First Capital, Inc.

First Capital, Inc.

FCAPยทNASDAQ

$60.46

+0.22%
Financial ServicesBanks - Regional

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

At a Glance

Live Snapshot
Market Cap$202.27M
EPS4.8900
P/E Ratio12.36
Earnings Date07/24/2026
0.62%
Dividend Yield
19%
3Y-41.0%
5Y+16.0%
10Y-1.0%
23.88%
Dividend Payout Ratio
12%
3Y-
5Y-20.0%
10Y-40.0%
3Y+18.0%
5Y+28.0%
10Y+48.0%
First Capital, Inc.

First Capital, Inc. Dividend History

FCAP ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FCAP Dividend Payment History

FCAP ยท NASDAQ

Total Payments

50

Latest Dividend

$0.3100

Annual Amount

$1.5300

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 18, 2026
Jun 12, 2026Jun 26, 2026
$0.3100
$0.3100
Quarterly0.00%
Feb 17, 2026
Mar 13, 2026Mar 27, 2026
$0.3100
$0.3100
Quarterly0.00%
Nov 17, 2025
Dec 12, 2025Dec 26, 2025
$0.3100
$0.3100
Quarterly0.00%
Aug 18, 2025
Sep 12, 2025Sep 26, 2025
$0.3100
$0.3100
Quarterly+6.90%
May 21, 2025
Jun 13, 2025Jun 27, 2025
$0.2900
$0.2900
Quarterly0.00%
Feb 19, 2025
Mar 14, 2025Mar 28, 2025
$0.2900
$0.2900
Quarterly0.00%
Nov 25, 2024
Dec 13, 2024Dec 27, 2024
$0.2900
$0.2900
Quarterly0.00%
Aug 21, 2024
Sep 13, 2024Sep 27, 2024
$0.2900
$0.2900
Quarterly+7.41%
May 24, 2024
Jun 14, 2024Jun 28, 2024
$0.2700
$0.2700
Quarterly0.00%
Feb 20, 2024
Mar 15, 2024Mar 29, 2024
$0.2700
$0.2700
Quarterly0.00%
Nov 24, 2023
Dec 15, 2023Dec 29, 2023
$0.2700
$0.2700
Quarterly0.00%
Aug 23, 2023
Sep 15, 2023Sep 29, 2023
$0.2700
$0.2700
Quarterly0.00%
May 25, 2023
Jun 16, 2023Jun 30, 2023
$0.2700
$0.2700
Quarterly0.00%
Feb 23, 2023
Mar 17, 2023Mar 31, 2023
$0.2700
$0.2700
Quarterly+3.85%
Nov 22, 2022
Dec 16, 2022Dec 30, 2022
$0.2600
$0.2600
Quarterly0.00%
Aug 16, 2022
Sep 16, 2022Sep 30, 2022
$0.2600
$0.2600
Quarterly0.00%
May 26, 2022
Jun 16, 2022Jun 30, 2022
$0.2600
$0.2600
Quarterly0.00%
Feb 23, 2022
Mar 17, 2022Mar 31, 2022
$0.2600
$0.2600
Quarterly0.00%
Nov 17, 2021
Dec 16, 2021Dec 30, 2021
$0.2600
$0.2600
Quarterly0.00%
Aug 17, 2021
Sep 16, 2021Sep 30, 2021
$0.2600
$0.2600
Quarterly0.00%
May 27, 2021
Jun 16, 2021Jun 30, 2021
$0.2600
$0.2600
Quarterly0.00%
Feb 17, 2021
Mar 16, 2021Mar 30, 2021
$0.2600
$0.2600
Quarterly+8.33%
Nov 18, 2020
Dec 16, 2020Dec 30, 2020
$0.2400
$0.2400
Quarterly0.00%
Aug 18, 2020
Sep 15, 2020Sep 29, 2020
$0.2400
$0.2400
Quarterly0.00%
May 27, 2020
Jun 15, 2020Jun 29, 2020
$0.2400
$0.2400
Quarterly0.00%
Feb 18, 2020
Mar 16, 2020Mar 30, 2020
$0.2400
$0.2400
Quarterly0.00%
Nov 18, 2019
Dec 16, 2019Dec 30, 2019
$0.2400
$0.2400
Quarterly0.00%
Aug 19, 2019
Sep 13, 2019Sep 27, 2019
$0.2400
$0.2400
Quarterly0.00%
May 22, 2019
Jun 14, 2019Jun 28, 2019
$0.2400
$0.2400
Quarterly+4.35%
Feb 20, 2019
Mar 15, 2019Mar 29, 2019
$0.2300
$0.2300
Quarterly0.00%
Nov 20, 2018
Dec 14, 2018Dec 28, 2018
$0.2300
$0.2300
Quarterly0.00%
Aug 21, 2018
Sep 14, 2018Sep 28, 2018
$0.2300
$0.2300
Quarterly0.00%
May 25, 2018
Jun 15, 2018Jun 29, 2018
$0.2300
$0.2300
Quarterly0.00%
Feb 21, 2018
Mar 16, 2018Mar 30, 2018
$0.2300
$0.2300
Quarterly+4.55%
Nov 24, 2017
Dec 15, 2017Dec 29, 2017
$0.2200
$0.2200
Quarterly0.00%
Aug 23, 2017
Sep 15, 2017Sep 29, 2017
$0.2200
$0.2200
Quarterly+4.76%
May 25, 2017
Jun 15, 2017Jun 29, 2017
$0.2100
$0.2100
Quarterly0.00%
Feb 22, 2017
Mar 16, 2017Mar 30, 2017
$0.2100
$0.2100
Quarterly0.00%
Nov 28, 2016
Dec 16, 2016Dec 30, 2016
$0.2100
$0.2100
Quarterly0.00%
Aug 17, 2016
Sep 15, 2016Sep 29, 2016
$0.2100
$0.2100
Quarterly0.00%
May 18, 2016
Jun 15, 2016Jun 29, 2016
$0.2100
$0.2100
Quarterly0.00%
Feb 16, 2016
Mar 16, 2016Mar 30, 2016
$0.2100
$0.2100
Quarterly0.00%
Nov 18, 2015
Dec 16, 2015Dec 30, 2015
$0.2100
$0.2100
Quarterly0.00%
Aug 27, 2015
Sep 16, 2015Sep 30, 2015
$0.2100
$0.2100
Quarterly0.00%
May 27, 2015
Jun 15, 2015Jun 29, 2015
$0.2100
$0.2100
Quarterly0.00%
Feb 18, 2015
Mar 16, 2015Mar 30, 2015
$0.2100
$0.2100
Quarterly0.00%
Nov 19, 2014
Dec 16, 2014Dec 30, 2014
$0.2100
$0.2100
Quarterly0.00%
Aug 19, 2014
Sep 15, 2014Sep 29, 2014
$0.2100
$0.2100
Quarterly0.00%
May 21, 2014
Jun 16, 2014Jun 30, 2014
$0.2100
$0.2100
Quarterly0.00%
Feb 19, 2014
Mar 17, 2014Mar 31, 2014
$0.2100
$0.2100
Quarterly-
fcap

First Capital, Inc. Payout Ratio Analysis

FCAP ยท NASDAQ
Dividends Paid
-4.02M
2025
Net Income
16.37M
2025
Payout Ratio
24.57%
2025

Dividend Sustainability Analysis

Payout Ratio
24.57%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
20.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-6.7%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.