5M)
(54.5M)
(52.4M)
(60M)
(51.1M)
167.4M
152.6M
148.2M
134M
138.9M
120.1M
108.1M
111M
105.7M
101.8M
107M
111.1M
110M
117.4M
95.1M
99.6M
74.1M
90.7M
93.1M
90.3M
OPERATING INCOME
(104.3M)
(86.9M)
(86.3M)
(73.9M)
(72.4M)
(74M)
(58.3M)
(65.9M)
(63.6M)
(63.9M)
(71.1M)
(73.2M)
(75.8M)
(74.6M)
(65.5M)
(69.9M)
(141M)
(90.4M)
(50.5M)
(49.8M)
(68.3M)
(57M)
(54.7M)
(50.7M)
(47.1M)
(46.4M)
(41.8M)
(42M)
(41.6M)
(45.1M)
(47.7M)
(48.7M)
(49.4M)
(46.4M)
(42.1M)
(37.4M)
(35.7M)
(31.7M)
(25.8M)
(26.9M)
63.1M
65.7M
62M
60.2M
66.5M
46.1M
49.8M
45.1M
42.1M
37.9M
35.9M
37.8M
34.2M
42.7M
29.6M
29.7M
-66.9M
271K
42M
40.4M
PRE-TAX INCOME
(17.9M)
(19.7M)
(9.5M)
(1.7M)
(2.8M)
(5.5M)
(5.5M)
(7.4M)
(8.1M)
(9.8M)
(11.3M)
(15.3M)
(17.8M)
(19.6M)
(22.1M)
(29.7M)
(38.7M)
(44.9M)
(59.3M)
(48.4M)
124.6M
126.5M
127.7M
112.7M
102.5M
108.6M
89.5M
90.8M
87.2M
84.9M
84.8M
90.8M
91.6M
90.1M
72M
73.9M
69.3M
65.8M
68.3M
71.6M
(36M)
(29.9M)
(31.6M)
(23.1M)
(25.2M)
(27.6M)
(16.5M)
(23.9M)
(21.9M)
(18.8M)
(23.4M)
(24.5M)
(26.4M)
(28.2M)
(23.4M)
(32.6M)
(105.3M)
(58.7M)
(24.6M)
(23M)
63.1M
65.7M
62M
60.2M
66.5M
46.1M
49.8M
45.1M
42.1M
37.9M
35.9M
37.8M
34.2M
42.7M
29.6M
29.7M
-66.9M
271K
42M
40.4M
NET INCOME
(14.3M)
(14.1M)
(14M)
(13.5M)
(15.4M)
(10.2M)
(11M)
(8.8M)
(20.6M)
(12.8M)
(11.4M)
(12.3M)
(10.9M)
(14.1M)
(9.6M)
(7.8M)
-28.2M
-2.8M
(12.3M)
(11.5M)
48.8M
51.6M
48M
46.7M
51.2M
35.9M
38.8M
36.3M
21.5M
25.1M
24.5M
25.5M
23.3M
28.6M
20M
21.8M
-38.7M
3.1M
29.6M
28.9M

SEC Filings

FCBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 11, 2026
April 28, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 26, 2026
January 23, 2026
2026
8-K

8-K 2025

N/A

December 31, 2025
December 30, 2025
2025
8-K

8-K 2025

N/A

December 18, 2025
December 18, 2025
2025
Showing 1 to 10 of 559 filings