Donegal Group Inc.

Donegal Group Inc.

DGICAยทNASDAQ

$16.54

-2.6%
Financial ServicesInsurance - Property & Casualty

Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$606.16M
EPS2.2200
P/E Ratio7.45
Earnings Date07/23/2026
3Y+6.0%
5Y+10.0%
10Y+47.0%
3Y-1.0%
5Y+6.0%
10Y+47.0%
3Y+32.0%
5Y+24.0%
10Y+46.0%
dgica

Donegal Group Inc. Funding & Solvency Profile

DGICA ยท NASDAQ
Cash & Cash Equivalents26.79M
Net Receivables597.63M
Inventory0.00
Other Current Assets0.00
Total Current Assets1 B
Property, Plant & Equipment2.33M
Goodwill & Intangible Assets75.25M
Long-Term Investments1.01B
Other Non-Current Assets9.92K
Total Non-Current Assets1 B
Total Assets
2.39B

Financial Health Analysis

Current Ratio

0.74x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

2.73x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-448564929

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

54% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Donegal Group Inc. Balance Sheet

DGICA โ€ข NASDAQ

Donegal Group Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
26.8M
52.9M
23.8M
25.1M
57.7M
103.1M
49.3M
52.6M
37.8M
24.6M
28.1M
35.6M
27.6M
19.8M
13.2M
16.3M
12.9M
1.8M
4.3M
531.8K
494.4M
642.5M
621.7M
581.1M
545.3M
576M
579M
543.3M
550M
524.4M
514.8M
455.4M
503.3M
718.3M
40.5M
40.8M
56.1M
72M
70.3M
41.5M
521.2M
695.4M
645.4M
606.2M
603M
679.1M
628.3M
595.9M
587.8M
549M
543M
491M
531M
738.1M
53.7M
57.1M
69M
73.8M
74.5M
42M
597.6M
620.6M
642.5M
647.7M
657.8M
581.7M
532.8M
519.4M
180.5M
0.0
0.0
0.0
1.2B
333.1M
318.7M
97.8M
61.2M
58.8M
51.6M
148.6M
579.4M
601.9M
622.5M
630.4M
624.3M
578.6M
532.8M
500.3M
180.5M
422.4M
401M
386.9M
369.3M
333.1M
316M
96.9M
61.2M
56.2M
51.6M
148.6M
18.2M
18.8M
20M
17.4M
33.5M
3.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-265.4M
-271.9M
87.1B
70.4B
64.2B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
171.1M
176.2M
168.7M
160.6M
176.9M
169.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
111.2M
106.5M
89.4M
56M
51.4M
47.3M
44.4M
0.0
0.0
0.0
0.0
0.0
-1.4B
265.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
185.5M
0.0
0.0
0.0
0.0
0.0
1.3B
1.5B
1.5B
1.4B
1.4B
0.0
1.2B
1.1B
88.5B
71.7B
65.4B
66.4B
41.2B
458.3M
22.2B
155M
130.2M
132.6M
204.5M
190.6M
NON-CURRENT ASSETS
2.3M
2.5M
2.6M
2.8M
3M
4.4M
4.6M
4.7M
7.3M
6.7M
7M
7.7M
6.4M
6M
6.2M
7.1M
6.6M
6.7M
5.6M
