Esquire Financial Holdings, Inc.

Esquire Financial Holdings, Inc.

ESQ·NASDAQ

$106.20

-3.4%
Financial ServicesBanks - Regional

Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, including short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. As of January 25, 2022, the company operated a full-service branch in Jericho, New York; and an administrative office in Boca Raton, Florida. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

At a Glance

Live Snapshot
Market Cap$917.51M
EPS6.3000
P/E Ratio16.86
Earnings Date07/23/2026
10.91%
Return on Invested Capital
-37%
3Y-40.0%
5Y+9.0%
10Y+103.0%
17.56%
Return on Equity
-5%
3Y-3.0%
5Y+75.0%
10Y+225.0%
2.15%
Return on Assets
-7%
3Y+5.0%
5Y+60.0%
10Y+224.0%
Esquire Financial Holdings, Inc.

Esquire Financial Holdings, Inc. Management Team

ESQ · NASDAQ
ME

Mr. Eric S. Bader

Executive Vice President & Chief Operating Officer

Compensation

$1,208,456

Born 1977(Age 49)
male
MA

Mr. Ari P. Kornhaber Esq.

Founder, Executive Vice President & Head of Corporate Development

Compensation

$1,345,853

Born 1972(Age 54)
male
MA

Mr. Andrew T. Cohen

Senior Vice President & Chief Administrative Officer of Merchant Services

male
MM

Mr. Michael Lacapria

Senior Vice President & Chief Financial Officer

Born 1978(Age 48)
male
KM

Kyall Mai

Senior Vice President & Chief Innovation Officer

MK

Martin Korn

Senior Vice President & Chief Technology Officer

MF

Mr. Fred Horn

Senior Vice President & Director of Merchant Services

male
AM

Ann Marie Tarantino

Senior Vice President, Chief Compliance Officer & Risk Officer

MG

Mr. Gary A. Lax

Senior Vice President, Chief Legal Officer & Corporate Secretary

male
MA

Mr. Andrew C. Sagliocca

Vice Chairman, Chief Executive Officer & President

Compensation

$1,841,533

Born 1968(Age 58)
male
esq

Esquire Financial Holdings, Inc. Insider Positioning

ESQ · NASDAQ

During the last 12 months, insiders have sold $449K worth of ESQ shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

3.8K

399.61K

Net Activity

-400K

-$400K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

500

49.50K

Net Activity

-50K

-$50K

Top Buyers

No buying activity

Top Sellers

1
PRT

Powers Richard T

Director

2.3K shares•1 transactions

$242K

2
ZS

Zises Selig

Director

1.5K shares•1 transactions

$158K

3
MJ

Melohn Joseph

Director

500 shares•1 transactions

$50K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $449K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$400K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

ESQ - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 30, 2026
May 28, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 30, 2025
May 29, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 18, 2024
May 30, 2024
2024
DEF 14A

DEF 14A 2023

N/A

April 14, 2023
May 25, 2023
2023
DEF 14A

DEF 14A 2022

N/A

April 14, 2022
May 26, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 16, 2021
May 27, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 30, 2020
June 24, 2020
2020
DEF 14A

DEF 14A 2019

N/A

April 18, 2019
May 30, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 23, 2018
May 30, 2018
2018
DEF 14A

DEF 14A 2017

N/A

October 03, 2017
November 08, 2017
2017
Showing 1 to 10 of 10 filings