DAVE - NASDAQ

Dave Inc.

DAVE·NASDAQ

$249.33

+1.3%

TechnologySoftware - Application

Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$3.35B

EPS14.6500

P/E Ratio17.02

Earnings Date08/05/2026

487.42M

Assets

63%

3Y+52.0%

5Y+538.0%

10Y+627.0%

134.69M

Total Liabilities

16%

3Y-37.0%

5Y+407.0%

10Y+1042.0%

352.73M

Total Equity

93%

3Y+231.0%

5Y+608.0%

10Y+538.0%

Dave Inc. Funding & Solvency Profile

DAVE · NASDAQ

Current Assets

Cash & Cash Equivalents80.52M

Net Receivables0.00

Inventory0.00

Other Current Assets356.17M

Total Current Assets437 M

Non-Current Assets

Property, Plant & Equipment669.00K

Goodwill & Intangible Assets13.67M

Long-Term Investments0.00

Other Non-Current Assets2.20M

Total Non-Current Assets3 M

Total Assets

487.42M

Financial Health Analysis

Current Ratio

3.83x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

0.38x

Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.

Working Capital

323 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

90% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.

Dave Inc. Balance Sheet

DAVE • NASDAQ

Dave Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	80.5M	49.7M	41.8M	22.9M	32M	4.8M	6.4M
Short-Term Investments	0.0	40.6M	114.2M	169.1M	8.2M	17.7M	25.3M
Cash & Short-Term Investments	80.5M	90.3M	155.9M	192M	40.2M	22.5M	31.7M
Net Receivables	0.0	175.9M	112.8M	104.2M	49M	38.7M	29M
Accounts Receivables	0.0	175.9M	112.8M	104.2M	49M	38.7M	29M
Prepaids	0.0	0.0	148K	831K	1.4M	4M	0.0
Other Current Assets	356.2M	16.1M	8M	11.6M	9.6M	4.1M	1.5M
Total Current Assets	436.7M	282.3M	276.9M	308.6M	100.2M	69.4M	62.2M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	669K	1.2M	1.9M	1.8M	3.4M	1.9M	2.2M
Intangible Assets	13.7M	13.6M	13.2M	10.2M	7.8M	4.5M	2.1M
Goodwill & Intangible Assets	13.7M	13.6M	13.2M	10.2M	7.8M	4.5M	2.1M
Tax Assets	34.2M	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	2.2M	2.2M	2M	1M	35.7M	654K	603K
Total Non-Current Assets	50.7M	17.1M	17.1M	12.9M	47M	7.1M	4.9M
Total Assets	487.4M	299.3M	294M	321.5M	147.2M	76.4M	67.1M
LIABILITIES
CURRENT LIABILITIES
Total Payables	8.4M	9.3M	5.5M	12.8M	14.3M	9.5M	7.3M
Accounts Payable	8.4M	6.8M	5.5M	11.4M	13M	8.5M	6.5M
Other Payables	0.0	2.5M	0.0	1.4M	1.2M	991K	840K
Accrued Expenses	0.0	16.1M	3.6M	17.5M	14M	6.7M	1.2M
Short Term Debt	75.1M	0.0	0.0	0.0	35.7M	3.9M	0.0
Capital Lease Obligations (Current)	0.0	350K	298K	273K	1.9M	400K	369K
Tax Payables	0.0	2.5M	1.4M	1.4M	1.2M	991K	840K
Other Current Liabilities	30.6M	9.3M	16.2M	5.8M	2.7M	3.7M	666K
Total Current Liabilities	114M	35.1M	25.6M	36.4M	68.6M	24.2M	9.6M
NON-CURRENT LIABILITIES
Long Term Debt	141K	75M	180.5M	177.3M	35M	708K	696K
Other Non-Current Liabilities	20.6M	6M	362K	640K	3.8M	584.9K	36.9K
Total Non-Current Liabilities	20.7M	81.2M	181.4M	178.5M	39.8M	2.4M	2.2M
Capital Lease Obligations	0.0	554K	841K	823K	2.9M	1.5M	1.9M
Total Liabilities	134.7M	116.2M	207M	214.9M	108.4M	26.6M	11.8M
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	-5K	-154K	-154K
Preferred Stock	0.0	0.0	0.0	0.0	0.0	72.2M	72.2M
Common Stock	1K	1K	1K	1K	1K	100.0	100.0
Additional Paid-In Capital	0.0	335.3M	296.7M	270M	86.8M	5.5M	3.7M
Retained Earnings	43.4M	-152.4M	-210.3M	-161.8M	-32.9M	-12.9M	-5.9M
Accumulated Other Comprehensive Income/Loss	0.0	221K	649K	-1.7M	0.0	0.0	0.0
Other Total Stockholders' Equity	309.3M	0.0	0.0	0.0	-15.2M	-14.8M	-14.5M
Total Stockholders' Equity	352.7M	183.1M	87.1M	106.6M	38.7M	49.8M	55.3M
Total Equity	352.7M	183.1M	87.1M	106.6M	38.7M	49.8M	55.3M
SUMMARY
Total Liabilities & Equity	487.4M	299.3M	294M	321.5M	147.2M	76.4M	67.1M
Total Investments	0.0	40.6M	114.2M	169.1M	8.2M	17.7M	25.3M
Total Debt	75.2M	75.6M	181.3M	178.1M	73.6M	6.1M	2.6M
Net Debt	-5.3M	25.8M	139.5M	155.3M	41.6M	1.3M	-3.9M
Shares Outstanding	13,504,342	13,504,342	13,504,342	13,504,342	13,504,342	13,504,342	13,504,342

SEC Filings

DAVE - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 02, 2026	June 02, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 05, 2026	May 05, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 20, 2026	April 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 09, 2026	March 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 06, 2026	March 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 03, 2026	March 03, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 02, 2026	February 26, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 02, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 05, 2026	February 05, 2026	2026	View Filing

Showing 1 to 10 of 101 filings

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