CLOV - NASDAQ

Clover Health Investments, Corp.

Clover Health Investments, Corp.

CLOVยทNASDAQ

$3.96

+8.6%
HealthcareMedical - Healthcare Plans

Clover Health Investments, Corp. operates as a medicare advantage insurer in the United States. The company through its Clover Assistant, a software platform that provides preferred provider organization and health maintenance organization health plans for medicare-eligible consumers. It also focuses on non-insurance businesses. Clover Health Investments, Corp. was incorporated in 2014 and is based in Franklin, Tennessee.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$2.05B
EPS-0.1700
P/E Ratio-23.32
Earnings Date08/04/2026
Clover Health Investments, Corp.

Clover Health Investments, Corp. Fair Value Envelope

CLOV ยท NASDAQ

Our analysis suggests that CLOV has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $3.965, this represents a potential HIDDEN relative to our calculated worth for Clover Health Investments, Corp..

HIDDEN
Intrinsic Value
Current Price: $3.965

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value-$58.0M
+ Cash & Equivalents$78.3M
Firm Value$20.3M
- Debt$0
Equity Value$20.3M
/ Shares Outstanding516,132,315B
DCF Value$0
OVERVALUED BY 99%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
-$33.5M
-$16.7M
-$8.4M
-$4.2M
-$2.1M
-$1.0M
-$522.9K
-$261.5K
-$130.7K
-$65.4K
Maintenance CapEx
-$204.3K
-$102.2K
-$51.1K
-$25.5K
-$12.8K
-$6.4K
-$3.2K
-$1.6K
-$798
-$399
Owner Earnings
-$33.7M
-$16.8M
-$8.4M
-$4.2M
-$2.1M
-$1.1M
-$526.1K
-$263.1K
-$131.5K
-$65.8K
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
-$31.2M
-$14.4M
-$6.7M
-$3.1M
-$1.4M
-$663.1K
-$307.0K
-$142.1K
-$65.8K
-$30.5K
Terminal Value represents 0.0% of Enterprise Value
Negative Owner Earnings
This company generates negative free cash flow. Consider adjusting maintenance CapEx percentage or check the financial data.

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