Eagle Bancorp, Inc.

Eagle Bancorp, Inc.

EGBNยทNASDAQ

$25.85

-3.7%
Financial ServicesBanks - Regional

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, it provides online and mobile banking services; and other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program. The company serves sole proprietors, small and medium-sized businesses, partnerships, corporations, non-profit organizations and associations, and individuals, as well as investors. As of December 31, 2021, it operated seventeen banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 6 in Northern Virginia. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.

At a Glance

Live Snapshot
Market Cap$788.31M
EPS-4.2100
P/E Ratio-6.14
Earnings Date07/22/2026
3Y-85.0%
5Y-79.0%
10Y-76.0%
3Y-162.0%
5Y-202.0%
10Y-176.0%
3Y-20.0%
5Y-127.0%
10Y-176.0%
EGBN

Eagle Bancorp, Inc. Cash Conversion Engine

EGBN ยท NASDAQ
Net Income-128.05M
Depreciation & Amortization330.00K
Stock-Based Compensation7.05M
Change in Working Capital-66.33M
Others215.50M
Capital Expenditures-7.73M
Free Cash Flow20.76M

Cash Flow Quality Analysis

FCF Conversion Rate

-16.2%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

27.1%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

-83.2%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$66.33M

Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extensionโ€”monitor closely.

Cash Flow Quality Insight

Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.

