$106.20
-3.4%Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, including short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. As of January 25, 2022, the company operated a full-service branch in Jericho, New York; and an administrative office in Boca Raton, Florida. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Outstanding operational efficiency. The company generates substantial profit from core operations.
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
ESQ • NASDAQ
| Esquire Financial Holdings, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||
164.5M | 138.3M | 121.6M | 85.9M | 65.6M | 53.3M | 48.5M | 36.8M | 25.9M | 20.3M | 15.4M | 11.7M | |
GROSS PROFIT | ||||||||||||
(24.7M) | (18.1M) | (12.6M) | (5.1M) | (7.8M) | (7.4M) | (4.4M) | (2.6M) | (1.4M) | (1.1M) | (1.4M) | (0.0) | |
139.8M | 120.1M | 109M | 80.8M | 57.8M | 45.8M | 44.5M | 33.9M | 24.3M | 19.2M | 14M | 11.7M | |
OPERATING INCOME | ||||||||||||
(71.3M) | (60.8M) | (53.1M) | (42M) | (35.1M) | (28.7M) | (24.9M) | (22.3M) | (17.4M) | (14.6M) | (12.2M) | (11.3M) | |
(45.8M) | (42.3M) | (35.1M) | (27.8M) | (23.4M) | (17.8M) | (15.4M) | (13.8M) | (10.8M) | (8.9M) | (6.9M) | (10.1M) | |
68.5M | 59.3M | 55.9M | 38.8M | 22.7M | 17.2M | 19.1M | 11.9M | 7M | 4.6M | 1.8M | 757.4K | |
PRE-TAX INCOME | ||||||||||||
(17.9M) | (13.4M) | (8.1M) | (1.6M) | (828K) | (1.2M) | (2.5M) | (1.2M) | (538K) | (511K) | (457K) | (0.0) | |
121.5M | 99.9M | 83.8M | 59.3M | 43.7M | 37.4M | 34.1M | 27.7M | 19.9M | 15.7M | 12M | 0.0 | |
(25.5M) | (18.5M) | (18M) | (14.2M) | (11.7M) | (10.8M) | (9.5M) | (8.5M) | (6.6M) | (5.7M) | (5.2M) | (0.0) | |
-2.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -306K | |
65.6M | 59.3M | 55.9M | 38.8M | 22.7M | 17.2M | 19.1M | 11.9M | 7M | 4.6M | 1.8M | 451.4K | |
NET INCOME | ||||||||||||
(14.8M) | (15.6M) | (14.9M) | (10.3M) | (4.8M) | (4.5M) | (5M) | (3.2M) | (3.4M) | (1.8M) | (664K) | (410.6K) | |
50.9M | 43.7M | 41M | 28.5M | 17.9M | 12.6M | 14.1M | 8.7M | 3.6M | 2.8M | 1.2M | 40.8K |
ESQ - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 28, 2026 | May 28, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
S-4/A S-4/A (Amended) N/A | May 04, 2026 | May 04, 2026 | ||
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 30, 2026 | May 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
S-4 S-4 N/A | April 15, 2026 | April 15, 2026 | ||
8-K 8-K 2026 N/A | April 02, 2026 | March 31, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 12, 2026 | March 11, 2026 | 2026 |
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