Central Plains Bancshares, Inc. Common Stock

Central Plains Bancshares, Inc. Common Stock

CPBIยทNASDAQ

$18.50

+0.0005%
Financial ServicesShell Companies

Central Plains Bancshares, Inc. focuses on providing various banking products and services to retail customers, and small and medium-sized commercial customers in Nebraska, the United States. It offers checking accounts, savings accounts, and certificate of deposit accounts. The company also provides one- to four-family residential mortgage loans secured by properties, as well as commercial real estate loans, commercial and industrial loans, multi-family residential real estate loans, construction and land development loans, agricultural real estate and non-real estate loans, and consumer loans. In addition, it offers electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was incorporated in 2023 and is based in Grand Island, Nebraska.

At a Glance

Live Snapshot
Market Cap$77.80M
EPS0.9600
P/E Ratio19.27
Earnings Date02/11/2026
Central Plains Bancshares, Inc. Common Stock

Central Plains Bancshares, Inc. Common Stock Fair Value Envelope

CPBI ยท NASDAQ

Our analysis suggests that CPBI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $18.5001, this represents a potential HIDDEN relative to our calculated worth for Central Plains Bancshares, Inc. Common Stock.

Intrinsic Value
Current Price: $18.5001

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$2.6M
+ Cash & Equivalents$28.7M
Firm Value$31.2M
- Debt$0
Equity Value$31.2M
/ Shares Outstanding4,219,323B
DCF Value$7
OVERVALUED BY 60%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$2.2M
$1.1M
$557.4K
$278.7K
$139.3K
$69.7K
$34.8K
$17.4K
$8.7K
$4.4K
Maintenance CapEx
-$752.6K
-$376.3K
-$188.2K
-$94.1K
-$47.0K
-$23.5K
-$11.8K
-$5.9K
-$2.9K
-$1.5K
Owner Earnings
$1.5M
$738.5K
$369.2K
$184.6K
$92.3K
$46.2K
$23.1K
$11.5K
$5.8K
$2.9K
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$1.4M
$633.1K
$293.1K
$135.7K
$62.8K
$29.1K
$13.5K
$6.2K
$2.9K
$1.3K
Terminal Value represents 0.9% of Enterprise Value