Civista Bancshares, Inc.

Civista Bancshares, Inc.

CIVB·NASDAQ

$25.82

-2.4%
Financial ServicesBanks - Regional

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

At a Glance

Live Snapshot
Market Cap$536.62M
EPS2.6400
P/E Ratio8.42
Earnings Date07/23/2026

civb

Retained Earnings

Last Annual Value

239.78M

3-Year CAGR

15%

5-Year CAGR

21%

10-Year CAGR

46%

Civista Bancshares, Inc.

Civista Bancshares, Inc. Competitors Analysis of Retained Earnings

CIVB · NASDAQ
CompanyRetained Earnings
CAGR 3Y
CAGR 5Y
CAGR 10Y
239.78M
9.3%13.8%28.7% 
305.54M
9.8%12.4%12.8%
284.83M
6.7%8.6%10.5%
420.40M
-1.0%2.0%4.6%
243.94M
8.5%14.7%27.9%
BSVN logo
Bank7 Corp.
NASDAQ:BSVN
149.71M
23.8%35.2%12.0%
FRBA logo
First Bank
NASDAQ:FRBA
214.46M
15.1%17.5%31.7%
238.99M
4.3%6.6%9.9%
377.73M
7.2%9.5%11.9%
286.66M
10.3%14.7%20.1%
341.74M
-9.3%-3.5%-0.3%
Civista Bancshares, Inc.

Civista Bancshares, Inc. Fair Value Envelope

CIVB · NASDAQ

Our analysis suggests that CIVB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $25.82, this represents a potential HIDDEN relative to our calculated worth for Civista Bancshares, Inc..

Intrinsic Value
Current Price: $25.82