Central Plains Bancshares, Inc. Common Stock

Central Plains Bancshares, Inc. Common Stock

CPBIยทNASDAQ

$18.50

+0.0005%
Financial ServicesShell Companies

Central Plains Bancshares, Inc. focuses on providing various banking products and services to retail customers, and small and medium-sized commercial customers in Nebraska, the United States. It offers checking accounts, savings accounts, and certificate of deposit accounts. The company also provides one- to four-family residential mortgage loans secured by properties, as well as commercial real estate loans, commercial and industrial loans, multi-family residential real estate loans, construction and land development loans, agricultural real estate and non-real estate loans, and consumer loans. In addition, it offers electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was incorporated in 2023 and is based in Grand Island, Nebraska.

At a Glance

Live Snapshot
Market Cap$77.80M
EPS0.9600
P/E Ratio19.27
Earnings Date02/11/2026
3Y+74.0%
5Y+74.0%
10Y+74.0%
3Y+16.0%
5Y+16.0%
10Y+16.0%
3Y+4.0%
5Y+4.0%
10Y+4.0%
Central Plains Bancshares, Inc. Common Stock

Central Plains Bancshares, Inc. Common Stock Profit Bridge

CPBI ยท NASDAQ
Revenue27.31M
Cost of Goods Sold (8.41M)
Gross Profit18.90M
Operating Expenses (14.38M)
Operating Income4.52M
Interest Expense (8.21M)
Other Income/Expense0.00
Pretax Income4.52M
Income Tax (869.00K)
Net Income3.65M
Net Income
3.65M

Profitability Analysis

Gross Margin

69.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

16.6%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

13.4%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

19.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Central Plains Bancshares, Inc. Common Stock Income Statement

CPBI โ€ข NASDAQ

Central Plains Bancshares, Inc. Common Stock Income StatementMar 2025Mar 2024Mar 2023Mar 2022
REVENUE
27.3M
23.8M
18.4M
15.7M
GROSS PROFIT
(8.4M)
(6.6M)
(5.6M)
(965K)
18.9M
17.2M
12.8M
14.7M
OPERATING INCOME
(14.4M)
(12.6M)
(10.8M)
(11M)
(8.5M)
(7.5M)
(6.2M)
(6.7M)
4.5M
4.6M
2M
3.7M
PRE-TAX INCOME
(8.2M)
(6.5M)
(2.7M)
(1.1M)
16.5M
14.5M
13.4M
12.1M
(5.9M)
(5.1M)
(4.7M)
(4.3M)
4.5M
4.6M
2M
3.7M
NET INCOME
(869K)
(877K)
(317K)
(595K)
3.7M
3.8M
1.6M
3.1M

SEC Filings

CPBI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2025 Q4

Q4

February 11, 2026
December 31, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 13, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

August 28, 2025
August 26, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 12, 2025
June 30, 2025
2025
DEF 14A

DEF 14A 2025

N/A

July 25, 2025
August 26, 2025
2025
8-K

8-K 2025

N/A

July 23, 2025
July 22, 2025
2025
10-K

10-K 2025 FY

FY

June 26, 2025
March 31, 2025
2025
8-K

8-K 2025

N/A

May 05, 2025
April 29, 2025
2025
10-Q

10-Q 2024 Q4

Q4

February 11, 2025
December 31, 2024
2024
8-K

8-K 2024

N/A

December 02, 2024
November 26, 2024
2024
Showing 1 to 10 of 31 filings