CZWI - NASDAQ
Citizens Community Bancorp, Inc.
$20.51
-2.9%Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company provides a portfolio of investments, such as mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, corporate debt, and trust preferred securities. It operates through a network of 25 full-service branch in Wisconsin and Minnesota. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.
At a Glance
Live SnapshotCitizens Community Bancorp, Inc. Management Team
Mr. Stephen M. Bianchi
Chairman of the Board, President & Chief Executive Officer
Compensation
$606,035
Mr. James S. Broucek
Chief Financial Officer, Principal Accounting Officer, Executive Vice President, Treasurer & Secretary
Compensation
$348,961
Citizens Community Bancorp, Inc. Insider Positioning
During the last 12 months, insiders have purchased $231K and sold $93K worth of CZWI shares, resulting in $138K of net buying activity.
3 Months
3.4K
70.95K
2.9K
60.32K
+11K
+$11K
3-6 Months
0
0.00
0
0.00
+0
+$0
6-9 Months
5.0K
55.00K
0
0.00
+55K
+$55K
9-12 Months
7.1K
105.24K
3.0K
33.00K
+72K
+$72K
Top Buyers
Felber Francis E
Director
$65K
Bianchi Stephen M
Director, Officer: Ceo And President
$55K
Conner Michael R
Director
$47K
Olson Timothy L
Director
$43K
Skarvan Kathleen
Director
$21K
Top Sellers
Moll James D
Director
$60K
Bianchi Stephen M
Director, Officer: Ceo And President
$33K
Insider Activity Analysis
Net Insider Sentiment
Positive insider sentiment with $138K net buying. Buying activity substantially exceeds selling, indicating insider confidence.
Buy/Sell Ratio
Strong buy/sell ratio. Buying is at least double the selling activity, suggesting robust insider confidence.
Recent Trend (3 Months)
Positive recent trend with net buying activity. Insiders have been accumulating shares in recent months.
Insider Participation
5 insider buyers vs. 2 sellers. Broad-based buying across management team suggests widespread confidence.
Insider Activity Insight
Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.
SEC Filings
CZWI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2025 N/A | April 29, 2026 | December 31, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | April 29, 2025 | December 31, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | April 29, 2024 | December 31, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | April 28, 2023 | December 31, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | April 29, 2022 | December 31, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | April 30, 2021 | December 31, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | April 28, 2020 | December 31, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | April 15, 2019 | December 31, 2018 | 2018 | |
DEF 14A DEF 14A 2018 N/A | July 27, 2018 | September 25, 2018 | 2018 | |
DEF 14A DEF 14A 2018 N/A | January 24, 2018 | January 24, 2018 | 2018 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.