Eagle Bancorp, Inc.

Eagle Bancorp, Inc.

EGBNยทNASDAQ

$26.86

+0.037%
Financial ServicesBanks - Regional

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, it provides online and mobile banking services; and other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program. The company serves sole proprietors, small and medium-sized businesses, partnerships, corporations, non-profit organizations and associations, and individuals, as well as investors. As of December 31, 2021, it operated seventeen banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 6 in Northern Virginia. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.

At a Glance

Live Snapshot
Market Cap$819.11M
EPS-4.2100
P/E Ratio-6.38
Earnings Date07/22/2026
Eagle Bancorp, Inc.

Eagle Bancorp, Inc. Fair Value Envelope

EGBN ยท NASDAQ

Our analysis suggests that EGBN has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $26.86, this represents a potential HIDDEN relative to our calculated worth for Eagle Bancorp, Inc..

Intrinsic Value
Current Price: $26.86

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$23.4M
+ Cash & Equivalents$695.7M
Firm Value$719.1M
- Debt$111.7M
Equity Value$607.4M
/ Shares Outstanding30,366,555B
DCF Value$20
OVERVALUED BY 26%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$14.2M
$7.1M
$3.6M
$1.8M
$890.5K
$445.2K
$222.6K
$111.3K
$55.7K
$27.8K
Maintenance CapEx
-$773.3K
-$386.7K
-$193.3K
-$96.7K
-$48.3K
-$24.2K
-$12.1K
-$6.0K
-$3.0K
-$1.5K
Owner Earnings
$13.5M
$6.7M
$3.4M
$1.7M
$842.1K
$421.1K
$210.5K
$105.3K
$52.6K
$26.3K
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$12.5M
$5.8M
$2.7M
$1.2M
$573.1K
$265.3K
$122.8K
$56.9K
$26.3K
$12.2K
Terminal Value represents 0.9% of Enterprise Value