Donegal Group Inc.

Donegal Group Inc.

DGICAยทNASDAQ

$16.54

-2.6%
Financial ServicesInsurance - Property & Casualty

Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$606.16M
EPS2.2200
P/E Ratio7.45
Earnings Date07/23/2026
dgica

Donegal Group Inc. Street Expectations Map

DGICA ยท NASDAQ

No Target Data

No analyst price targets available for dgica.

dgica

Donegal Group Inc. Forward Estimates of Revenue

DGICA ยท NASDAQ
Latest Revenue
978.01M
FY 2025
Avg Estimate
945.53M
FY 2026
Estimate Range
945.33M - 945.74M
Analyst Spread

Forward Growth Analysis

Projected Growth-3.3%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

dgica

Donegal Group Inc. Forward Estimates of Net Income

DGICA ยท NASDAQ
Latest Net Income
79.34M
FY 2025
Avg Estimate
65.65M
FY 2026
Estimate Range
65.63M - 65.67M
Analyst Spread

Forward Growth Analysis

Projected Growth-17.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

dgica

Donegal Group Inc. Forward Estimates of EPS

DGICA ยท NASDAQ
Latest EPS
2.22
FY 2025
Avg Estimate
$1.98
FY 2026
Estimate Range
$1.98 - $1.99
Analyst Spread

Forward Growth Analysis

Projected Growth-10.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

dgica

Donegal Group Inc. Forward Estimates of EBIT

DGICA ยท NASDAQ
Latest EBIT
98.94M
FY 2025
Avg Estimate
35.49M
FY 2026
Estimate Range
35.48M - 35.50M
Analyst Spread

Forward Growth Analysis

Projected Growth-64.1%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

dgica

Donegal Group Inc. Forward Estimates of EBITDA

DGICA ยท NASDAQ
Latest EBITDA
102.02M
FY 2025
Avg Estimate
41.18M
FY 2026
Estimate Range
41.17M - 41.18M
Analyst Spread

Forward Growth Analysis

Projected Growth-59.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

dgica

Donegal Group Inc. Forward Estimates of SG&A Expense

DGICA ยท NASDAQ
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

dgica

Donegal Group Inc. Insider Positioning

DGICA ยท NASDAQ

During the last 12 months, insiders have purchased $7.10M and sold $1.06M worth of DGICA shares, resulting in $6.04M of net buying activity.

3 Months

Bought

160.9K

2.75M

Sold

0

0.00

Net Activity

+2.8M

+$2.75M

3-6 Months

Bought

87.3K

1.71M

Sold

9.7K

172.40K

Net Activity

+1.5M

+$1.54M

6-9 Months

Bought

134.8K

2.64M

Sold

44.4K

884.01K

Net Activity

+1.8M

+$1.75M

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
DMIC

Donegal Mutual Insurance Co

10 Percent Owner

378.5K sharesโ€ข38 transactions

$7.03M

2
MJM

Mahan Jon Marshall

Director

4.5K sharesโ€ข1 transactions

$65K

Top Sellers

1
WDJ

Wagner Daniel J

Officer: Sr. Vp & Treasurer

18.0K sharesโ€ข2 transactions

$356K

2
AKS

Altshuler Kristi Spencer

Officer: Sr. Vice President

12.0K sharesโ€ข1 transactions

$243K

3
DWD

Delamater William Daniel

Officer: Evp & Chief Oper Officer

9.0K sharesโ€ข1 transactions

$159K

4
KKMS

Kraft Kevin Michael Sr

Director

4.5K sharesโ€ข1 transactions

$90K

5
SAB

Szady Annette Brookens

Director

4.5K sharesโ€ข1 transactions

$89K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $6.04M net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

6.72:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Recent Trend (3 Months)

$2.75M

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Selling

5 insider sellers vs. 2 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.