First Capital, Inc.

First Capital, Inc.

FCAP·NASDAQ

$61.12

+2.0%
Financial ServicesBanks - Regional

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

At a Glance

Live Snapshot
Market Cap$204.48M
EPS4.8900
P/E Ratio12.10
Earnings Date07/24/2026
fcap

First Capital, Inc. Street Expectations Map

FCAP · NASDAQ

No Target Data

No analyst price targets available for fcap.

fcap

First Capital, Inc. Forward Estimates of Revenue

FCAP · NASDAQ
Latest Revenue
65.31M
FY 2025
Avg Estimate
N/A
FY N/A
Estimate Range
N/A - N/A
Analyst Spread

Forward Growth Analysis

OutlookCautious

Analyst skepticism evident—carefully evaluate risks before investment decisions.

fcap

First Capital, Inc. Forward Estimates of Net Income

FCAP · NASDAQ
Latest Net Income
16.37M
FY 2025
Avg Estimate
N/A
FY N/A
Estimate Range
N/A - N/A
Analyst Spread

Forward Growth Analysis

OutlookCautious

Analyst skepticism evident—carefully evaluate risks before investment decisions.

fcap

First Capital, Inc. Forward Estimates of EPS

FCAP · NASDAQ
Latest EPS
4.89
FY 2025
Avg Estimate
N/A
FY N/A
Estimate Range
N/A - N/A
Analyst Spread

Forward Growth Analysis

OutlookCautious

Analyst skepticism evident—carefully evaluate risks before investment decisions.

fcap

First Capital, Inc. Forward Estimates of EBIT

FCAP · NASDAQ
Latest EBIT
19.91M
FY 2025
Avg Estimate
N/A
FY N/A
Estimate Range
N/A - N/A
Analyst Spread

Forward Growth Analysis

OutlookCautious

Analyst skepticism evident—carefully evaluate risks before investment decisions.

fcap

First Capital, Inc. Forward Estimates of EBITDA

FCAP · NASDAQ
Latest EBITDA
19.91M
FY 2025
Avg Estimate
N/A
FY N/A
Estimate Range
N/A - N/A
Analyst Spread

Forward Growth Analysis

OutlookCautious

Analyst skepticism evident—carefully evaluate risks before investment decisions.

fcap

First Capital, Inc. Forward Estimates of SG&A Expense

FCAP · NASDAQ
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
N/A
FY N/A
Estimate Range
N/A - N/A
Analyst Spread

Forward Growth Analysis

OutlookCautious

Analyst skepticism evident—carefully evaluate risks before investment decisions.

fcap

First Capital, Inc. Insider Positioning

FCAP · NASDAQ

During the last 12 months, insiders have purchased $70K worth of FCAP shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

1.8K

70.21K

Sold

0

0.00

Net Activity

+70K

+$70K

Top Buyers

1
EK

Ernstberger Kathy

Director

971 shares1 transactions

$40K

2
FC

Frederick Chris

Director, Officer: Chief Executive Officer

400 shares2 transactions

$15K

3
SJP

Stevens Joshua Paul

Officer: Chief Financial Officer

400 shares2 transactions

$15K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $70K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

∞:1

Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.

Insider Participation

High Buying

3 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.