Citizens Community Bancorp, Inc.

Citizens Community Bancorp, Inc.

CZWIยทNASDAQ

$20.51

-2.9%
Financial ServicesBanks - Regional

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company provides a portfolio of investments, such as mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, corporate debt, and trust preferred securities. It operates through a network of 25 full-service branch in Wisconsin and Minnesota. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.

At a Glance

Live Snapshot
Market Cap$197.80M
EPS1.4600
P/E Ratio14.05
Earnings Date07/27/2026
0.53%
Dividend Yield
3Y-81.0%
5Y-71.0%
10Y-
26.92%
Dividend Payout Ratio
3Y-68.0%
5Y-41.0%
10Y-
3Y-
5Y-
10Y-100.0%
Citizens Community Bancorp, Inc.

Citizens Community Bancorp, Inc. Dividend History

CZWI ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CZWI Dividend Payment History

CZWI ยท NASDAQ

Total Payments

35

Latest Dividend

$0.1050

Annual Amount

$0.2100

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 24, 2026
May 8, 2026May 22, 2026
$0.1050
$0.1050
Quarterly0.00%
Jan 22, 2026
Feb 6, 2026Feb 20, 2026
$0.1050
$0.1050
Annual-70.83%
Jan 27, 2025
Feb 7, 2025Feb 21, 2025
$0.3600
$0.3600
Annual+12.50%
Jan 25, 2024
Feb 9, 2024Feb 23, 2024
$0.3200
$0.3200
Annual+10.34%
Jan 23, 2023
Feb 3, 2023Feb 17, 2023
$0.2900
$0.2900
Annual+11.54%
Jan 27, 2022
Feb 14, 2022Feb 28, 2022
$0.2600
$0.2600
Annual+13.04%
Jan 28, 2021
Feb 11, 2021Feb 25, 2021
$0.2300
$0.2300
Annual+9.52%
Jan 23, 2020
Feb 5, 2020Feb 19, 2020
$0.2100
$0.2100
Annual+5.00%
Jan 24, 2019
Feb 8, 2019Mar 8, 2019
$0.2000
$0.2000
Annual0.00%
Jan 26, 2018
Feb 9, 2018Mar 8, 2018
$0.2000
$0.2000
Annual+25.00%
Feb 28, 2017
Mar 9, 2017Mar 23, 2017
$0.1600
$0.1600
Annual+33.33%
Feb 29, 2016
Mar 11, 2016Mar 25, 2016
$0.1200
$0.1200
Quarterly+50.00%
Mar 2, 2015
Mar 13, 2015Mar 27, 2015
$0.0800
$0.0800
Quarterly+100.00%
Feb 28, 2014
Mar 13, 2014Mar 27, 2014
$0.0400
$0.0400
Quarterly+100.00%
Mar 25, 2013
Apr 4, 2013Apr 18, 2013
$0.0200
$0.0200
Quarterly-60.00%
Aug 7, 2009
Aug 20, 2009Sep 3, 2009
$0.0500
$0.0500
Quarterly0.00%
Apr 20, 2009
Apr 30, 2009May 14, 2009
$0.0500
$0.0500
Quarterly0.00%
Jan 22, 2009
Feb 5, 2009Feb 19, 2009
$0.0500
$0.0500
Quarterly0.00%
Oct 17, 2008
Oct 30, 2008Nov 13, 2008
$0.0500
$0.0500
Quarterly0.00%
Jul 18, 2008
Jul 31, 2008Aug 14, 2008
$0.0500
$0.0500
Quarterly0.00%
Apr 18, 2008
May 1, 2008May 15, 2008
$0.0500
$0.0500
Quarterly0.00%
Jan 18, 2008
Jan 31, 2008Feb 14, 2008
$0.0500
$0.0500
Quarterly0.00%
Oct 19, 2007
Nov 1, 2007Nov 15, 2007
$0.0500
$0.0500
Quarterly0.00%
Jul 20, 2007
Aug 2, 2007Aug 16, 2007
$0.0500
$0.0500
Quarterly0.00%
Apr 20, 2007
May 3, 2007May 17, 2007
$0.0500
$0.0500
Quarterly0.00%
Jan 19, 2007
Feb 1, 2007Feb 15, 2007
$0.0500
$0.0500
Quarterly0.00%
Oct 20, 2006
Oct 30, 2006Nov 13, 2006
$0.0260
$0.0500
Quarterly0.00%
Jul 20, 2006
Aug 3, 2006Aug 17, 2006
$0.0260
$0.0500
Quarterly0.00%
Apr 20, 2006
May 4, 2006May 18, 2006
$0.0260
$0.0500
Quarterly0.00%
Jan 19, 2006
Feb 2, 2006Feb 16, 2006
$0.0260
$0.0500
Quarterly0.00%
Oct 20, 2005
Nov 3, 2005Nov 17, 2005
$0.0260
$0.0500
Quarterly0.00%
Jul 21, 2005
Aug 4, 2005Aug 18, 2005
$0.0260
$0.0500
Quarterly0.00%
Apr 21, 2005
May 4, 2005May 18, 2005
$0.0260
$0.0500
Quarterly0.00%
Oct 21, 2004
Nov 4, 2004Nov 18, 2004
$0.0260
$0.0500
Quarterly0.00%
Jul 23, 2004
Aug 3, 2004Aug 17, 2004
$0.0260
$0.0500
Quarterly-
czwi

Citizens Community Bancorp, Inc. Payout Ratio Analysis

CZWI ยท NASDAQ
Dividends Paid
-3.60M
2025
Net Income
14.42M
2025
Payout Ratio
24.95%
2025

Dividend Sustainability Analysis

Payout Ratio
24.95%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
34.7%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-7.5%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.