ConnectOne Bancorp, Inc.

ConnectOne Bancorp, Inc.

CNOBยทNASDAQ

$29.33

-1.1%
Financial ServicesBanks - Regional

ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the Northern New Jersey and New York Metropolitan area, and South Florida market. The company offers personal and business checking, retirement, money market, and time and savings accounts. It also provides consumer and commercial business loans on a secured and unsecured basis; revolving lines of credit; commercial mortgage loans; residential mortgages on primary and secondary residences; home equity loans; bridge loans; other personal purpose loans; and commercial construction and real estate loans. In addition, the company offers check cards, ATM cards, credit cards, wire transfers, access to automated teller services, Internet banking, treasury direct, automated clearing house origination, mobile banking by phone, safe deposit boxes, and remote deposit capture services. It operates through a network of eight banking offices in Bergen County, five banking offices in Union County, one banking office in Morris County, one office in Essex County, one office in Hudson County, one office in Monmouth County, one banking office in Manhattan in New York City, one office in Nassau County on Long Island, one in Astoria, and five branches in the Hudson Valley, as well as one financial center in West Palm Beach in Palm Beach County. The company was formerly known as Center Bancorp, Inc. and changed its name to ConnectOne Bancorp, Inc. in July 2014. ConnectOne Bancorp, Inc. was incorporated in 1982 and is headquartered in Englewood Cliffs, New Jersey.

At a Glance

Live Snapshot
Market Cap$1.47B
EPS1.4800
P/E Ratio19.82
Earnings Date08/04/2026
3Y-40.0%
5Y+31.0%
10Y+114.0%
3Y-88.0%
5Y-42.0%
10Y-56.0%
3Y-92.0%
5Y-70.0%
10Y-72.0%
CNOB

ConnectOne Bancorp, Inc. Cash Conversion Engine

CNOB ยท NASDAQ
Net Income80.44M
Depreciation & Amortization14.01M
Stock-Based Compensation4.65M
Change in Working Capital-4.89M
Others14.96M
Capital Expenditures-5.39M
Free Cash Flow101.01M

Cash Flow Quality Analysis

FCF Conversion Rate

125.6%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

5.1%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+77.5%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$4.89M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

