Dave Inc.

Dave Inc.

DAVEยทNASDAQ

$249.33

+1.3%
TechnologySoftware - Application

Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.

At a Glance

Live Snapshot
Market Cap$3.35B
EPS14.6500
P/E Ratio17.02
Earnings Date08/05/2026
dave

Dave Inc. Street Expectations Map

DAVE ยท NASDAQ

Wall Street analysts project that DAVE stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 329.75, with estimates ranging from a low of 300.00 to a high of 345.00.

Lowest Target
300.00
20.32%
Consensus Target
329.75
32.25%
Highest Target
345.00
38.37%

The consensus 1-year price target stands at 329.75, with estimates ranging from a low of 300.00 to a high of 345.00.

Analyst Consensus Analysis

Upside Potential

+32.3%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

13.6% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Dave Inc. Forward Estimates of Revenue

DAVE ยท NASDAQ
Latest Revenue
511.91M
FY 2025
Avg Estimate
714.65M
FY 2026
Estimate Range
710.85M - 717.36M
Analyst Spread

Forward Growth Analysis

Projected Growth+39.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Dave Inc. Forward Estimates of Net Income

DAVE ยท NASDAQ
Latest Net Income
195.87M
FY 2025
Avg Estimate
221.38M
FY 2026
Estimate Range
209.96M - 245.19M
Analyst Spread

Forward Growth Analysis

Projected Growth+13.0%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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Dave Inc. Forward Estimates of EPS

DAVE ยท NASDAQ
Latest EPS
14.65
FY 2025
Avg Estimate
$15.93
FY 2026
Estimate Range
$14.50 - $16.93
Analyst Spread

Forward Growth Analysis

Projected Growth+8.7%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread15%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

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Dave Inc. Forward Estimates of EBIT

DAVE ยท NASDAQ
Latest EBIT
175.07M
FY 2025
Avg Estimate
-46.69M
FY 2026
Estimate Range
-46.87M - -46.44M
Analyst Spread

Forward Growth Analysis

Projected Growth-126.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Dave Inc. Forward Estimates of EBITDA

DAVE ยท NASDAQ
Latest EBITDA
182.20M
FY 2025
Avg Estimate
-30.80M
FY 2026
Estimate Range
-30.92M - -30.63M
Analyst Spread

Forward Growth Analysis

Projected Growth-116.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Dave Inc. Forward Estimates of SG&A Expense

DAVE ยท NASDAQ
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
406.66M
FY 2026
Estimate Range
404.49M - 408.20M
Analyst Spread

Forward Growth Analysis

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Dave Inc. Insider Positioning

DAVE ยท NASDAQ

During the last 12 months, insiders have sold $8.57M worth of DAVE shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

1.4K

251.10K

Net Activity

-251K

-$251K

6-9 Months

Bought

0

0.00

Sold

34.5K

7.63M

Net Activity

-7.6M

-$7.63M

9-12 Months

Bought

0

0.00

Sold

3.3K

691.42K

Net Activity

-691K

-$691K

Top Buyers

No buying activity

Top Sellers

1
WJ

Wilk Jason

Director, Officer: Chief Executive Officer

16.9K sharesโ€ข5 transactions

$3.71M

2
BK

Beilman Kyle

Officer: Cfo And Coo And Secretary

14.5K sharesโ€ข6 transactions

$3.24M

3
KI

Khan Imran

Director

3.2K sharesโ€ข6 transactions

$689K

4
PD

Preston Dan

Director

2.4K sharesโ€ข1 transactions

$491K

5
RY

Rozov Yadin

Director

919 sharesโ€ข3 transactions

$203K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $8.57M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.