5.1M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.6M
5.5M
0.0
0.0
0.0
0.0
69.6M
74.3M
76M
74.1M
69M
958K
958K
958K
958K
958K
958K
958K
958K
958K
958K
958K
0.0
0.0
0.0
0.0
75.3M
79.9M
81.6M
79.8M
74.6M
6.6M
6.6M
6.6M
6.6M
6.6M
6.6M
6.6M
6.6M
6.6M
6.6M
6.5M
0.0
0.0
0.0
0.0
1B
742.5M
705.4M
723.5M
731.5M
1.2B
1.1B
1B
1B
945.5M
900.8M
832.9M
791.8M
806.4M
785.3M
728.5M
666.8M
632.1M
597.2M
582.9M
13.3M
18.8M
19.5M
21.6M
6.7M
0.0
8.5B
13.1B
7.1B
19B
19.4B
17.1B
20.3B
0.0
9.9B
0.0
0.0
0.0
0.0
0.0
9.9K
147.1K
451K
1.1M
1.6M
-1.2B
-8.5B
-13.1B
12.8B
12.3B
12.7B
13.4B
12.2B
-804.9M
11.9B
-742.1M
-673.4M
-638.8M
-602.8M
-588M
1.1B
843.8M
809.6M
828.8M
817.4M
0.0
1.1B
1B
21B
32.3B
33.1B
31.4B
33.3B
14M
22.7B
742.1M
673.4M
638.8M
602.8M
588M
0.0
0.0
0.0
0.0
0.0
2.2B
-359.6M
-325.3M
-107.7B
-102.3B
-96.9B
-96.3B
-73.2B
864.5M
-43.6B
277.6M
132M
108.7M
26.8M
53M
2.4B
2.3B
2.3B
2.2B
2.3B
2.2B
1.9B
1.8B
1.7B
1.6B
1.5B
1.5B
1.4B
1.3B
1.3B
1.2B
935.6M
880.1M
834.1M
831.7M
LIABILITIES
CURRENT LIABILITIES
10.1M
10.7M
14.3M
14M
8.9M
18M
16.3M
19.7M
15.3M
8M
11.1M
15.7M
25.6M
23M
30M
14.3M
16.9M
16.9M
7.5M
9.8M
3.5M
4.3M
8.8M
3.5M
3.9M
3.2M
2.1M
4.9M
4.1M
4.4M
4.1M
7.8M
18.7M
13.9M
20M
8.5M
9.4M
3.4M
3.9M
3.4M
6.6M
6.4M
5.6M
10.5M
4.9M
14.7M
14.2M
14.8M
11.2M
3.6M
7.1M
7.8M
6.9M
9.1M
9.9M
5.8M
7.5M
13.5M
3.5M
6.4M
2.2M
2.9M
3.9M
4.2M
4M
29.1M
28.5M
25.4M
28M
28.2M
22.5M
19.4M
19.3M
17.1M
21M
21.3M
0.0
0.0
0.0
0.0
35M
35M
35M
35M
35M
85M
35M
0.0
59M
69M
81M
53.5M
58M
52M
54.5M
35.6M
0.0
0.0
0.0
0.0
0.0
356.1K
0.0
0.0
0.0
0.0
84.8K
19B
10.9B
1.1B
1.5B
581.5M
421M
584K
2.7B
0.0
0.0
0.0
375.7K
0.0
591M
612.5M
599.4M
577.7M
573M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1B
1.1B
1.1B
1.1B
1.1B
-132.1M
35B
-45.2M
69.8B
70B
83B
54B
59.1B
-92.2M
57.1B
-71.2M
-10.1M
-13.5M
-5.7M
-4.9M
1.7B
1.8B
1.8B
1.8B
1.7B
0.0
35.1B
64.9M
69.9B
70.1B
83.1B
54.1B
59.2B
65.9M
57.2B
54.8M
6.8M
3.4M
1.8M
4.9M
NON-CURRENT LIABILITIES
0.0
0.0
0.0
0.0
0.0
5M
5M
5M
64M
74M
86M
58.5M
63M
20.5M
0.0
20.5M
15.5M
15.5M
30.9M
30.9M
0.0
0.0
0.0
0.0
0.0
0.0
-12.6M
-14.3M
-16M
-24.1M
-23.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
17.6M
19.3M
16M
24.1M
23.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.8M
8.1M
7.7M
7.9M
25.7M
-5M
0.0
1.4B
1.2B
1.1B
1B
984M
925.5M
-20.5M
0.0
-20.5M
-15.5M
-15.5M
-30.9M
-30.9M
7.8M
8.1M
7.7M
7.9M
25.7M
0.0
