Civista Bancshares, Inc.

Civista Bancshares, Inc.

CIVB·NASDAQ

$25.21

-2.4%
Financial ServicesBanks - Regional

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

At a Glance

Live Snapshot
Market Cap$523.95M
EPS2.6400
P/E Ratio9.55
Earnings Date07/23/2026

civb

Net Debt

Last Annual Value

206.86M

3-Year CAGR

-30%

5-Year CAGR

30%

10-Year CAGR

9%

Civista Bancshares, Inc.

Civista Bancshares, Inc. Competitors Analysis of Net Debt

CIVB · NASDAQ
CompanyNet Debt
CAGR 3Y
CAGR 5Y
CAGR 10Y
206.86M
-19.2%N/A11.4% 
228.64M
4.5%-8.8%N/A
-83.91M
N/AN/AN/A
979.47M
15.7%21.5%10.0%
49.56M
-33.9%N/A-8.8%
BSVN logo
Bank7 Corp.
NASDAQ:BSVN
-244.63M
N/AN/AN/A
FRBA logo
First Bank
NASDAQ:FRBA
-31.13M
N/AN/AN/A
23.54M
-37.4%N/AN/A
-211.85M
N/AN/AN/A
21.17M
N/AN/AN/A
1.09B
-8.8%12.0%10.1%
Civista Bancshares, Inc.

Civista Bancshares, Inc. Fair Value Envelope

CIVB · NASDAQ

Our analysis suggests that CIVB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $25.21, this represents a potential HIDDEN relative to our calculated worth for Civista Bancshares, Inc..

Intrinsic Value
Current Price: $25.21