Clover Health Investments, Corp.

Clover Health Investments, Corp.

CLOVยทNASDAQ

$3.96

+8.6%
HealthcareMedical - Healthcare Plans

Clover Health Investments, Corp. operates as a medicare advantage insurer in the United States. The company through its Clover Assistant, a software platform that provides preferred provider organization and health maintenance organization health plans for medicare-eligible consumers. It also focuses on non-insurance businesses. Clover Health Investments, Corp. was incorporated in 2014 and is based in Franklin, Tennessee.

At a Glance

Live Snapshot
Market Cap$2.05B
EPS-0.1700
P/E Ratio-23.32
Earnings Date08/04/2026
clov

Clover Health Investments, Corp. Street Expectations Map

CLOV ยท NASDAQ

Wall Street analysts project that CLOV stock may decline over the coming 12 months. The consensus 1-year price target stands at 3.33, with estimates ranging from a low of 1.80 to a high of 6.00.

Lowest Target
1.80
-54.60%
Consensus Target
3.33
-16.02%
Highest Target
6.00
51.32%

The consensus 1-year price target stands at 3.33, with estimates ranging from a low of 1.80 to a high of 6.00.

Analyst Consensus Analysis

Upside Potential

-16.0%

Significant downside risk. Stock trading well above analyst consensus suggests elevated valuation concerns and potential correction.

Analyst Agreement

126.1% spread

High uncertainty. Very wide target spread indicates significant disagreement among analystsโ€”major valuation uncertainty or transformation underway.

Risk-Reward Profile

0.94x

Unfavorable risk-reward. Downside risk exceeds upside potential. Consider defensive positioning or alternative opportunities.

Analyst Conviction

Low

High uncertainty: Wide dispersion indicates analysts struggle to agree on valuationโ€”proceed with caution and independent analysis.

Market Sentiment Insight

Extreme uncertainty: Massive dispersion in price targets reflects fundamental disagreement on business trajectory. This could signal transformation, disruption, or complex valuationโ€”requires deep sector expertise and contrarian mindset.

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Clover Health Investments, Corp. Forward Estimates of Revenue

CLOV ยท NASDAQ
Latest Revenue
1.92B
FY 2025
Avg Estimate
2.91B
FY 2026
Estimate Range
2.89B - 2.93B
Analyst Spread

Forward Growth Analysis

Projected Growth+51.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Clover Health Investments, Corp. Forward Estimates of Net Income

CLOV ยท NASDAQ
Latest Net Income
-85.55M
FY 2025
Avg Estimate
20.01M
FY 2026
Estimate Range
19.83M - 20.20M
Analyst Spread

Forward Growth Analysis

Projected Growth+123.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

clov

Clover Health Investments, Corp. Forward Estimates of EPS

CLOV ยท NASDAQ
Latest EPS
-0.17
FY 2025
Avg Estimate
$0.04
FY 2026
Estimate Range
$0.04 - $0.04
Analyst Spread

Forward Growth Analysis

Projected Growth+122.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Clover Health Investments, Corp. Forward Estimates of EBIT

CLOV ยท NASDAQ
Latest EBIT
-85.55M
FY 2025
Avg Estimate
-502.69M
FY 2026
Estimate Range
-505.78M - -498.83M
Analyst Spread

Forward Growth Analysis

Projected Growth-487.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Clover Health Investments, Corp. Forward Estimates of EBITDA

CLOV ยท NASDAQ
Latest EBITDA
-83.86M
FY 2025
Avg Estimate
-499.33M
FY 2026
Estimate Range
-502.40M - -495.50M
Analyst Spread

Forward Growth Analysis

Projected Growth-495.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Clover Health Investments, Corp. Forward Estimates of SG&A Expense

CLOV ยท NASDAQ
Latest SG&A Expense
176.32M
FY 2025
Avg Estimate
862.53M
FY 2026
Estimate Range
855.91M - 867.85M
Analyst Spread

Forward Growth Analysis

Projected Growth+389.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

clov

Clover Health Investments, Corp. Insider Positioning

CLOV ยท NASDAQ

During the last 12 months, insiders have sold $2.29M worth of CLOV shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

391.5K

1.47M

Net Activity

-1.5M

-$1.47M

3-6 Months

Bought

0

0.00

Sold

186.6K

409.75K

Net Activity

-410K

-$410K

6-9 Months

Bought

0

0.00

Sold

117.0K

414.51K

Net Activity

-415K

-$415K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
PBP

Priest Brady Patrick

Officer: Ceo Of Clover Care Services

359.6K sharesโ€ข3 transactions

$1.03M

2
WC

Wai Conrad

Officer: Ceo, Counterpart Health

220.4K sharesโ€ข1 transactions

$879K

3
ECA

Edwards Carladenise Armbrister

Director

67.2K sharesโ€ข1 transactions

$230K

4
RJL

Reynoso Jamie L.

Officer: Ceo, Medicare Advantage

47.8K sharesโ€ข5 transactions

$150K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.29M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$1.47M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

4 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.