ConnectOne Bancorp, Inc. Cash Flow Statement

CNOB โ€ข NASDAQ

ConnectOne Bancorp, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
80.4M
73.8M
87M
125.2M
130.4M
71.3M
73.4M
60.4M
43.2M
31.1M
41.3M
18.6M
19.9M
17.5M
13.9M
7M
3.8M
5.8M
3.9M
3.9M
14M
5.7M
5.9M
5.5M
5.7M
6.8M
4.5M
3.7M
3.9M
3.5M
3.2M
2M
886K
914K
983K
1.2M
1.5M
1.8M
1.9M
2.1M
-2.8M
-2M
4.1M
-403K
16K
-7.5M
104K
926K
3.7M
2M
-3.5M
184K
1.7M
1.9M
3.4M
51K
819K
1.2M
-4.9M
5.3M
4.6M
4.6M
4.9M
4.9M
4.5M
2.9M
2.9M
1.9M
1.8M
2.1M
747K
223K
59K
39K
35K
51K
77K
128K
0.0
0.0
15M
6.7M
10.8M
17.8M
4.6M
45.7M
4.2M
21.2M
71.5M
28.4M
5.3M
2M
2.2M
1.4M
1.1M
8.5M
4.6M
2.6M
-399K
2M
(43.7M)
(24M)
(31.6M)
(49.2M)
(45.4M)
(26.5M)
(18.5M)
(9.1M)
(16.2M)
(22.9M)
(17.9M)
(5M)
(4.7M)
(6.3M)
(4.5M)
(2.5M)
(344K)
(2.4M)
(0.0)
(0.0)
-4.9M
-28M
-19.9M
23.8M
57M
-38.1M
-24.4M
1.1M
7.1M
-17.4M
-824K
2.1M
-1.6M
-726K
-1.4M
907K
-2.1M
-12.4M
1.5M
-7.7M
106.4M
60.7M
92.9M
176.8M
202.3M
81.1M
60.7M
89.1M
131.1M
49.7M
46.2M
25.2M
23.2M
21.1M
18.1M
17.6M
8.7M
-704K
1.9M
5.5M
INVESTING ACTIVITIES
-5.4M
-3.8M
-7.4M
-3.3M
-2.8M
-2.2M
-1.5M
-2.1M
-2.7M
-2.7M
-3.9M
-2M
-973K
-842K
-316K
-300K
-742K
-2.9M
-182K
-2.2M
(54.9M)
(0.0)
(0.0)
(0.0)
(974K)
(87.4M)
(11.2M)
(0.0)
(0.0)
(0.0)
(0.0)
(70.3M)
(0.0)
-4.1M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-443.3M
-82M
-45M
-349.6M
-350.3M
-340.1M
-225.9M
-140M
-224.6M
-166.5M
-54.9M
-58.7M
-179M
-224.5M
-413.8M
-791.2M
-785.5M
-317.7M
-206.9M
-275.7M
443.6M
69.7M
64.6M
150.3M
285.9M
276.4M
362.4M
141.9M
138.6M
237.6M
144.8M
124.7M
172.4M
208.7M
310.7M
713.1M
724M
383.5M
262.2M
422.9M
-236M
71.3M
-260.1M
-1.3B
-623.6M
-344.9M
-248.7M
-357M
-729.1M
-496M
-590.7M
-274.3M
-70M
-87.7M
-48.8M
10.8M
-44.7M
-121.6M
-1.4M
-46.6M
-186.2M
(55.2M)
-248M
-1.5B
-689.9M
-323.4M
-102.5M
-357.2M
-817.7M
-427.7M
-504.7M
-140M
-77.6M
-108.3M
-152.6M
-68.7M
-106.9M
-58.6M
(53.7M)
(98.3M)
FINANCING ACTIVITIES
-2.2M
-7.2M
-19.4M
-15.3M
-10.7M
-1.6M
-12.6M
-819K
0.0
38.4M
0.0
878K
0.0
0.0
-5K
12.1M
11M
-1.9M
-9.3M
-2.7M
-20M
-245.5M
936K
389.4M
-7.7M
-50.5M
-165.2M
3.5M
209M
-195M
242.5M
81.9M
0.0
-15M
-51.9M
-56.4M
813K
50.3M
11.7M
-97.8M
-38M
-33.3M
-31.9M
-29.5M
-19.2M
-14.3M
-12.2M
-9.7M
-9.6M
-9.1M
-9.1M
-7.1M
-4.4M
-3.1M
-2.4M
-2.3M
-3.6M
-4.7M
-4.9M
-4.8M
-2.2M
-7.2M
-19.4M
-15.3M
-10.7M
-1.6M
-12.6M
-819K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(100.4M)
-10M
(0.0)
(0.0)
-1.9M
-10M
-3.4M
164.4M
284M
180M
1B
376.1M
410.8M
260.8M
297.9M
436.4M
554.4M
298.3M
84.1M
35.4M
100.4M
261.1M
45.9M
154.1M
-39.4M
-27.4M
26.5M
104.2M
-2.1M
129.5M
1.4B
449.4M
344.5M
70.9M
290.9M
635.8M
377.5M
531.7M
159M
31M
82.3M
208.1M
-667K
172.4M
4.3M
-30M
-78.8M
CASH FLOW SUMMARY
24.4M
113.8M
-25.6M
2.8M
-38.2M
102.3M
29.1M
22.8M
-50.8M
-496K
74M
44.2M
-23.4M
-5M
73.6M
-51.7M
74.1M
-55M
25.7M
25M
356.5M
242.7M
268.3M
265.5M
303.8M
201.5M
172.4M
149.6M
200.4M
200.9M
126.8M
82.7M
106.1M
111.1M
37.5M
89.2M
15M
70M
44.4M
19.3M
380.9M
356.5M
242.7M
268.3M
265.5M
303.8M
201.5M
172.4M
149.6M
200.4M
200.9M
126.8M
82.7M
106.1M
111.1M
37.5M
89.2M
15M
70M
44.4M
101M
56.9M
85.5M
173.5M
199.5M
78.9M
59.2M
87M
128.5M
47M
42.4M
23.2M
22.2M
20.2M
17.8M
17.3M
7.9M
-3.6M
1.7M
3.3M

SEC Filings

CNOB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 20, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
May 19, 2026
2026
8-K

8-K 2026

N/A

April 09, 2026
April 09, 2026
2026
10-K

10-K 2025 FY

FY

February 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 12, 2026
February 12, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 15, 2026
January 15, 2026
2026
8-K

8-K 2025

N/A

December 12, 2025
December 11, 2025
2025
Showing 1 to 10 of 581 filings