Donegal Group Inc.

Donegal Group Inc.

DGICAยทNASDAQ

$16.98

-2.6%
Financial ServicesInsurance - Property & Casualty

Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$622.29M
EPS2.2200
P/E Ratio7.74
Earnings Date07/23/2026
3Y+15.0%
5Y+26.0%
10Y+42.0%
3Y-4149.0%
5Y+50.0%
10Y+158.0%
3Y+5.0%
5Y-31.0%
10Y+17.0%
Donegal Group Inc.

Donegal Group Inc. Profit Bridge

DGICA ยท NASDAQ
Revenue978.01M
Cost of Goods Sold (717.12M)
Gross Profit260.90M
Operating Expenses (163.31M)
Operating Income97.59M
Interest Expense (1.35M)
Other Income/Expense0.00
Pretax Income97.59M
Income Tax (18.25M)
Net Income79.34M
Net Income
79.34M

Profitability Analysis

Gross Margin

26.7%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

10.0%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

8.1%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

18.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Efficient profit conversion: Minimal margin compression from gross to net indicates lean operations and favorable tax/interest environment.

Donegal Group Inc. Income Statement

DGICA โ€ข NASDAQ

Donegal Group Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
978M
989.6M
927.3M
848.2M
816.5M
777.8M
812.2M
769.1M
737.4M
687.3M
635.1M
585.3M
544.2M
510.4M
473M
408.8M
386.3M
372.3M
340.6M
330M
GROSS PROFIT
(717.1M)
(764.4M)
(763.4M)
(706.5M)
(649.4M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
260.9M
225.2M
163.9M
141.7M
167M
777.8M
812.2M
769.1M
737.4M
687.3M
635.1M
585.3M
544.2M
510.4M
473M
408.8M
386.3M
372.3M
340.6M
330M
OPERATING INCOME
(163.3M)
(162.8M)
(158.9M)
(145.3M)
(136.7M)
(714.5M)
(755.1M)
(817.4M)
(725.3M)
(646M)
(607.5M)
(569M)
(511.5M)
(482.6M)
(479.7M)
(399M)
(365.6M)
(340.2M)
(287.8M)
(273.3M)
97.6M
62.3M
5.1M
-3.6M
30.3M
63.3M
57.1M
-48.2M
12.1M
41.3M
27.6M
16.3M
32.7M
27.9M
-6.7M
9.8M
20.7M
32.1M
52.8M
56.6M
PRE-TAX INCOME
(1.4M)
(946K)
(619.8K)
(620.6K)
(895.6K)
(1.2M)
(1.6M)
(2.3M)
(1.6M)
(1.7M)
(1.1M)
(1.5M)
(1.6M)
(2.4M)
(2.1M)
(799.6K)
(1.7M)
(1.8M)
(2.9M)
(2.8M)
-1.4M
-946K
-619.8K
-620.6K
-895.6K
-1.2M
-1.6M
-2.3M
-1.6M
-1.7M
-1.1M
-1.5M
-1.6M
-2.4M
-2.1M
-799.6K
-1.7M
-1.8M
-2.9M
-2.8M
(163.3M)
(162.8M)
(158.9M)
(145.3M)
(136.7M)
(714.5M)
(755.1M)
(817.4M)
(725.3M)
(646M)
(607.5M)
(569M)
(511.5M)
(482.6M)
(479.7M)
(399M)
(365.6M)
(340.2M)
(287.8M)
(273.3M)
97.6M
62.3M
5.1M
-3.6M
30.3M
63.3M
57.1M
-48.2M
12.1M
41.3M
27.6M
16.3M
32.7M
27.9M
-6.7M
9.8M
20.7M
32.1M
52.8M
56.6M
NET INCOME
(18.3M)
(11.5M)
(638K)
-1.7M
(5.1M)
(10.5M)
(9.9M)
-15.5M
(5M)
(10.5M)
(6.6M)
(1.7M)
(6.4M)
(4.8M)
-7.2M
-1.6M
(1.8M)
(6.6M)
(14.6M)
(16.4M)
79.3M
50.9M
4.4M
-2M
25.3M
52.8M
47.2M
-32.8M
7.1M
30.8M
21M
14.5M
26.3M
23.1M
453K
11.5M
18.8M
25.5M
38.3M
40.2M

SEC Filings

DGICA - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 17, 2026
April 16, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 16, 2026
2026
8-K

8-K 2026

N/A

April 06, 2026
April 06, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 16, 2026
April 16, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 19, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2025

N/A

December 22, 2025
December 18, 2025
2025
Showing 1 to 10 of 470 filings