1,437.1B
5M
1,219.3B
1,114.4B
1,046.4B
988.4B
929.4B
20.5M
850.2B
20.5M
15.5M
15.5M
30.9M
30.9M
0.0
0.0
0.0
0.0
0.0
1.6B
-1,470.7B
1.4B
-1,287.9B
-1,183.3B
-1,128.3B
-1,041.5B
-987.5B
850.4M
-906.4B
719.3M
527.8M
497.7M
448.7M
475M
1.7B
1.8B
1.8B
1.8B
1.7B
1.6B
1.5B
1.4B
1.3B
1.2B
1.1B
1B
988.5M
936.9M
907.3M
794.5M
550.1M
516.5M
481.4M
510.9M
SHAREHOLDERS' EQUITY
-41.2M
-41.2M
-41.2M
-41.2M
-41.2M
-41.2M
-41.2M
-41.2M
-41.2M
-41.2M
-41.2M
-13.1M
-13.1M
-12.7M
-10.8M
-9.2M
-9.1M
-8.7M
-5.2M
-891.7K
0.0
0.0
0.0
0.0
0.0
0.0
756.0
934.0
0.0
648.0
0.0
0.0
246.0
608.0
0.0
0.0
0.0
0.0
0.0
0.0
400.3K
386K
364.1K
357.7K
344.1K
333K
318K
314K
312K
301K
291K
280K
274K
265K
264K
263.1K
262K
261.4K
258.2K
254.8K
391.8M
369.7M
335.7M
325.6M
304.9M
289.1M
268.2M
261.3M
255.4M
236.9M
219.5M
200.3M
189.1M
176.4M
170.8M
167.1M
164.6M
163.1M
156.9M
152.4M
297.7M
245.1M
217.8M
240.6M
263.7M
258.4M
223.3M
192.8M
236.9M
244.9M
234.8M
223.3M
222.9M
209.7M
199.6M
213.4M
214.8M
207.2M
193.8M
164M
-8.3M
-28.2M
-32.9M
-41.7M
3.3M
11.1M
504K
-14.2M
-2.7M
-2.3M
774K
5.4M
-2.3M
26.4M
23.5M
8.6M
15M
1.7M
7M
5.1M
640.4M
545.8M
479.7M
483.6M
531M
517.8M
451M
398.9M
448.7M
438.6M
408.4M
416.1M
396.9M
400M
383.5M
380.1M
385.5M
363.6M
352.7M
320.8M
640.4M
545.8M
479.7M
483.6M
531M
517.8M
451M
398.9M
448.7M
438.6M
408.4M
416.1M
396.9M
400M
383.5M
380.1M
385.5M
363.6M
352.7M
320.8M
SUMMARY
2.4B
2.3B
2.3B
2.2B
2.3B
2.2B
1.9B
1.8B
1.7B
1.6B
1.5B
1.5B
1.4B
1.3B
1.3B
1.2B
935.6M
880.1M
834.1M
831.7M
1.5B
1.4B
1.3B
1.3B
1.3B
1.2B
1.7B
1B
1B
945.5M
900.8M
832.9M
791.8M
806.4M
785.3M
728.5M
666.8M
632.1M
597.2M
582.9M
35M
35M
35M
35M
35M
90M
40M
65M
64M
74M
86M
58.5M
63M
72.5M
54.5M
56.1M
15.5M
15.5M
30.9M
30.9M
8.2M
-17.9M
11.2M
9.9M
-22.7M
-13.1M
-9.3M
12.4M
26.2M
49.4M
57.9M
22.9M
35.4M
52.7M
41.3M
39.7M
2.5M
13.6M
26.6M
30.4M
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589
35,763,589

SEC Filings

DGICA - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 17, 2026
April 16, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 16, 2026
2026
8-K

8-K 2026

N/A

April 06, 2026
April 06, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
April 16, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 19, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2025

N/A

December 22, 2025
December 18, 2025
2025
Showing 1 to 10 of 470 filings