Cincinnati Financial Corporation

Cincinnati Financial Corporation

CINF·NASDAQ

$158.01

+0.0095%
Financial ServicesInsurance - Property & Casualty

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

At a Glance

Live Snapshot
Market Cap$24.44B
EPS15.1700
P/E Ratio10.42
Earnings Date07/27/2026
10.68%
Return on Invested Capital
-6%
3Y-464.0%
5Y-100.0%
10Y-43.0%
15.04%
Return on Equity
-9%
3Y-426.0%
5Y+33.0%
10Y+80.0%
5.84%
Return on Assets
-7%
3Y-456.0%
5Y+32.0%
10Y+101.0%
Cincinnati Financial Corporation

Cincinnati Financial Corporation Management Team

CINF · NASDAQ
MM

Mr. Michael James Sewell CPA

Chief Financial Officer, Principal Accounting Officer, Executive Vice President & Treasurer

Compensation

$3,883,077

Born 1964(Age 62)
male
MJ

Mr. John Scott Kellington

Chief Information Officer & Executive Vice President of The Cincinnati Insurance Company

Compensation

$2,667,853

Born 1962(Age 64)
male
MT

Ms. Teresa Currin Cracas Esq.

Chief Risk Officer & Executive Vice President of The Cincinnati Insurance Company

Compensation

$2,457,978

Born 1966(Age 60)
female
MS

Mr. Steven Justus Johnston C.F.A., CERA, FCAS, MAAA

Executive Chairman

Compensation

$6,009,037

Born 1960(Age 66)
male
MS

Mr. Steven Anthony Soloria C.F.A., C.P.C.U.

Executive Vice President & Chief Investment Officer

Compensation

$2,050,722

Born 1967(Age 59)
male
MT

Mr. Thomas Christopher Hogan Esq.

Executive Vice President, Chief Legal Officer & Company Secretary

Born 1993(Age 33)
male
MS

Mr. Stephen Michael Spray

President, Chief Executive Officer & Director

Compensation

$5,309,283

Born 1966(Age 60)
male
MD

Mr. Donald Joseph Doyle Jr., AIM, C.P.C.U.

Senior Vice President of The Cincinnati Insurance Company

Born 1967(Age 59)
male
MD

Mr. Dennis E. McDaniel C.M.A., CPA, C.P.C.U., CFM

Vice President & Investor Relations Officer

Born 1960(Age 66)
male
BE

Betsy E. Ertel C.P.C.U.

Vice President of Corporate Communications

cinf

Cincinnati Financial Corporation Insider Positioning

CINF · NASDAQ

During the last 12 months, insiders have purchased $339K and sold $537K worth of CINF shares, resulting in $198K of net selling activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

1.0K

162.58K

Sold

0

0.00

Net Activity

+163K

+$163K

6-9 Months

Bought

1.1K

176.91K

Sold

0

0.00

Net Activity

+177K

+$177K

9-12 Months

Bought

0

0.00

Sold

3.5K

537.40K

Net Activity

-537K

-$537K

Top Buyers

1
DDJ

Debbink Dirk J

Director

2.0K shares2 transactions

$317K

2
WES

Wilkins Edward Scott

Director

140 shares1 transactions

$23K

Top Sellers

1
SCO

Schiff Charles Odell

Director

3.5K shares1 transactions

$537K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Slightly bearish with $198K net selling. Selling modestly exceeds buying, which could be routine diversification rather than concern.

Buy/Sell Ratio

0.63:1

Moderately negative ratio. Selling is roughly double the buying, which may be routine or signal caution.

Insider Participation

Moderate Buying

2 insider buyers vs. 1 sellers. More insiders buying than selling indicates positive sentiment.

SEC Filings

CINF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 18, 2026
May 02, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 19, 2025
May 03, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 20, 2024
May 04, 2024
2024
DEF 14A

DEF 14A

N/A

March 22, 2023
March 22, 2023
 
DEF 14A

DEF 14A 2022

N/A

March 24, 2022
May 07, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 24, 2021
May 08, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 18, 2020
May 02, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 13, 2019
March 13, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 21, 2018
May 05, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 22, 2017
May 06, 2017
2017
Showing 1 to 10 of 33 filings