Eagle Bancorp, Inc. Cash Flow Statement

EGBN โ€ข NASDAQ

Eagle Bancorp, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
-128.1M
-47M
100.5M
140.9M
176.7M
132.2M
142.9M
152.3M
100.2M
97.7M
84.2M
54.3M
47M
35.3M
24.6M
16.7M
10.4M
7.4M
7.7M
8M
330K
3.2M
3.5M
3.3M
5.9M
4.7M
6.2M
7M
6.9M
6.2M
7.8M
9M
4.2M
3.4M
2.6M
2.5M
2.1M
1.6M
1.3M
1.2M
0.0
2.6M
-3.4M
6.6M
5.8M
-8.3M
-61K
-3.5M
19M
-5.6M
-6.7M
-7.5M
-4M
-4.8M
-2.1M
-1.8M
-1.3M
-1.6M
-868K
-647K
7M
9.6M
10M
9.9M
7.8M
5.3M
7.7M
6.5M
5.6M
6.9M
5.1M
4M
3.3M
2.5M
1.1M
585K
578K
311K
0.0
0.0
215.5M
172.2M
44.2M
50.3M
18.2M
20.1M
-20.7M
19.3M
39.7M
9.6M
12.3M
11.8M
198M
-25.7M
-83.6M
-68.3M
6.6M
2.8M
806K
15K
(0.0)
(8.2M)
(21.5M)
(23.5M)
(54.4M)
(37.4M)
(54.7M)
(55.2M)
(69.2M)
(66.2M)
(52.7M)
(33.1M)
(23.9M)
(18.2M)
(16.1M)
(8.8M)
(7.6M)
(6.1M)
(0.0)
(0.0)
-66.3M
-16.8M
40.8M
-16.1M
24.1M
-20.9M
-3.3M
-16.1M
-10.4M
2M
-4M
-12.1M
10.1M
5.2M
1.3M
7.2M
-10.4M
-17.4M
2.6M
-1.8M
28.5M
123.8M
195.6M
194.9M
238.4M
133.1M
132.7M
165.5M
160.5M
116.8M
98.6M
59.5M
258.7M
15.8M
-56.1M
-43.3M
7.9M
-6.9M
11.6M
6.7M
INVESTING ACTIVITIES
(0.0)
-326K
-70K
-2.1M
-5.3M
-2.9M
-2.8M
-1.5M
-5.8M
-7.4M
-4.7M
-5.2M
-5.3M
-6M
-5.5M
-2.6M
-1.7M
-1.4M
-1.1M
-2.4M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-156.6M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(10.9M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-716M
-2B
-740M
-374.6M
-331.9M
-203M
-237M
-274.9M
-50.4M
-148.4M
-117.6M
-263.9M
-129.3M
-182.2M
-63.1M
-33.7M
-48.6M
0.0
338.6M
213.2M
392.4M
515M
426.6M
319M
130.1M
149M
178.6M
165.7M
87.5M
58.1M
124.1M
179.5M
135.2M
107.1M
85.2M
39.1M
26.3M
570.4M
-27.5M
-310.9M
-601.3M
661.8M
-241.4M
-578.6M
-581.6M
-750.6M
-685.1M
-683M
-601M
-505.2M
-447.1M
-372.6M
-286.7M
-148.4M
-194.3M
-91.5M
-70.5M
(570.4M)
(310.7M)
-97.7M
-927.1M
-857.9M
-557.7M
-637.1M
-784.8M
-810.4M
-751M
-796.9M
-725.7M
-600.7M
-446.6M
-462.5M
-283.3M
-225.1M
-162.7M
-87.2M
-95.3M
FINANCING ACTIVITIES
-772K
485K
-48M
-33.1M
-682K
-61.4M
-54.9M
0.0
1.2M
0.0
94.6M
144.1M
-11K
43M
0.0
0.0
51.8M
1.2M
1.8M
936K
-523.2M
-804.2M
320.5M
686.2M
-200M
100M
250M
-325M
325M
147.6M
-149.3M
87.5M
0.0
-10M
0.0
-10M
-57.9M
61M
60.3M
35.9M
-15.3M
-45.6M
-55M
-55.8M
-44.7M
-28.3M
-22.3M
(0.0)
(0.0)
-600K
-600K
-614K
-566K
-566K
-1M
-1.2M
-1.9M
-1.2M
-2.3M
-2.2M
(0.0)
(0.0)
-48M
-33.1M
-682K
-61.4M
-54.9M
(0.0)
(0.0)
(0.0)
-71.9M
(0.0)
-11K
(0.0)
-23.2M
(266.5M)
(0.0)
(0.0)
(0.0)
(0.0)
2.5M
325.6M
95.4M
-1.3B
790M
2B
251.8M
1.1B
146.8M
556.3M
867.8M
369M
310.3M
505.3M
672.3M
274M
323M
82M
2.4M
60M
-536.7M
-523.7M
312.9M
-670.2M
544.7M
2B
424.6M
750.7M
472.2M
703.9M
740.7M
615.3M
309.7M
537.7M
704.6M
262.8M
300M
181.3M
62.3M
94.8M
CASH FLOW SUMMARY
-62.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-14.9M
-89.2M
410.8M
-1.4B
-74.8M
1.5B
-79.9M
131.4M
-177.7M
69.8M
42.3M
-50.9M
-32.4M
106.9M
185.9M
-63.7M
82.9M
11.7M
-13.3M
6.2M
23.6M
722.7M
311.9M
1.7B
1.8B
242M
321.9M
190.5M
368.2M
298.4M
256M
307M
339.3M
232.4M
46.5M
110.2M
27.3M
15.7M
29M
22.8M
8.7M
633.5M
722.7M
311.9M
1.7B
1.8B
242M
321.9M
190.5M
368.2M
298.4M
256M
307M
339.3M
232.4M
46.5M
110.2M
27.3M
15.7M
29M
20.8M
123.4M
195.6M
192.8M
233.2M
130.2M
129.8M
164M
154.8M
109.4M
93.9M
54.3M
253.3M
9.8M
-61.7M
-45.8M
6.3M
-8.4M
10.5M
4.4M

SEC Filings

EGBN - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

May 12, 2026
May 07, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

March 18, 2026
March 16, 2026
2026
10-K

10-K 2025 FY

FY

March 09, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 25, 2026
February 25, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

February 03, 2026
January 21, 2026
2026
8-K

8-K 2026

N/A

January 21, 2026
January 21, 2026
2026
8-K/A

8-K/A 2025 (Amended)

N/A

November 26, 2025
September 08, 2025
2025
Showing 1 to 10 of 511 filings